BUNTISSIMMO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BUNTISSIMMO is 0.7% (low). The 2025 annual accounts show equity of €102k and a net result of €61k. Equity is growing by ~71.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 1339 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	09-02-2026	9 d late	2026-00036684
30-06-2024	31-01-2025	13-02-2025	13 d late	2025-00035498
30-06-2023	31-01-2024	29-02-2024	29 d late	2024-00038389

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.7% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€61k-6.8%

Working capital€17k+2114.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 09-02-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~71.2%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	46.9%	22.9%	better than 66% of 1339 sector peers
Net result	€61k	€10k	better than 86% of 1337 sector peers
Equity	€102k	€44k	better than 67% of 1340 sector peers
Gross operating margin	€85k	€39k	better than 73% of 1337 sector peers
Total assets	€217k	€291k	better than 42% of 1339 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P66

Improving position over 2023-2025 · n=1339-4950

Net result P86

Stable position over 2023-2025 · n=1337-4942

Equity P67

Improving position over 2023-2025 · n=1340-4953

Gross operating margin P73

Stable position over 2023-2025 · n=1337-4936

Describes the position versus peers, not a forecast.

EBITDA

€83k

-9.1% 23-25

Net profit

€61k

-6.8% 23-25

Cash flow

€73k

+1.6% 23-25

Total assets

€217k

-3.2% 23-25

Equity

€102k

+67.6% 23-25

Working capital

€17k

+2114.5% 23-25

Income taxes

€10k

-8.5% 23-25

Debt

€115k

-29.5% 23-25

Debt ≤ 1y

€24k

-33.7% 23-25

Debt > 1y

€91k

-28.4% 23-25

Current ratio

1.72

+68.8% 23-25

Quick ratio

1.72

+68.8% 23-25

Solvency

46.9%

+73.1% 23-25

Debt / equity

1.13

-57.9% 23-25

ROE

60.0%

-44.4% 23-25

ROA

28.2%

-3.7% 23-25

Interest coverage

482.59

+4473.3% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€83k
Net profit	€61k
Cash flow	€73k
Staff costs	-
Income taxes	€10k
Dividends	-
Total assets	€217k
Equity	€102k
Debt	€115k
of which ≤ 1y	€24k
of which > 1y	€91k
Working capital	€17k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.72
Quick ratio	1.72
Working capital ratio	8.0%
Solvency	46.9%
Debt / equity	1.13
Long-term debt ratio	0.90
Interest coverage	482.59
Gross margin	-
Net margin	-
ROA	28.2%
ROE	60.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €176k · 81.1% Current assets €41k · 18.9%

Equity & liabilities

Equity €102k · 46.9% Debt €115k · 53.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€217k
Fixed assets	21/28	€176k
Tangible fixed assets	22/27	€176k
Current assets	29/58	€41k
Amounts receivable within one year	40/41	€35k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€217k
Equity	10/15	€102k
Contributions / capital	10/11	€2k
Reserves	13	€100k
Amounts payable	17/49	€115k
Amounts payable after one year	17	€91k
Amounts payable within one year	42/48	€24k
Income statement
Gross operating margin	9900	€85k
Operating result	9901	€72k
Financial charges	65	€172
Result before taxes	9903	€71k
Income taxes	67/77	€10k
Net result for the period	9904	€61k
Result to be appropriated	9905	€61k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zeedijk 368620 Nieuwpoort

Establishment units

1 location

BUNTISSIMMO

Zeedijk 36, 8620 NieuwpoortPrepress- en premediadiensten

since 20222.331.088.162

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area658 m²

Buildings1

Building footprint305 m²

Volume (LiDAR)7,408 m³

Tallest building29.6 m · ±9 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38402D0003/00B000	Flanders	658 m²	1 · 305 m²	29.6 m · 9 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 100

Solvency 86

Growth 78

Stability 94

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