BUILD FOR YOU
ActiveBUILD FOR YOU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €6k. Equity is shrinking by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-20
Solvency33▼-1
Growth53=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.55 against 1.09 in 2024; short-term debt: 91.8% and cash: 0.2% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
1.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7376 sector peers (2025).
NBB · sector comparisonPosition among 7376 sector peers
Solvency
better than 16%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €31k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
64 d early
2023
5 d early
2022
11 d late
2021
2 d late
2020
1 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€2.14M▼ 14.5%
2019 · €2.50M
2018: €2.00M
2019: €2.50M
2018 → 2020
EBIT margin
1.7%▼ 0.8pp
2019 · 2.5%
2018: 0.6%
2019: 2.5%
2018 → 2020
Net result
€6k▲ 11.6%
2024 · €6k
2018: €2k
2019: €44k
2020: €15k
2021: €841
2022: €-149k
2023: €-11k
2024: €6k
2018 → 2025
Working capital
€-160k
2024 · €23k
2018: €142k
2019: €244k
2020: €180k
2021: €179k
2022: €30k
2023: €12k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€30k▼ 83.2%€19k▼ 36.8%€25k▲ 29.6%€31k▲ 25.5%
Operating result€19k-€-138k€-8k▲ 94.0%€14k€-10k
Net result€841-€-149k€-11k▲ 92.6%€6k€6k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€192k▲ 12,125%
Current assets
€197k▼ 29.8%
Equity and liabilities €389k
Equity
€31k▲ 25.5%
Debt
€358k▲ 38.8%
The debt ratio rises from 91.3% to 92.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €15k
Cash flow
€22k▲
2024 · €7k
Solvency
7.9%▼
2024 · 8.7%
Current ratio
0.55▼
2024 · 1.09
Quick ratio
0.55▼
2024 · 1.09
Debt / equity
11.61▲
2024 · 10.50
ROE
20.3%▼
2024 · 22.9%
ROA
1.6%▼
2024 · 2.0%
Interest coverage
1.36▼
2024 · 3.65
Debt
€358k▲
2024 · €258k
Debt ≤ 1 year
€357k▲
2024 · €258k
Income taxes
€292▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€389k▲
Fixed assets21/28€2k€192k▲
Intangible fixed assets21-€189k
Tangible fixed assets22/27€260€1k▲
Furniture and vehicles24€260€1k▲
Financial fixed assets28€1k€1k=
Current assets29/58€281k€197k▼
Amounts receivable within one year40/41€278k€196k▼
Trade receivables40€278k€193k▼
Other amounts receivable41€478€3k▲
Cash at bank and in hand54/58€1k€941▼
Deferred charges and accrued income490/1€2k€47▼
Equity and liabilities
Total equity and liabilities10/49€283k€389k▲
Equity10/15€25k€31k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€16k€23k▲
Amounts payable17/49€258k€358k▲
Amounts payable within one year42/48€258k€357k▲
Financial debts43€53k€55k▲
Credit institutions430/8€53k€55k▲
Trade debts44€16k€5k▼
Suppliers440/4€16k€5k▼
Taxes, remuneration and social security45€6k€14k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€183k€283k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€16k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€14k€-10k▼
Financial income75/76B€510€21k▲
Recurring financial income75€510€21k▲
Financial charges65/66B€8k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€4k-
Profit (loss) for the period before taxes9903€7k€7k▼
Income taxes67/77€1k€292▼
Profit (loss) for the period9904€6k€6k▲
Profit (loss) for the period to be appropriated9905€6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€23k▲
Profit (loss) brought forward from the previous period14P€11k€16k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
30-09
Financial
Weakest financial yearnet €-149k ▼17769%
Net result drops to €-149k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €44k ▲1705%
Operating result €62k, net result €44k, both a record.
30-09
Financial
Equity above €150kEq €162k ▲37%
2 profitable years in a row build equity to €162k.
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Lepoutrelaan 741050 ElseneGround area
152 m²
Building footprint
135 m²
Volume, LiDAR
2,799 m³
Parcel 21447B0313/00N023, Brussels · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BUILD FOR YOU
since 20082.170.251.769
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0313/00N023 | Brussels | 152 m² | 1 · 135 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RAWEBO
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HDWORX
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2008
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.