BRUGSE AUTOSERVICE
ActiveSummary
BRUGSE AUTOSERVICE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €32k and a net result of €427. Equity remains stable across the filed fiscal years (±0.7% per year). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability69=
Solvency58▲+8
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.28 in 2025; short-term debt: 66.5% and cash: 70.1% of total assets), and 66.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
33.5%
Return on assets
0.4%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-09-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
59 d early
2025
9 d early
2024
120 d early
2023
35 d early
2022
61 d early
2021
31 d early
2020
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€32k▲ 1.4%
2025 · €32k
2019: €81k
2020: €82k
2021: €100k
2022: €101k
2023: €112k
2024: €113k
2025: €32k
2019 → 2026
Total assets
€95k▼ 22.9%
2025 · €124k
2019: €138k
2020: €124k
2021: €143k
2022: €136k
2023: €136k
2024: €132k
2025: €124k
2019 → 2026
Net result
€427▼ 37.7%
2025 · €686
2019: €385
2020: €729
2021: €19k
2022: €635
2023: €11k
2024: €711
2025: €686
2019 → 2026
Working capital
€26k▲ 0.7%
2025 · €26k
2019: €59k
2020: €56k
2021: €78k
2022: €87k
2023: €101k
2024: €104k
2025: €26k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€101k-€112k▲ 10.8%€113k▲ 0.6%€32k▼ 72.0%€32k▲ 1.4%
Operating result€2k-€16k▲ 705%€941▼ 93.9%€1k▲ 18.3%€131▼ 88.3%
Net result€635-€11k▲ 1,619%€711▼ 93.5%€686▼ 3.5%€427▼ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 88% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €95k
Fixed assets
€6k ▲ 4.5%
Current assets
€90k ▼ 24.2%
Equity and liabilities €95k
Equity
€32k ▲ 1.4%
Debt
€63k ▼ 31.2%
Debt's share of the balance-sheet total falls from 74.5% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2025 · €4k
Cash flow
€2k▼
2025 · €3k
Current ratio
1.41▲
2025 · 1.28
Quick ratio
1.25▲
2025 · 1.16
Debt to equity
1.99▼
2025 · 2.93
ROE
1.3%▼
2025 · 2.2%
ROA
0.4%▼
2025 · 0.6%
Interest coverage
34.48▲
2025 · 10.53
Debt ≤ 1 year
€63k▼
2025 · €92k
Income taxes
€446▼
2025 · €520
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 42 lines
Balance sheet
Code20252026
Assets
Total assets20/58€124k€95k▼
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€4k€5k▲
Current assets29/58€118k€90k▼
Stocks and contracts in progress3€11k€10k▼
Stocks30/36€11k€10k▼
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€20k€8k▼
Other amounts receivable41€657€202▼
Cash at bank and in hand54/58€83k€67k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€124k€95k▼
Equity10/15€32k€32k▲
Reserves13€32k€32k▲
Distributable reserves133€32k€32k▲
Amounts payable17/49€92k€63k▼
Amounts payable within one year42/48€92k€63k▼
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48€68k€53k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€787▼
Gross operating margin9900€5k€2k▼
Operating profit (loss)9901€1k€131▼
Financial income75/76B€438€791▲
Recurring financial income75€438€791▲
Financial charges65/66B€345€48▼
Recurring financial charges65€345€48▼
Profit (loss) for the period before taxes9903€1k€874▼
Income taxes67/77€520€446▼
Profit (loss) for the period9904€686€427▼
Profit (loss) for the period to be appropriated9905€686€427▼
Appropriation of the result
Profit (loss) to be appropriated9906€686€427▼
Transfer from equity791/2€20k-
Transfer to equity691/2€686€427▼
To other reserves6921€686€427▼
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €19k ▲2445%
Operating result €25k, net result €19k, both a record.
31-03
Financial
Equity above €100kEq €100k ▲22.7%
3 profitable years in a row build equity to €100k.
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentpoortvest 518000 BruggeGround area
252 m²
Building footprint
184 m²
Volume, LiDAR
1,123 m³
Parcel 31803C0552/00T000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUGSE AUTOSERVICE NV
since 19962.075.218.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0552/00T000 | Flanders | 252 m² | 1 · 184 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
MEKABOX
BE 0681.827.747
Nivelles · Eq €32,027
HTM CARS
BE 0550.538.643
Koekelberg · Eq €31,853
Ronny Cars
BE 0804.858.290
Aarschot · Eq €31,846
BL MOTORS
BE 0724.698.480
Juprelle · Eq €31,701
AUTO SERVIS DAREK
BE 0802.798.130
Vilvoorde · Eq €31,671
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1994
Fiscal year end31-03
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.