BRYVA
ActiveSummary
BRYVA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €-36k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency82▲+1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.59 in 2024; short-term debt: 9.6% and cash: 12.4% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
-29.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
29 d early
2023
91 d late
2022
31 d late
2021
31 d late
2020
1 d early
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 34.1%
2024 · €106k
2018: €140k
2019: €150k
2020: €179k
2021: €109k
2022: €97k
2023: €104k
2024: €106k
2018 → 2025
Total assets
€123k▼ 35.2%
2024 · €190k
2018: €253k
2019: €249k
2020: €286k
2021: €199k
2022: €183k
2023: €181k
2024: €190k
2018 → 2025
Net result
€-36k
2024 · €2k
2018: €-31k
2019: €11k
2020: €29k
2021: €-41k
2022: €-12k
2023: €7k
2024: €2k
2018 → 2025
Working capital
€27k▼ 52.6%
2024 · €57k
2018: €97k
2019: €98k
2020: €137k
2021: €65k
2022: €49k
2023: €52k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€97k▼ 10.7%€104k▲ 7.1%€106k▲ 2.1%€70k▼ 34.1%
Operating result€-37k-€-9k▲ 74.5%€6k€7k▲ 14.9%€-34k
Net result€-41k-€-12k▲ 71.2%€7k€2k▼ 68.2%€-36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€85k ▼ 13.5%
Current assets
€39k ▼ 58.1%
Equity and liabilities €123k
Equity
€70k ▼ 34.1%
Debt
€53k ▼ 36.5%
Debt's share of the balance-sheet total falls from 44.2% to 43.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €21k
Cash flow
€-22k▼
2024 · €17k
Current ratio
3.28▲
2024 · 2.59
Debt to equity
0.76▼
2024 · 0.79
ROE
-51.8%▼
2024 · 2.1%
ROA
-29.4%▼
2024 · 1.1%
Interest coverage
-6.85▼
2024 · 8.24
Debt ≤ 1 year
€12k▼
2024 · €36k
Debt > 1 year
€42k▼
2024 · €48k
Income taxes
€11▼
2024 · €484
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€190k€123k▼
Fixed assets21/28€98k€85k▼
Tangible fixed assets22/27€98k€85k▼
Land and buildings22€78k€67k▼
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€1k€899▼
Current assets29/58€92k€39k▼
Amounts receivable within one year40/41€30k€19k▼
Trade receivables40€22k€14k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€61k€15k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€190k€123k▼
Equity10/15€106k€70k▼
Contributions10/11€19k€19k=
Reserves13€88k€51k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€69k€33k▼
Amounts payable17/49€84k€53k▼
Amounts payable after more than one year17€48k€42k▼
Financial debts170/4€48k€42k▼
Amounts payable within one year42/48€36k€12k▼
Current portion of amounts payable after more than one year42€7k€7k=
Trade debts44€22k€1k▼
Suppliers440/4€22k€1k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€958€1k▲
Accrued charges and deferred income492/3€3€1▼
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€163-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€2k€520▼
Gross operating margin9900€23k€-19k▼
Operating profit (loss)9901€7k€-34k▼
Financial income75/76B€467€213▼
Recurring financial income75€467€213▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€3k€-36k▼
Income taxes67/77€484€11▼
Profit (loss) for the period9904€2k€-36k▼
Profit (loss) for the period to be appropriated9905€2k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-36k▼
Transfer from equity791/2-€36k
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €104k ▲7.1%
Equity rises from €97k to €104k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-41k ▼240%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲168%
Operating result €37k, net result €29k, both a record.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150kEq €150k ▲7.7%
Equity rises from €140k to €150k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korenbloemenlaan(BOR) 342880 BornemGround area
518 m²
Building footprint
140 m²
Volume, LiDAR
733 m³
Parcel 12362G0224/00L002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bryva
since 20102.186.661.397
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0224/00L002 | Flanders | 518 m² | 1 · 140 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MASUDI
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DEWE-MARKT
BE 0426.543.741
Lievegem · Eq €69,696
Akar Market
BE 0713.593.366
Antwerpen · Eq €69,560
Spiri
BE 0699.486.103
Geel · Eq €69,491
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 795 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
62200Computer consultancy and computer facilities management
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.