Building Together
ActiveBuilding Together has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €6k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+20
Solvency68▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.32 in 2024; short-term debt: 56.6% and cash: 6.3% of total assets), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
1 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▲ 4.9%
2024 · €127k
2018: €15k
2019: €82k
2020: €95k
2021: €105k
2022: €119k
2023: €126k
2024: €127k
2018 → 2025
Total assets
€307k▲ 41.4%
2024 · €217k
2018: €91k
2019: €185k
2020: €185k
2021: €205k
2022: €267k
2023: €473k
2024: €217k
2018 → 2025
Net result
€6k▲ 824%
2024 · €670
2018: €19k
2019: €17k
2020: €13k
2021: €11k
2022: €13k
2023: €7k
2024: €670
2018 → 2025
Working capital
€126k▲ 5.2%
2024 · €120k
2018: €-4k
2019: €77k
2020: €96k
2021: €102k
2022: €115k
2023: €121k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€119k▲ 12.8%€126k▲ 6.1%€127k▲ 0.5%€133k▲ 4.9%
Operating result€18k-€28k▲ 58.9%€16k▼ 43.3%€-1k€12k
Net result€11k-€13k▲ 28.5%€7k▼ 46.5%€670▼ 90.7%€6k▲ 824%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€8k▲ 3.8%
Current assets
€300k▲ 42.7%
Equity and liabilities €307k
Equity
€133k▲ 4.9%
Debt
€174k▲ 92.5%
The debt ratio rises from 41.6% to 56.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €831
Cash flow
€9k▲
2024 · €3k
Solvency
43.3%▼
2024 · 58.4%
Current ratio
1.72▼
2024 · 2.32
Quick ratio
0.47▼
2024 · 1.33
Debt / equity
1.31▲
2024 · 0.71
ROE
4.7%▲
2024 · 0.5%
ROA
2.0%▲
2024 · 0.3%
Interest coverage
2.21▲
2024 · 0.12
Debt
€174k▲
2024 · €90k
Debt ≤ 1 year
€174k▲
2024 · €90k
Income taxes
€5k▲
2024 · €810
Staff costs
€126k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€307k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€719€2k▲
Financial fixed assets28€1k€1k=
Current assets29/58€210k€300k▲
Stocks and contracts in progress3€90k€218k▲
Stocks30/36€20k€0▼
Contracts in progress37€70k€218k▲
Amounts receivable within one year40/41€55k€59k▲
Trade receivables40€55k€59k▲
Cash at bank and in hand54/58€58k€19k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€217k€307k▲
Equity10/15€127k€133k▲
Contributions10/11€69k€69k=
Reserves13€58k€64k▲
Non-distributable reserves130/1€726€0▼
Reserves not available under the articles1311€726€0▼
Distributable reserves133€57k€64k▲
Amounts payable17/49€90k€174k▲
Amounts payable within one year42/48€90k€174k▲
Trade debts44€47k€68k▲
Suppliers440/4€47k€68k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€36k€91k▲
Accrued charges and deferred income492/3-€305
Income statement
Code20242025
Remuneration, social security and pensions62€111k€126k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€114k€148k▲
Operating profit (loss)9901€-1k€12k▲
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€1k€11k▲
Income taxes67/77€810€5k▲
Profit (loss) for the period9904€670€6k▲
Profit (loss) for the period to be appropriated9905€670€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€670€6k▲
Transfer to equity691/2€670€6k▲
To other reserves6921€670€6k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €670 ▼90.7%
Net result drops to €670, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €105k ▲11.1%
4 profitable years in a row build equity to €105k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 894A2170 AntwerpenGround area
2.9 ha
Building footprint
133 m²
Volume, LiDAR
1,309 m³
Parcel 11423B0376/00N002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Building Together
since 19962.076.393.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0376/00N002 | Flanders | 2.9 ha | 1 · 133 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryBuilding Together BV43889
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 12,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-1995
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
45421
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.