Age4 yrs
Real estate1 parcel · 170 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BUROKO is 1.8% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 60 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00093575 |
| 30-09-2024 | 30-04-2025 | 20-01-2025 | 100 d early | 2025-00008350 |
| 30-09-2023 | 30-04-2024 | 21-02-2024 | 69 d early | 2024-00032643 |
| 30-09-2022 | 30-04-2023 | 28-02-2023 | 61 d early | 2023-00033083 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-5k
Working capital€-17k-60.1%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 18 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -13.1% | 51.1% | |
| Net result | €-5k | €9k | |
| Equity | €-5k | €43k | |
| Gross operating margin | €3k | €23k | |
| Total assets | €39k | €69k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P13
Stable position over 2022-2025
· n=60-209
P18
Stable position over 2022-2025
· n=60-208
P12
Stable position over 2022-2025
· n=60-209
P20
Weakening position over 2022-2025
· n=60-206
Describes the position versus peers, not a forecast.
€2k
-89.5%
22-25
€-5k
-
22-25
€-180
-
22-25
€39k
-10.3%
22-25
€-5k
-
22-25
€-17k
-60.1%
22-25
€853
-60.1%
22-25
€44k
+1.9%
22-25
Show 9 other metrics
€39k
-2.0%
22-25
€5k
+45.0%
22-25
0.55
-23.9%
22-25
0.55
-23.9%
22-25
-13.1%
-
22-25
-8.62
-
22-25
103.7%
-97.8%
22-25
-13.6%
-
22-25
1.53
-93.1%
22-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-5k |
| Cash flow | €-180 |
| Staff costs | - |
| Income taxes | €853 |
| Dividends | - |
| Total assets | €39k |
| Equity | €-5k |
| Debt | €44k |
| of which ≤ 1y | €39k |
| of which > 1y | €5k |
| Working capital | €-17k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.55 |
| Quick ratio | 0.55 |
| Working capital ratio | -44.6% |
| Solvency | -13.1% |
| Debt / equity | -8.62 |
| Long-term debt ratio | -1.02 |
| Interest coverage | 1.53 |
| Gross margin | - |
| Net margin | - |
| ROA | -13.6% |
| ROE | 103.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €39k |
| Fixed assets | 21/28 | €17k |
| Tangible fixed assets | 22/27 | €17k |
| Current assets | 29/58 | €21k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €39k |
| Equity | 10/15 | €-5k |
| Contributions / capital | 10/11 | €1 |
| Reserves | 13 | €185 |
| Accumulated profits (losses) | 14 | €-5k |
| Amounts payable | 17/49 | €44k |
| Amounts payable after one year | 17 | €5k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €3k |
| Operating result | 9901 | €-3k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-4k |
| Income taxes | 67/77 | €853 |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed20
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBUROKO
since 20212.321.736.471
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area170 m²
Buildings1
Building footprint79 m²
Volume (LiDAR)741 m³
Tallest building11.9 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35383C0344/00X000 | Flanders | 170 m² | 1 · 79 m² | 11.9 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
0 of 1 acts readWe know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Financial profile
5 of 5 axes measured56
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
20
Profitability
100
Solvency
34
Growth
32
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 159 of the 2,876 companies in this sector. 6 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Prepress- en premediadiensten18130Prepress- en premediadiensten18130Activiteiten van grafische designers74103Overige activiteiten van gespecialiseerde designers74109Grafisch ontwerp en visuele communicatie74120Overige gespecialiseerde ontwerpactiviteiten74140Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van fotografen, met uitzondering van persfotografen74201Overige fotografische activiteiten74209Overige fotografische activiteiten74209Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | BUROKO |
Registered office
Gerststraat 31
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.