Summary
BST has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.13M and a net result of €33k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 37953 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
96 d late
2022
88 d late
2021
2 d early
2020
25 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.13M▲ 3.0%
2023 · €1.10M
2018: €981k
2019: €989k
2020: €1.00M
2021: €1.04M
2022: €1.06M
2023: €1.10M
2018 → 2024
Total assets
€1.82M▲ 35.1%
2023 · €1.35M
2018: €1.25M
2019: €1.22M
2020: €1.24M
2021: €1.26M
2022: €1.28M
2023: €1.35M
2018 → 2024
Net result
€33k▼ 6.3%
2023 · €35k
2018: €-261
2019: €7k
2020: €14k
2021: €39k
2022: €19k
2023: €35k
2018 → 2024
Working capital
€-385k
2023 · €80k
2018: €-36k
2019: €-22k
2020: €-7k
2021: €33k
2022: €43k
2023: €80k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.00M-€1.04M▲ 3.9%€1.06M▲ 1.8%€1.10M▲ 3.3%€1.13M▲ 3.0%
Operating result€27k-€59k▲ 120%€42k▼ 29.3%€64k▲ 54.1%€61k▼ 4.1%
Net result€14k-€39k▲ 180%€19k▼ 51.6%€35k▲ 87.2%€33k▼ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.65M ▲ 43.1%
Current assets
€169k ▼ 12.7%
Equity and liabilities €1.82M
Equity
€1.13M ▲ 3.0%
Debt
€693k ▲ 174%
Debt's share of the balance-sheet total rises from 18.7% to 38.0%. Equity and debt are higher.
Key figures and ratios
ROE
2.9%▼
2023 · 3.2%
ROA
1.8%▼
2023 · 2.6%
Debt ≤ 1 year
€554k▲
2023 · €113k
Debt > 1 year
€134k=
2023 · €134k
Income taxes
€18k▼
2023 · €22k
Staff costs
€22k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.35M€1.82M▲
Fixed assets21/28€1.15M€1.65M▲
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€1.15M€1.65M▲
Current assets29/58€194k€169k▼
Amounts receivable within one year40/41€190k€161k▼
Trade receivables40€184k€161k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€1k€3k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.82M▲
Equity10/15€1.10M€1.13M▲
Contributions10/11€627k€627k=
Capital10€627k€627k=
Issued capital100€627k€627k=
Reserves13€63k€63k=
Non-distributable reserves130/1€63k€63k=
Legal reserve130€63k€63k=
Profit (loss) carried forward14€406k€439k▲
Amounts payable17/49€253k€693k▲
Amounts payable after more than one year17€134k€134k=
Financial debts170/4€134k€134k=
Amounts payable within one year42/48€113k€554k▲
Trade debts44€25k€22k▼
Suppliers440/4€25k€22k▼
Taxes, remuneration and social security45€53k€92k▲
Taxes450/3€39k€62k▲
Remuneration and social security454/9€14k€30k▲
Other amounts payable47/48€36k€439k▲
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20232024
Remuneration, social security and pensions62€24k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€7k€2k▼
Gross operating margin9900€97k€88k▼
Operating profit (loss)9901€64k€61k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€58k€51k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€35k€33k▼
Profit (loss) for the period to be appropriated9905€35k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€406k€439k▲
Profit (loss) brought forward from the previous period14P€371k€406k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €39k ▲180%
Net result €39k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Equity above €1MEq €1.00M ▲1.4%
2 profitable years in a row build equity to €1.00M.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2003
Ground area
2,945 m²
Building footprint
257 m²
Volume, LiDAR
1,315 m³
Parcel 13483K0488/00G000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoge Darisdonk 26, 2360 Oud-Turnhout
since 20032.133.442.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13483K0488/00G000 | Flanders | 2,945 m² | 1 · 257 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 26,497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-07-2003
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:luc@loodts.eu
Phone:+32475835740