Peter Grognard
ActivePeter Grognard has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-154k) and a net result of €-12k. Equity is shrinking by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-154k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
28 d late
2023
75 d early
2022
26 d early
2021
74 d early
2020
30 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-154k▼ 8.6%
2024 · €-142k
2018: €72k
2019: €6k
2020: €-55k
2021: €-120k
2022: €-115k
2023: €-134k
2024: €-142k
2018 → 2025
Total assets
€3k▲ 19.9%
2024 · €2k
2018: €202k
2019: €88k
2020: €37k
2021: €20k
2022: €8k
2023: €21k
2024: €2k
2018 → 2025
Net result
€-12k▼ 52.5%
2024 · €-8k
2018: €-26k
2019: €-72k
2020: €-60k
2021: €-66k
2022: €6k
2023: €-19k
2024: €-8k
2018 → 2025
Working capital
€-155k▼ 8.9%
2024 · €-143k
2018: €45k
2019: €-4k
2020: €-60k
2021: €-129k
2022: €-118k
2023: €-136k
2024: €-143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-120k-€-115k▲ 4.7%€-134k▼ 16.4%€-142k▼ 6.0%€-154k▼ 8.6%
Operating result€-64k-€6k€-18k€-7k▲ 60.9%€-12k▼ 67.8%
Net result€-66k-€6k€-19k€-8k▲ 57.5%€-12k▼ 52.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€1k▲ 49.8%
Current assets
€1k▼ 2.9%
Key figures and ratios
EBITDA
€-11k▼
2024 · €-6k
Cash flow
€-11k▼
2024 · €-7k
Interest coverage
-24.72▼
2024 · -8.82
Debt
€156k▲
2024 · €144k
Debt ≤ 1 year
€156k▲
2024 · €144k
Income taxes
€0▼
2024 · €330
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€3k▲
Fixed assets21/28€967€1k▲
Tangible fixed assets22/27€967€1k▲
Plant, machinery and equipment23€967€1k▲
Current assets29/58€1k€1k▼
Amounts receivable within one year40/41€768€679▼
Trade receivables40€768€679▼
Cash at bank and in hand54/58€502€555▲
Equity and liabilities
Total equity and liabilities10/49€2k€3k▲
Equity10/15€-142k€-154k▼
Contributions10/11€19k€19k=
Reserves13€69k€69k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€-229k€-242k▼
Amounts payable17/49€144k€156k▲
Amounts payable within one year42/48€144k€156k▲
Trade debts44€588€232▼
Suppliers440/4€588€232▼
Taxes, remuneration and social security45€1k€569▼
Taxes450/3€1k€569▼
Other amounts payable47/48€142k€156k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€920€625▼
Gross operating margin9900€-5k€-10k▼
Operating profit (loss)9901€-7k€-12k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€653€425▼
Recurring financial charges65€653€425▼
Profit (loss) for the period before taxes9903€-8k€-12k▼
Income taxes67/77€330€0▼
Profit (loss) for the period9904€-8k€-12k▼
Profit (loss) for the period to be appropriated9905€-8k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-229k€-242k▼
Profit (loss) brought forward from the previous period14P€-221k€-229k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
01-03
State Gazette act
Director reappointment · Permanent representative
Director resignation · Director appointment
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 4 loss-making years.
31-10
State Gazette act
General meeting · Approval
Capital increase · Share issue
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Ourystraat 333320 HoegaardenGround area
2,234 m²
Building footprint
198 m²
Volume, LiDAR
2,377 m³
Parcel 24041D0423/00X006, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ernest Ourystraat 33, 3320 Hoegaarden
since 20002.099.378.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041D0423/00X006 | Flanders | 2,234 m² | 1 · 198 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
Ownership & control
1 partyPeter GrognardBE 0470.419.811
controls
Where this company holds controlthis company sits on their board1
1 location
Similar companies · same sector, comparable size
Ekisystem
BE 0729.536.901
Braine-le-Comte · Eq €6k
E & L CONSTRUCT
BE 0874.869.427
Bilzen-Hoeselt · Eq €6k
MagSeven
BE 1022.493.232
Overijse · Eq €6k
LOLLIEPOP
BE 0452.639.018
Kampenhout · Eq €6k
AAB MANAGEMENT
BE 0782.998.648
Evere · Eq €6k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 16,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2000
Fiscal year end31-12
Trade name NL
Nathalie Duprez
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.