Buro Mirlo
ActiveBuro Mirlo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €70k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 1.76 in 2024; short-term debt: 33.6% and cash: 0.1% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
65.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
2023
6 d early
2022
92 d late
2021
31 d late
2020
29 d early
2019
129 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 16.3%
2024 · €61k
2019: €16k
2020: €47k
2021: €108k
2022: €76k
2023: €71k
2024: €61k
2019 → 2025
Total assets
€107k▼ 5.5%
2024 · €113k
2019: €42k
2020: €85k
2021: €136k
2022: €114k
2023: €128k
2024: €113k
2019 → 2025
Net result
€70k▲ 17.2%
2024 · €60k
2019: €16k
2020: €30k
2021: €62k
2022: €44k
2023: €70k
2024: €60k
2019 → 2025
Working capital
€48k▲ 22.0%
2024 · €40k
2019: €16k
2020: €42k
2021: €83k
2022: €49k
2023: €47k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€76k▼ 29.9%€71k▼ 6.5%€61k▼ 14.5%€71k▲ 16.3%
Operating result€79k-€67k▼ 15.7%€101k▲ 51.8%€85k▼ 16.5%€101k▲ 19.9%
Net result€62k-€44k▼ 29.1%€70k▲ 60.7%€60k▼ 14.8%€70k▲ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€22k▲ 5.7%
Current assets
€84k▼ 8.1%
Equity and liabilities €107k
Equity
€71k▲ 16.3%
Debt
€36k▼ 31.1%
The debt ratio falls from 46.1% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €88k
Cash flow
€74k▲
2024 · €63k
Solvency
66.4%▲
2024 · 53.9%
Current ratio
2.35▲
2024 · 1.76
Quick ratio
2.35▲
2024 · 1.76
Debt / equity
0.51▼
2024 · 0.85
ROE
98.8%▲
2024 · 98.1%
ROA
65.6%▲
2024 · 52.9%
Interest coverage
147.32▼
2024 · 201.28
Debt
€36k▼
2024 · €52k
Debt ≤ 1 year
€36k▼
2024 · €52k
Income taxes
€33k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€107k▼
Fixed assets21/28€21k€22k▲
Tangible fixed assets22/27€21k€22k▲
Furniture and vehicles24-€4k
Other tangible fixed assets26€21k€18k▼
Current assets29/58€92k€84k▼
Amounts receivable after more than one year29€80k€0▼
Other amounts receivable291€80k€0▼
Amounts receivable within one year40/41€0€74k▲
Trade receivables40€0€6k▲
Other amounts receivable41€0€68k▲
Cash at bank and in hand54/58€4k€72▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€113k€107k▼
Equity10/15€61k€71k▲
Contributions10/11€100€100=
Reserves13€1k€743▼
Distributable reserves133€1k€743▼
Profit (loss) carried forward14€60k€70k▲
Amounts payable17/49€52k€36k▼
Amounts payable within one year42/48€52k€36k▼
Financial debts43€24k€0▼
Credit institutions430/8€24k€0▼
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€15k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€881▼
Gross operating margin9900€89k€106k▲
Operating profit (loss)9901€85k€101k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€435€714▲
Recurring financial charges65€435€714▲
Profit (loss) for the period before taxes9903€87k€103k▲
Income taxes67/77€27k€33k▲
Profit (loss) for the period9904€60k€70k▲
Profit (loss) for the period to be appropriated9905€60k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€130k€130k▼
Profit (loss) brought forward from the previous period14P€70k€60k▼
Transfer from equity791/2€70k€60k▼
Transfer to equity691/2€70k€60k▼
To other reserves6921€70k€60k▼
Profit to be distributed694/7€70k€60k▼
Return on contributions (dividend)694€70k€60k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €70k ▲60.7%
Net result €70k, the highest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €108k ▲131%
3 profitable years in a row build equity to €108k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Einhoven 172980 ZoerselGround area
7,614 m²
Building footprint
214 m²
Volume, LiDAR
928 m³
Parcel 11055B0315/00E000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Buro Mirlo
since 20192.289.376.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055B0315/00E000 | Flanders | 7,614 m² | 1 · 214 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 660 EUR awarded · 660 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 660 EUR | 660 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:alix.rombouts@buromirlo.be