BUMA TECHNOLOGIES
ActiveSummary
BUMA TECHNOLOGIES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €16k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+55
Solvency59▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 2.71 in 2024; short-term debt: 49.1% and cash: 1.4% of total assets), but 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
29 d late
2022
91 d late
2021
31 d late
2020
30 d late
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 111%
2024 · €14k
2018: €2k
2019: €2k
2020: €4k
2021: €57
2022: €7k
2023: €16k
2024: €14k
2018 → 2025
Total assets
€90k▲ 284%
2024 · €24k
2018: €16k
2019: €19k
2020: €26k
2021: €17k
2022: €25k
2023: €40k
2024: €24k
2018 → 2025
Net result
€16k
2024 · €-2k
2018: €-3k
2019: €-754
2020: €2k
2021: €-4k
2022: €7k
2023: €10k
2024: €-2k
2018 → 2025
Working capital
€27k▲ 158%
2024 · €10k
2018: €2k
2019: €1k
2020: €2k
2021: €-2k
2022: €5k
2023: €16k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57-€7k▲ 11,878%€16k▲ 140%€14k▼ 13.0%€30k▲ 111%
Operating result€-4k-€7k€10k▲ 43.3%€-2k€17k
Net result€-4k-€7k€10k▲ 41.1%€-2k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€19k ▲ 173%
Current assets
€71k ▲ 331%
Equity and liabilities €90k
Equity
€30k ▲ 111%
Debt
€60k ▲ 555%
Debt's share of the balance-sheet total rises from 39.0% to 66.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €1k
Cash flow
€18k▲
2024 · €839
Current ratio
1.61▼
2024 · 2.71
Debt to equity
1.98▲
2024 · 0.64
ROE
52.7%▲
2024 · -14.9%
ROA
17.7%▲
2024 · -9.1%
Interest coverage
19.32▲
2024 · 3.47
Debt ≤ 1 year
€44k▲
2024 · €6k
Debt > 1 year
€16k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€90k▲
Fixed assets21/28€7k€19k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€7k€19k▲
Furniture and vehicles24€7k€19k▲
Financial fixed assets28€150€150=
Current assets29/58€17k€71k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€12k€70k▲
Trade receivables40€4k€67k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€24k€90k▲
Equity10/15€14k€30k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-8k€8k▲
Amounts payable17/49€9k€60k▲
Amounts payable after more than one year17€3k€16k▲
Financial debts170/4€3k€16k▲
Amounts payable within one year42/48€6k€44k▲
Current portion of amounts payable after more than one year42€2k€6k▲
Trade debts44€4k€38k▲
Suppliers440/4€4k€38k▲
Taxes, remuneration and social security45€29€288▲
Taxes450/3-€287
Remuneration and social security454/9€29€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€651-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€121€410▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€2k€24k▲
Operating profit (loss)9901€-2k€17k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€339€970▲
Recurring financial charges65€339€970▲
Profit (loss) for the period before taxes9903€-2k€16k▲
Profit (loss) for the period9904€-2k€16k▲
Profit (loss) for the period to be appropriated9905€-2k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€8k▲
Profit (loss) brought forward from the previous period14P€-6k€-8k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼276%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1a1080 Sint-Jans-MolenbeekGround area
3,989 m²
Building footprint
1,719 m²
Volume, LiDAR
22,164 m³
3 parcels, Brussels, Flanders · tallest building 32.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BUMA TECHNOLOGIES
since 19982.086.081.208
Buma Tech
since 20232.360.319.212
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 21822R0227/00T003 | Brussels | 1,218 m² | 1 · 1,221 m² | 32.8 m · 2 fl. |
| 23026B0113/00D012 | Flanders | 328 m² | 1 · 92 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BETTER BRIDGE
BE 0788.415.505
Bastogne · Eq €30,296
LOMER IT
BE 0776.840.732
Nijlen · Eq €30,294
Nipari
BE 1002.646.933
Pajottegem · Eq €30,292
INSIEME
BE 0478.795.067
Balen · Eq €30,287
SYMTEK SOLUTIONS
BE 0783.619.547
Herstal · Eq €30,286
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,270 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47762Retail sale of pets, pet food and pet supplies
96993Pet care services, excluding veterinary services
96995Pet boarding
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.