Bureau Conseil GECOFISC
Open bankruptcyA bankruptcy procedure is open for Bureau Conseil GECOFISC according to publications in the Belgian State Gazette; curator: ISABELLE VAUSORT.
Summary
The file additionally contains 1 judicial reorganisation. The 2022 annual accounts show negative equity (€-309k) and a net result of €-312k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
152 d late
2020
33 d late
2019
311 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2022, micro schema
Equity
€-309k
2021 · €4k
2018: €133k
2019: €147k
2020: €114k
2021: €4k
2018 → 2022
Total assets
€716k▼ 10.0%
2021 · €796k
2018: €755k
2019: €640k
2020: €907k
2021: €796k
2018 → 2022
Net result
€-312k▼ 897%
2021 · €-31k
2018: €-75k
2019: €20k
2020: €-33k
2021: €-31k
2018 → 2022
Working capital
€-19k
2021 · €58k
2018: €257k
2019: €178k
2020: €167k
2021: €58k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€133k-€147k▲ 10.1%€114k▼ 22.5%€4k▼ 96.8%€-309k
Operating result€-67k-€22k€-29k€37k€-310k
Net result€-75k-€20k€-33k€-31k▲ 5.2%€-312k▼ 897%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €310k after €37k in 2021, the lowest result in the available series.
Key figures and ratios
EBITDA
€-309k▼
2021 · €39k
Cash flow
€-311k▼
2021 · €-30k
Solvency
-43.1%▼
2021 · 0.5%
Current ratio
0.97▼
2021 · 1.08
Debt to equity
-3.13
ROA
-43.6%▼
2021 · -3.9%
Interest coverage
-118.00▼
2021 · 1.39
Debt
€966k▲
2021 · €734k
Debt ≤ 1 year
€735k▲
2021 · €734k
Staff costs
€52k▲
2021 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 60 lines
Balance sheet
Code20212022
Assets
Total assets20/58€796k€716k▼
Formation expenses20€2k-
Fixed assets21/28€2k-
Financial fixed assets28€2k-
Current assets29/58€792k€716k▼
Amounts receivable within one year40/41€763k€716k▼
Trade receivables40€307k€262k▼
Other amounts receivable41€456k€454k▼
Current investments50/53€248€3▼
Cash at bank and in hand54/58€463€59▼
Deferred charges and accrued income490/1€28k-
Equity and liabilities
Total equity and liabilities10/49€796k€716k▼
Equity10/15€4k€-309k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€0-
Reserves13€175k€175k=
Non-distributable reserves130/1€26k€26k=
Legal reserve130€6k€6k=
Other1319€20k€20k=
Tax-exempt reserves132€106k€106k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-233k€-546k▼
Provisions and deferred taxes16€58k€58k=
Provisions for liabilities and charges160/5€17k€17k=
Pensions and similar obligations160€17k€17k=
Deferred taxes168€41k€41k=
Amounts payable17/49€734k€966k▲
Amounts payable within one year42/48€734k€735k▲
Current portion of amounts payable after more than one year42€3k€3k=
Financial debts43€12k€12k▼
Credit institutions430/8€12k€12k▼
Trade debts44€68k€83k▲
Suppliers440/4€68k€83k▲
Advances received on contracts in progress46€25k€31k▲
Taxes, remuneration and social security45€500k€483k▼
Taxes450/3€456k€435k▼
Remuneration and social security454/9€44k€47k▲
Other amounts payable47/48€127k€124k▼
Accrued charges and deferred income492/3-€231k
Income statement
Code20212022
Non-recurring operating income76A€126k-
Remuneration, social security and pensions62€49k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€115k€47k▼
Other operating charges640/8€1k€118▼
Gross operating margin9900€204k€-210k▼
Operating profit (loss)9901€37k€-310k▼
Financial income75/76B€35€713▲
Recurring financial income75€35€713▲
Financial charges65/66B€28k€3k▼
Recurring financial charges65€28k€3k▼
Profit (loss) for the period before taxes9903€9k€-312k▼
Transfer to deferred taxes680€41k-
Income taxes67/77€0-
Profit (loss) for the period9904€-31k€-312k▼
Transfer to tax-exempt reserves689€95k-
Profit (loss) for the period to be appropriated9905€-126k€-312k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-233k€-546k▼
Profit (loss) brought forward from the previous period14P€-107k€-233k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-07
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · BUREAU CONSEIL GECOFISC (SRL) AVENUE DU CENTENAIRE 11, 6061 MONTIGNIES-SUR-SAMBRE · event 23-07-2024
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
05-04
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collectif · event 30-03-2023
2022
31-12
Financial
Weakest financial yearnet €-312k
Net result drops to €-312k, the lowest in the series.
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
07-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 311 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 597 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 843 days late
09-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 101 days late
2015
30-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 91 days late
2013
30-09
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 61 days late
2012
31-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Centenaire 116061 CharleroiGround area
605 m²
Building footprint
184 m²
Volume, LiDAR
1,697 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Légende dorée 12, 6061 Charleroi
since 19962.033.166.916
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52049C0246/00K000 | Wallonia | 461 m² | 1 · 93 m² | 10.6 m · 3 fl. |
| 52049C0128/00H000 | Wallonia | 144 m² | 1 · 91 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ISABELLE VAUSORT RUE PAUL JANSON 48,
6061 MONTIGNIES-SUR-SAMBRE- .
Date provisoire de cessation de paiement : 23/07/2024 |
23-07-2024 → present |
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 1,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-1985
Fiscal year end31-12
Abbreviation FR
GECOFISC
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.