Checked.be
Active
BE 0439.534.219Private limited company
BT HOLIDAYS
Avenue Léopold III(PER) 371 ·7134 Binche, Belgium· 36 yrs active
Sector: Travel agency activities
(79110)
Conclusion
The computed 12-month bankruptcy probability of BT HOLIDAYS is 3.5% (moderate). The 2025 annual accounts show equity of €673k and a net result of €-30k. The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €673k |
| Net result | €-30k |
| Staff (FTE) | 18.6 |
| Active | 36 yrs |
Financial profile
36
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
27
Profitability
0
Solvency
19
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1990, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
27
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · full schema
€46k
-64.0%
24-25
€-30k
-
24-25
€49k
-57.2%
24-25
€6.85M
+16.6%
24-25
€673k
-4.3%
24-25
€390k
-14.1%
24-25
19
+4.5%
24-25
€1.03M
+23.0%
24-25
€3k
-74.7%
24-25
€6.18M
+19.4%
24-25
€6.03M
+20.3%
24-25
€3k
-79.9%
24-25
1.06
-2.4%
24-25
1.06
-2.4%
24-25
9.8%
-17.9%
24-25
9.18
+24.8%
24-25
-4.5%
-
24-25
-0.4%
-
24-25
1.02
-66.4%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €46k |
| Net profit | €-30k |
| Cash flow | €49k |
| Staff costs | €1.03M |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €6.85M |
| Equity | €673k |
| Debt | €6.18M |
| of which ≤ 1y | €6.03M |
| of which > 1y | €3k |
| Working capital | €390k |
| Employees (FTE) | 18.6 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.06 |
| Quick ratio | 1.06 |
| Working capital ratio | 5.7% |
| Solvency | 9.8% |
| Debt / equity | 9.18 |
| Long-term debt ratio | 0.01 |
| Interest coverage | 1.02 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.4% |
| ROE | -4.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6.85M |
| Fixed assets | 21/28 | €435k |
| Intangible fixed assets | 21 | €151k |
| Tangible fixed assets | 22/27 | €250k |
| Financial fixed assets | 28 | €35k |
| Current assets | 29/58 | €6.42M |
| Amounts receivable within one year | 40/41 | €588k |
| Investments | 50/53 | €2.00M |
| Cash & bank | 54/58 | €2.11M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6.85M |
| Equity | 10/15 | €673k |
| Contributions / capital | 10/11 | €2.04M |
| Reserves | 13 | €12k |
| Accumulated profits (losses) | 14 | €-1.38M |
| Amounts payable | 17/49 | €6.18M |
| Amounts payable after one year | 17 | €3k |
| Amounts payable within one year | 42/48 | €6.03M |
| Trade debts payable within one year | 44 | €3.19M |
| Income statement | ||
| Gross operating margin | 9900 | €1.13M |
| Operating result | 9901 | €-33k |
| Financial income | 75 | €51k |
| Financial charges | 65 | €45k |
| Result before taxes | 9903 | €-27k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €-30k |
| Result to be appropriated | 9905 | €-30k |
Directors & mandates
Current directors & mandates
-
Thibaud ScouarnecDirectorState Gazette act 25023161 (14-02-2025)Current06-02-2025 → present
Former directors (2)
-
Nicolas DelordDirectorState Gazette act 22112453 (21-09-2022)Former29-06-2022 → 08-01-2024
2 events
- 08-01-2024 Resigned· Director
- 29-06-2022 Appointed· Director
-
Stéphane Le PennecDirectorState Gazette act 22112453 (21-09-2022)Former- → 29-06-2022
Legal Structure
| NACE primary | Travel agency activities(79110) |
| Legal form | Private limited company(610) |
| Incorporation | 02-02-1990 |
| Status | Active |
| Postal code | 7134 |
Establishment units
BT HOLIDAYS
since 19902.046.930.127
BT HOLIDAYS
since 19972.046.930.028
BT HOLIDAYS
since 20052.147.497.549
BT HOLIDAYS
since 20062.162.755.352
BT HOLIDAYS
since 20092.178.151.034
BT HOLIDAYS
since 20092.177.727.204
Show 6 more locations
BT HOLIDAYS
since 20092.178.150.638
BT HOLIDAYS
since 20162.272.164.127
BT HOLIDAYS
since 20162.260.207.391
BT HOLIDAYS
since 20172.272.164.226
BT HOLIDAYS
since 20192.285.352.266
BT HOLIDAYS
since 20242.365.185.147
Real-estate footprint
Wallonia
13
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52050A0178/00R003 | Wallonia | 1,468 m² | 1 · 863 m² | 30.1 m · 9 fl. |
| 55023D0281/00E000 | Wallonia | 457 m² | 1 · 88 m² | 12.9 m · 4 fl. |
| 55032A0203/00S005indicative | Wallonia | 395 m² | 1 · 121 m² | 11.5 m · 3 fl. |
| 56022B0444/00E076 | Wallonia | 318 m² | 1 · 63 m² | 11.3 m · 3 fl. |
| 25782D0467/00M000 | Wallonia | 229 m² | 1 · 56 m² | 12.1 m · 3 fl. |
| 53403E0481/00M000 | Wallonia | 215 m² | 1 · 67 m² | 10.9 m · 3 fl. |
| 56033A0032/00T000 | Wallonia | 178 m² | 1 · 138 m² | 12.1 m · 4 fl. |
| 52028E0873/00S000 | Wallonia | 160 m² | 1 · 38 m² | 14.5 m · 4 fl. |
| 25105C0017/00B002 | Wallonia | 133 m² | 1 · 61 m² | - |
| 55372D0048/00K007 | Wallonia | 89 m² | 1 · 46 m² | 15.7 m · 4 fl. |
3 more parcels, available from Kantoor S.
See plans →Methodology
via registered seat: 1 · via establishment units: 12
12 of 13 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2017
2017: 1 NBB filing
2018
2018: 1 NBB filing
2019
2019: 1 NBB filing
2020
2020: 1 NBB filing
2021
2021: 1 NBB filing
2022
2022: 1 State Gazette act, 1 NBB filing
2023
2023: 1 State Gazette act, 1 NBB filing
2024
2024: 1 NBB filing
2025
2025: 1 State Gazette act, 1 NBB filing
2026
2026: 1 NBB filing
2026
28-05-2026 NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
05-05-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
14-02-2025 State Gazette act Director changes
No further detail in the source.
2024
06-05-2024 NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
26-05-2023 NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
05-04-2023 State Gazette act Capital & shares
Bernard Lemaigre
2022
21-09-2022 State Gazette act Director changes
No further detail in the source.
11-05-2022 NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
31-05-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
15-05-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-03-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
02-03-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
23-03-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
Belgian State Gazette reading coverage
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
05-04-2023
Capital change
All acts · 3
updated 1 year ago
2025
14-02-2025 2 directors appointed, 1 resigning
- Thibaud Scouarnec, Bestuurder
- Jean-Philippe Weicker, Collaborateur
- Nicolas Delord, Bestuurder
Technical details
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"effective_date": "2025-02-06",
"evidence_quote": "DECIDE de nommer Monsieur Thibaud Scouarnec, domicili\u00E9 \u00E0 29800 LANDERNEAU, 2 rue du petit Kerlaran, en qualit\u00E9 d\u0027administrateur.",
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},
{
"kind": "delegation_dagelijks_bestuur_in",
"role": "collaborateur",
"person": {
"rrn": null,
"name": "Jean-Philippe Weicker",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0459.910.454",
"name": "BDO Advisory SRL",
"address": "rue de Stassart, 35 \u00E0 1050 Ixelles",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "DECIDE de donner tous pouvoirs \u00E0 Jean-Philippe Weicker, Nicolas Weinberg, Alexia Campo, Valentin Laval et In\u00E8s Verboogen, collaborateurs au sein de BDO Advisory SRL, dont le si\u00E8ge est \u00E9tabli rue de Stassart, 35 \u00E0 1050 Ixelles, immatricul\u00E9e \u00E0 la Banque-Carrefour des Entreprises sous le num\u00E9ro 0459.91",
"decharge_status": null,
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"effective_date_qualifier": null
}
],
"notary": {
"name": null,
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"is_associated": false
},
"act_meta": {
"language": "mixed",
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"filing_date": "2024-02-09",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-02-09",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0439.534.219",
"name_full": "BT HOLIDAYS",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Valentin Laval",
"org_rep_person_name": null,
"person_role_at_subject": "Mandataire"
},
"co_filed_documents": [
"un exemplaire certifi\u00E9 conforme \u00E0 l\u0027original du proc\u00E8s-verbal de la r\u00E9union l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire du 9 f\u00E9vrier 2024"
],
"corrected_publication_numac": null
}2023
05-04-2023 Capital increase of €500,000 to €632,000
- €132.000 → €632.000
- Inbreng in geld · Apport en numéraire
Notary:
Bernard Lemaigre · Fleurus
Technical details
{
"events": [
{
"kind": "capital_increase",
"after_eur": 632000.0,
"delta_eur": 500000.0,
"before_eur": 132000.0,
"subscribers": [
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"kbo": null,
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"kind": "org",
"name": "La S.A. BT DEVELOPPEMENT",
"share_class": null,
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"contribution_kind": "geld",
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},
{
"kbo": "0438.852.348",
"rrn": null,
"kind": "org",
"name": "La S.A. BT TOURS",
"share_class": null,
"liberation_pct": 100.0,
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},
{
"kbo": null,
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"name": "MICHEL SALAUN PARTICIPATIONS",
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"contribution_kind": "geld",
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"contribution_amount_eur": 500000.0
}
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"share_emission": {
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"merger_exchange_ratio": null,
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"statutory_unavailable_equity_op": "create"
},
{
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{
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],
"share_emission": {
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},
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],
"notary": {
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},
"act_meta": {
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},
"decision": {
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},
"bedrijfsrevisor": {
"waived": true,
"firm_kbo": null,
"firm_name": "C2 R\u00E9viseurs et Associ\u00E9s",
"ibr_number": null,
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"individual_name": "MATTART C\u00E9dric"
},
"subject_company": {
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"legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
"is_foreign_registered": false
},
"publication_proxy": {
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"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
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{
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},
{
"kbo": null,
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}2022
21-09-2022 4 directors appointed, 1 resigning
- Nicolas Delord, Bestuurder
- Jean-Philippe Weicker, Délégé
- Inès Verboogen, Délégé
- Léa Sonnet, Délégé
- Stéphane Le Pennec, Bestuurder
Technical details
{
"events": [
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"role": "administrateur",
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"decharge_status": null,
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"value": "2026"
},
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{
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},
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"evidence_quote": "DECIDE de donner une d\u00E9charge provisoire \u00E0 cet administrateur de toute responsabilit\u00E9 r\u00E9sultant l\u0027accomplissement de son mandat jusqu\u0027\u00E0 la date de sa d\u00E9mission.",
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{
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"address": null,
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},
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},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "DECIDE de donner tous pouvoirs \u00E0 Monsieur Jean-Philippe Weicker et Mesdames In\u00E8s Verboogen et L\u00E9a Sonnet, collaborateurs au sein de BDO ADVISORY SRL",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "delegation_dagelijks_bestuur_in",
"role": "d\u00E9l\u00E9g\u00E9",
"person": {
"rrn": null,
"name": "In\u00E8s Verboogen",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "additional",
"via_org": {
"kbo": "0459.910.454",
"name": "BDO ADVISORY SRL",
"address": "rue de Stassart, 35 \u00E0 1050 Ixelles",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "DECIDE de donner tous pouvoirs \u00E0 Monsieur Jean-Philippe Weicker et Mesdames In\u00E8s Verboogen et L\u00E9a Sonnet, collaborateurs au sein de BDO ADVISORY SRL",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "delegation_dagelijks_bestuur_in",
"role": "d\u00E9l\u00E9g\u00E9",
"person": {
"rrn": null,
"name": "L\u00E9a Sonnet",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "additional",
"via_org": {
"kbo": "0459.910.454",
"name": "BDO ADVISORY SRL",
"address": "rue de Stassart, 35 \u00E0 1050 Ixelles",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "DECIDE de donner tous pouvoirs \u00E0 Monsieur Jean-Philippe Weicker et Mesdames In\u00E8s Verboogen et L\u00E9a Sonnet, collaborateurs au sein de BDO ADVISORY SRL",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2022-09-12",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "decharge_provisional",
"date": "2022-07-22",
"unanimous": null
},
{
"body": "nomination",
"date": "2022-07-22",
"unanimous": null
},
{
"body": "delegation_dagelijks_bestuur_in",
"date": "2022-07-22",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0439.534.219",
"name_full": "BT HOLIDAYS",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "L\u00E9a Sonnet",
"org_rep_person_name": null,
"person_role_at_subject": "Mandataire"
},
"co_filed_documents": [
"un exemplaire original des d\u00E9cis\u00EDons de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 22 juillet 2022"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Travel agency activities79110
Names & trade names
| Legal nameFR | BT HOLIDAYS |
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