Building your dreams
ActiveBuilding your dreams has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-230k) and a net result of €7k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-14
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.29 in 2024; short-term debt: 43.9% and cash: 5.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-29.7%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
60 d late
2023
44 d late
2022
67 d late
2021
92 d late
2020
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-230k▲ 3.1%
2024 · €-238k
2020: €-117k
2021: €-171k
2022: €-345k
2023: €-343k
2024: €-238k
2020 → 2025
Total assets
€774k▼ 10.8%
2024 · €868k
2020: €812k
2021: €1.47M
2022: €1.04M
2023: €794k
2024: €868k
2020 → 2025
Net result
€7k▼ 93.0%
2024 · €105k
2020: €-129k
2021: €-55k
2022: €-174k
2023: €3k
2024: €105k
2020 → 2025
Working capital
€-264k▲ 2.3%
2024 · €-270k
2020: €-195k
2021: €204k
2022: €-271k
2023: €-351k
2024: €-270k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-171k-€-345k▼ 102%€-343k▲ 0.8%€-238k▲ 30.7%€-230k▲ 3.1%
Operating result€-35k-€-158k▼ 351%€22k€119k▲ 435%€20k▼ 83.2%
Net result€-55k-€-174k▼ 218%€3k€105k▲ 3,930%€7k▼ 93.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €774k
Fixed assets
€699k▼ 7.6%
Current assets
€76k▼ 32.3%
Key figures and ratios
EBITDA
€78k▼
2024 · €176k
Cash flow
€65k▼
2024 · €163k
Solvency
-29.7%▼
2024 · -27.4%
Current ratio
0.22▼
2024 · 0.29
Quick ratio
0.22▼
2024 · 0.29
Debt / equity
-4.36▲
2024 · -4.65
ROA
0.9%▼
2024 · 12.1%
Interest coverage
6.34▼
2024 · 13.06
Debt
€1.00M▼
2024 · €1.11M
Debt ≤ 1 year
€340k▼
2024 · €382k
Debt > 1 year
€664k▼
2024 · €723k
Income taxes
€400
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€868k€774k▼
Fixed assets21/28€756k€699k▼
Tangible fixed assets22/27€756k€699k▼
Land and buildings22€756k€699k▼
Current assets29/58€112k€76k▼
Amounts receivable within one year40/41€110k€35k▼
Trade receivables40€110k€34k▼
Other amounts receivable41-€954
Cash at bank and in hand54/58€2k€41k▲
Equity and liabilities
Total equity and liabilities10/49€868k€774k▼
Equity10/15€-238k€-230k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-250k€-243k▲
Amounts payable17/49€1.11M€1.00M▼
Amounts payable after more than one year17€723k€664k▼
Financial debts170/4€723k€664k▼
Amounts payable within one year42/48€382k€340k▼
Current portion of amounts payable after more than one year42€58k€59k▲
Trade debts44€26k-
Suppliers440/4€26k-
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€295k€274k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€58k=
Other operating charges640/8€10k€11k▲
Gross operating margin9900€187k€89k▼
Operating profit (loss)9901€119k€20k▼
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€105k€8k▼
Income taxes67/77-€400
Profit (loss) for the period9904€105k€7k▼
Profit (loss) for the period to be appropriated9905€105k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-250k€-243k▲
Profit (loss) brought forward from the previous period14P€-355k€-250k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2020net €105k ▲3930%
Operating result €119k, net result €105k, both a record.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Weakest financial yearnet €-174k
Net result drops to €-174k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Liquidity times 39current ratio 1.67
Current ratio from 0.04 to 1.67.
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Evergemsesteenweg 849032 GentGround area
507 m²
Building footprint
184 m²
Volume, LiDAR
992 m³
Parcel 44074A0508/00L003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Building your dreams
since 20192.289.092.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074A0508/00L003 | Flanders | 507 m² | 1 · 184 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Blue Peak Consulting
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 82,569 companies in sector 70200 we hold annual accounts for 52,577.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.