BUDD
ActiveSummary
BUDD has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 50% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+45
Solvency76▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.77 in 2024; short-term debt: 42.8% and cash: 2.8% of total assets), and 49% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €32k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
7 d early
2021
7 d early
2020
2 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 22.4%
2024 · €26k
2019: €19k
2020: €31k
2021: €37k
2022: €29k
2023: €28k
2024: €26k
2019 → 2025
Total assets
€63k▲ 7.9%
2024 · €59k
2019: €54k
2020: €81k
2021: €83k
2022: €59k
2023: €61k
2024: €59k
2019 → 2025
Net result
€6k
2024 · €-2k
2019: €1k
2020: €12k
2021: €7k
2022: €-9k
2023: €-478
2024: €-2k
2019 → 2025
Working capital
€32k▲ 47.0%
2024 · €22k
2019: €17k
2020: €31k
2021: €41k
2022: €23k
2023: €21k
2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€29k▼ 23.5%€28k▼ 1.7%€26k▼ 6.2%€32k▲ 22.4%
Operating result€14k-€-7k€1k€686▼ 53.0%€11k▲ 1,520%
Net result€7k-€-9k€-478▲ 94.6%€-2k▼ 264%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,520% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€4k ▼ 52.0%
Current assets
€59k ▲ 17.6%
Equity and liabilities €63k
Equity
€32k ▲ 22.4%
Debt
€31k ▼ 3.9%
Debt's share of the balance-sheet total falls from 55.0% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €5k
Cash flow
€10k▲
2024 · €2k
Current ratio
2.19▲
2024 · 1.77
Debt to equity
0.96▼
2024 · 1.22
ROE
18.3%▲
2024 · -6.6%
ROA
9.3%▲
2024 · -3.0%
Interest coverage
7.97▲
2024 · 2.36
Debt ≤ 1 year
€27k▼
2024 · €29k
Income taxes
€3k▲
2024 · €434
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€63k▲
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€0▼
Current assets29/58€51k€59k▲
Amounts receivable within one year40/41€20k€27k▲
Trade receivables40€19k€27k▲
Other amounts receivable41€971€0▼
Current investments50/53€28k€28k=
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€59k€63k▲
Equity10/15€26k€32k▲
Contributions10/11€12k€12k=
Reserves13€25k€25k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-11k€-5k▲
Amounts payable17/49€32k€31k▼
Amounts payable within one year42/48€29k€27k▼
Trade debts44€4k€979▼
Suppliers440/4€4k€979▼
Taxes, remuneration and social security45€433€5k▲
Taxes450/3€433€5k▲
Other amounts payable47/48€24k€21k▼
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€6k€16k▲
Operating profit (loss)9901€686€11k▲
Financial income75/76B€5€8▲
Recurring financial income75€5€8▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-1k€9k▲
Income taxes67/77€434€3k▲
Profit (loss) for the period9904€-2k€6k▲
Profit (loss) for the period to be appropriated9905€-2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-5k▲
Profit (loss) brought forward from the previous period14P€-9k€-11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €12k ▲807%
Operating result €22k, net result €12k, both a record.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2013
Ground area
747 m²
Building footprint
133 m²
Volume, LiDAR
865 m³
Parcel 57021A0305/00H002, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUDD
since 20132.225.089.928
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57021A0305/00H002 | Wallonia | 747 m² | 1 · 133 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003D68YC6E9FE832
Similar companies · same sector, comparable size
Dries Vermeiren
BE 1024.064.236
Lubbeek · Eq €32,354
LAURE ANCIAUX
BE 1001.683.267
Etterbeek · Eq €32,284
STUDIOMDA
BE 0668.638.717
Tielt-Winge · Eq €32,280
Depo 55
BE 0778.820.918
Schilde · Eq €32,270
STACCON
BE 0793.729.521
Aalst · Eq €32,376
Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,452 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2013
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.