BUDIN-CONSERVA
ActiveSummary
BUDIN-CONSERVA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €-15k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 42% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-12
Solvency55▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.25 in 2024; short-term debt: 44.7% and cash: 16.2% of total assets), but 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
-3.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
on the day
2022
1 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€127k▼ 10.7%
2024 · €142k
2019: €128k
2020: €145k
2021: €149k
2022: €143k
2023: €145k
2024: €142k
2019 → 2025
Total assets
€419k▲ 2.1%
2024 · €411k
2019: €527k
2020: €509k
2021: €468k
2022: €445k
2023: €428k
2024: €411k
2019 → 2025
Net result
€-15k▼ 461%
2024 · €-3k
2019: €10k
2020: €17k
2021: €4k
2022: €-6k
2023: €2k
2024: €-3k
2019 → 2025
Working capital
€205k▲ 0.4%
2024 · €204k
2019: €149k
2020: €173k
2021: €184k
2022: €186k
2023: €191k
2024: €204k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€149k-€143k▼ 3.9%€145k▲ 1.4%€142k▼ 1.9%€127k▼ 10.7%
Operating result€31k-€16k▼ 46.5%€24k▲ 48.0%€20k▼ 17.9%€4k▼ 81.5%
Net result€4k-€-6k€2k€-3k€-15k▼ 461%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€27k ▼ 36.9%
Current assets
€392k ▲ 6.7%
Equity and liabilities €419k
Equity
€127k ▼ 10.7%
Debt
€292k ▲ 8.9%
Debt's share of the balance-sheet total rises from 65.3% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €45k
Cash flow
€779▼
2024 · €22k
Current ratio
2.09▼
2024 · 2.25
Quick ratio
0.76▲
2024 · 0.72
Debt to equity
2.30▲
2024 · 1.89
ROE
-12.0%▼
2024 · -1.9%
ROA
-3.6%▼
2024 · -0.7%
Interest coverage
0.95▼
2024 · 1.94
Debt ≤ 1 year
€187k▲
2024 · €163k
Debt > 1 year
€100k=
2024 · €100k
Income taxes
€-269▼
2024 · €1k
Staff costs
€120k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€411k€419k▲
Fixed assets21/28€44k€27k▼
Tangible fixed assets22/27€43k€27k▼
Land and buildings22€41k€25k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€100€100=
Current assets29/58€367k€392k▲
Stocks and contracts in progress3€249k€250k▲
Stocks30/36€249k€250k▲
Amounts receivable within one year40/41€60k€73k▲
Trade receivables40€57k€66k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€57k€68k▲
Deferred charges and accrued income490/1€997€1k▲
Equity and liabilities
Total equity and liabilities10/49€411k€419k▲
Equity10/15€142k€127k▼
Contributions10/11€100k€100k=
Reserves13€49k€49k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-6k€-22k▼
Amounts payable17/49€268k€292k▲
Amounts payable after more than one year17€100k€100k=
Other amounts payable178/9€100k€100k=
Amounts payable within one year42/48€163k€187k▲
Current portion of amounts payable after more than one year42€10k-
Trade debts44€66k€60k▼
Suppliers440/4€66k€60k▼
Taxes, remuneration and social security45€20k€22k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€18k€19k▲
Other amounts payable47/48€68k€105k▲
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€110k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€34k
Other operating charges640/8€2k€3k▲
Gross operating margin9900€157k€176k▲
Operating profit (loss)9901€20k€4k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€-1k€-16k▼
Income taxes67/77€1k€-269▼
Profit (loss) for the period9904€-3k€-15k▼
Profit (loss) for the period to be appropriated9905€-3k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-22k▼
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
Social balance
Average headcount (FTE)90872.42.6▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €17k ▲77.7%
Operating result €53k, net result €17k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meensesteenweg 7928800 RoeselareGround area
1,903 m²
Building footprint
243 m²
Volume, LiDAR
1,393 m³
Parcel 36017D0830/00S000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUDIN-CONSERVA
since 20042.145.017.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017D0830/00S000 | Flanders | 1,903 m² | 1 · 243 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
APOTEEK DE SMEDT
BE 0414.478.228
Asse · Eq €126,967
APOTHEEK SINT JACOB
BE 0839.541.037
Antwerpen · Eq €127,308
PHARMACIE VANNESTE
BE 0806.691.887
Sint-Jans-Molenbeek · Eq €127,311
ACLOT PHARMA
BE 0456.857.330
Nivelles · Eq €126,788
VIVAPHARMA
BE 0740.481.964
Oudergem · Eq €126,780
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-2004
Fiscal year end30-06
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.