BUVE - VAN ROY
ActiveBUVE - VAN ROY has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €515k and a net result of €29k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73=
Solvency92▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.67 against 6.24 in 2024; short-term debt: 12.7% and cash: 18.4% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
36 d early
2023
50 d early
2022
38 d early
2021
31 d early
2020
33 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€515k▲ 5.9%
2024 · €487k
2018: €317k
2019: €325k
2020: €342k
2021: €386k
2022: €456k
2023: €460k
2024: €487k
2018 → 2025
Total assets
€773k▲ 1.3%
2024 · €763k
2018: €619k
2019: €625k
2020: €625k
2021: €658k
2022: €769k
2023: €741k
2024: €763k
2018 → 2025
Net result
€29k▲ 6.9%
2024 · €27k
2018: €9k
2019: €8k
2020: €17k
2021: €44k
2022: €70k
2023: €5k
2024: €27k
2018 → 2025
Working capital
€555k▲ 4.7%
2024 · €530k
2018: €404k
2019: €415k
2020: €433k
2021: €446k
2022: €519k
2023: €518k
2024: €530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€386k-€456k▲ 18.2%€460k▲ 1.0%€487k▲ 5.8%€515k▲ 5.9%
Operating result€65k-€113k▲ 74.1%€15k▼ 86.3%€52k▲ 238%€57k▲ 8.4%
Net result€44k-€70k▲ 60.2%€5k▼ 93.4%€27k▲ 481%€29k▲ 6.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €773k
Fixed assets
€120k▼ 8.6%
Current assets
€653k▲ 3.4%
Equity and liabilities €773k
Equity
€515k▲ 5.9%
Debt
€258k▼ 6.7%
The debt ratio falls from 36.2% to 33.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €69k
Cash flow
€49k▲
2024 · €44k
Solvency
66.7%▲
2024 · 63.8%
Current ratio
6.67▲
2024 · 6.24
Quick ratio
1.55▼
2024 · 1.73
Debt / equity
0.50▼
2024 · 0.57
ROE
5.5%▲
2024 · 5.5%
ROA
3.7%▲
2024 · 3.5%
Interest coverage
6.28▼
2024 · 8.24
Debt
€258k▼
2024 · €276k
Debt ≤ 1 year
€98k▼
2024 · €101k
Debt > 1 year
€160k▼
2024 · €175k
Income taxes
€16k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€763k€773k▲
Fixed assets21/28€132k€120k▼
Tangible fixed assets22/27€127k€114k▼
Land and buildings22€95k€85k▼
Plant, machinery and equipment23€865€6k▲
Furniture and vehicles24€31k€23k▼
Financial fixed assets28€5k€6k▲
Current assets29/58€632k€653k▲
Stocks and contracts in progress3€456k€501k▲
Stocks30/36€456k€501k▲
Amounts receivable within one year40/41€21k€9k▼
Trade receivables40€11k€6k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€144k€142k▼
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€763k€773k▲
Equity10/15€487k€515k▲
Contributions10/11€218k€218k=
Reserves13€123k€152k▲
Distributable reserves133€123k€152k▲
Profit (loss) carried forward14€146k€146k=
Amounts payable17/49€276k€258k▼
Amounts payable after more than one year17€175k€160k▼
Financial debts170/4€16k€4k▼
Other amounts payable178/9€159k€156k▼
Amounts payable within one year42/48€101k€98k▼
Current portion of amounts payable after more than one year42€16k€12k▼
Trade debts44€61k€64k▲
Suppliers440/4€61k€64k▲
Advances received on contracts in progress46-€229
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€19k€22k▲
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€21k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€9k€9k▼
Gross operating margin9900€79k€92k▲
Operating profit (loss)9901€52k€57k▲
Financial income75/76B€499€803▲
Recurring financial income75€499€803▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€8k€12k▲
Non-recurring financial charges66B€248€310▲
Profit (loss) for the period before taxes9903€44k€45k▲
Income taxes67/77€18k€16k▼
Profit (loss) for the period9904€27k€29k▲
Profit (loss) for the period to be appropriated9905€27k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€172k€174k▲
Profit (loss) brought forward from the previous period14P€146k€146k=
Transfer to equity691/2€27k€29k▲
To other reserves6921€27k€29k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €515k ▲5.9%
8 profitable years in a row build equity to €515k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼93.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €70k ▲60.2%
Operating result €113k, net result €70k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat(WOM) 203350 LinterGround area
1,335 m²
Building footprint
621 m²
Volume, LiDAR
2,953 m³
Parcel 24128C0010/00D005, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BUVE-VAN ROY BVBA
since 19892.043.846.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24128C0010/00D005 | Flanders | 1,335 m² | 1 · 621 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Electro Geel
BE 0547.990.018
Geel · Eq €514k
PROFILEC
BE 0474.642.576
Brugge · Eq €513k
EUROSMART
BE 0658.851.714
Genk · Eq €519k
PIANO'S DRIESEN
BE 0455.098.165
Maasmechelen · Eq €520k
PLUGERS
BE 0436.993.809
Tongeren-Borgloon · Eq €510k
Of 1,510 companies in sector 47540 we hold annual accounts for 805. 608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-1989
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
47521Retail sale of hardware, building materials, paint and glass (general range)
47552Retail sale of lighting equipment
47592Retail trade
52442
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.