BV Property
ActiveSummary
BV Property has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €35k. Its solvency ranks better than 25% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+17
Solvency28▲+7
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.13 in 2024; short-term debt: 31.7% and cash: 0.3% of total assets), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.4%
Return on assets
7.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k
2024 · €-19k
2024: €-19k
2024 → 2025
Total assets
€477k▼ 2.8%
2024 · €490k
2024: €490k
2024 → 2025
Net result
€35k
2024 · €-29k
2024: €-29k
2024 → 2025
Working capital
€-124k▲ 21.5%
2024 · €-158k
2024: €-158k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-19k-€16k
Operating result€-10k-€53k
Net result€-29k-€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€450k ▼ 3.5%
Current assets
€27k ▲ 13.2%
Equity and liabilities €477k
Equity
€16k
Debt
€461k
Debt finances 96.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€69k▼
2024 · €78k
Cash flow
€51k▼
2024 · €59k
Current ratio
0.18▲
2024 · 0.13
Debt / equity
28.77▲
2024 · -27.29
ROE
216.4%
ROA
7.3%▲
2024 · -5.8%
Interest coverage
4.19▲
2024 · 4.12
Debt ≤ 1 year
€151k▼
2024 · €182k
Debt > 1 year
€310k▼
2024 · €327k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€490k€477k▼
Formation expenses20€375€0▼
Fixed assets21/28€466k€450k▼
Tangible fixed assets22/27€466k€450k▼
Land and buildings22€466k€450k▼
Current assets29/58€24k€27k▲
Amounts receivable within one year40/41€18k€26k▲
Trade receivables40€18k€0▼
Other amounts receivable41-€26k
Cash at bank and in hand54/58€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€490k€477k▼
Equity10/15€-19k€16k▲
Contributions10/11€10k€10k=
Reserves13-€6k
Distributable reserves133-€6k
Profit (loss) carried forward14€-29k€0▲
Amounts payable17/49€509k€461k▼
Amounts payable after more than one year17€327k€310k▼
Financial debts170/4€327k€310k▼
Amounts payable within one year42/48€182k€151k▼
Current portion of amounts payable after more than one year42€20k€19k▼
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€693€2k▲
Taxes450/3€693€2k▲
Other amounts payable47/48€157k€123k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€17k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€81k€72k▼
Operating profit (loss)9901€-10k€53k▲
Financial charges65/66B€19k€17k▼
Recurring financial charges65€19k€17k▼
Profit (loss) for the period before taxes9903€-29k€36k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-29k€35k▲
Profit (loss) for the period to be appropriated9905€-29k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€6k▲
Profit (loss) brought forward from the previous period14P-€-29k
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Adriaenssensstraat 95-972900 SchotenGround area
89 m²
Building footprint
57 m²
Volume, LiDAR
548 m³
Parcel 11442C0452/00P005, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BV Property
since 20232.351.465.387
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0452/00P005 | Flanders | 89 m² | 1 · 57 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AX Venture
BE 0446.234.840
Houthalen-Helchteren · Eq €16k
Centre Paramédical Impulsion
BE 0798.881.607
Liège · Eq €16k
CASA TRUNCORUM
BE 0651.970.949
Mortsel · Eq €16k
KHALES
BE 0771.786.240
Anderlecht · Eq €16k
ARSENAL HEALTH CARE
BE 0779.244.550
Etterbeek · Eq €16k
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 1,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2023
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.