BS-ITC
ActiveSummary
BS-ITC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €18k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency78▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.19 in 2024; short-term debt: 36% and cash: 9.2% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
46 d late
2024
25 d late
2023
30 d late
2022
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 29.5%
2024 · €63k
2022: €26k
2023: €44k
2024: €63k
2022 → 2025
Total assets
€152k▲ 8.3%
2024 · €141k
2022: €163k
2023: €183k
2024: €141k
2022 → 2025
Net result
€18k▼ 3.0%
2024 · €19k
2022: €21k
2023: €18k
2024: €19k
2022 → 2025
Working capital
€-33k▲ 18.6%
2024 · €-41k
2022: €-53k
2023: €-46k
2024: €-41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€44k▲ 70.9%€63k▲ 43.7%€81k▲ 29.5%
Operating result€31k-€27k▼ 11.9%€31k▲ 13.2%€30k▼ 1.3%
Net result€21k-€18k▼ 11.8%€19k▲ 5.4%€18k▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€131k ▼ 0.2%
Current assets
€22k ▲ 122%
Equity and liabilities €152k
Equity
€81k ▲ 29.5%
Debt
€71k ▼ 8.7%
Debt's share of the balance-sheet total falls from 55.4% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €31k
Cash flow
€19k▼
2024 · €19k
Current ratio
0.40▲
2024 · 0.19
Debt to equity
0.88▼
2024 · 1.24
ROE
22.8%▼
2024 · 30.4%
ROA
12.1%▼
2024 · 13.6%
Interest coverage
21.58▲
2024 · 16.39
Debt ≤ 1 year
€55k▲
2024 · €50k
Debt > 1 year
€14k▼
2024 · €27k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€141k€152k▲
Fixed assets21/28€131k€131k▼
Tangible fixed assets22/27€815€515▼
Plant, machinery and equipment23€815€515▼
Financial fixed assets28€130k€130k=
Current assets29/58€10k€22k▲
Amounts receivable within one year40/41€1k€8k▲
Trade receivables40€1k€8k▲
Other amounts receivable41-€8
Cash at bank and in hand54/58€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€141k€152k▲
Equity10/15€63k€81k▲
Contributions10/11€5k€5k=
Reserves13€58k€76k▲
Distributable reserves133€58k€76k▲
Amounts payable17/49€78k€71k▼
Amounts payable after more than one year17€27k€14k▼
Financial debts170/4€27k€14k▼
Amounts payable within one year42/48€50k€55k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€16k€25k▲
Other amounts payable47/48€20k€8k▼
Accrued charges and deferred income492/3€66€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€300€300=
Other operating charges640/8€528€744▲
Gross operating margin9900€31k€31k▼
Operating profit (loss)9901€31k€30k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€29k€29k▲
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€19k€18k▼
Profit (loss) for the period to be appropriated9905€19k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€18k▼
Transfer to equity691/2€19k€18k▼
To other reserves6921€19k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €18k ▼11.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leischoot(OW) 49931 LievegemGround area
2,625 m²
Building footprint
142 m²
Volume, LiDAR
709 m³
Parcel 44053K0328/00M000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BS-ITC
since 20222.327.911.809
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44053K0328/00M000 | Flanders | 2,624 m² | 1 · 142 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EV Advisory
BE 1025.849.828
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Coherence Management
BE 1022.846.093
Pont-à-Celles · Eq €81,146
COMICSTATE
BE 0758.710.145
Kortrijk · Eq €81,155
TRACE IT
BE 0465.538.731
Herzele · Eq €81,157
FIELDKAIRED
BE 0767.483.103
Ottignies-Louvain-la-Neuve · Eq €81,135
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,135 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.