BRUGDIS
ActiveSummary
BRUGDIS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-16k) and a net result of €52k. Equity is shrinking by ~82.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 928 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency1▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.36 against 0.73 in 2024; short-term debt: 29.8% and cash: 2.3% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.2%
Return on assets
78.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 928 sector peers (2025).
NBB · sector comparisonPosition among 928 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
28 d early
2023
61 d late
2022
3 d early
2021
12 d late
2020
10 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52k▲ 974%
2024 · €5k
2019: €-27k
2020: €-23k
2021: €-28k
2022: €-23k
2023: €-45k
2024: €5k
2019 → 2025
Working capital
€47k
2024 · €-5k
2019: €5k
2020: €-536
2021: €-11k
2022: €-17k
2023: €-10k
2024: €-5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-28k▼ 501%€-73k▼ 163%€-68k▲ 6.6%€-16k▲ 76.4%
Operating result€-24k-€-20k▲ 16.4%€-42k▼ 109%€8k€55k▲ 552%
Net result€-28k-€-23k▲ 16.4%€-45k▼ 96.0%€5k€52k▲ 974%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 552% above 2024 and is the highest result in the available series.
Key figures and ratios
Solvency
-24.2%▲
2024 · -530.6%
Current ratio
3.36▲
2024 · 0.73
Debt to equity
-5.13▼
2024 · -1.19
ROA
78.1%▲
2024 · 37.7%
Debt
€83k▲
2024 · €81k
Debt ≤ 1 year
€20k▲
2024 · €18k
Debt > 1 year
€60k=
2024 · €60k
Income taxes
€292▲
2024 · €205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€13k€67k▲
Current assets29/58€13k€67k▲
Amounts receivable within one year40/41€6k€64k▲
Trade receivables40€500-
Other amounts receivable41€6k€64k▲
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€5€871▲
Equity and liabilities
Total equity and liabilities10/49€13k€67k▲
Equity10/15€-68k€-16k▲
Contributions10/11€40k€40k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-132k€-80k▲
Amounts payable17/49€81k€83k▲
Amounts payable after more than one year17€60k€60k=
Other amounts payable178/9€60k€60k=
Amounts payable within one year42/48€18k€20k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€9k€11k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Other operating charges640/8€387€758▲
Gross operating margin9900€9k€55k▲
Operating profit (loss)9901€8k€55k▲
Financial income75/76B-€866
Recurring financial income75-€866
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€5k€52k▲
Income taxes67/77€205€292▲
Profit (loss) for the period9904€5k€52k▲
Profit (loss) for the period to be appropriated9905€5k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-80k▲
Profit (loss) brought forward from the previous period14P€-137k€-132k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2019net €52k ▲974%
Operating result €55k, net result €52k, both a record.
31-12
Financial
Liquidity times 5current ratio 3.36
Current ratio from 0.73 to 3.36.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 5 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2015
Ground area
975 m²
Building footprint
636 m²
Volume, LiDAR
3,958 m³
Parcel 21018A0001/00K004, Brussels · tallest building 17.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Louis Delhaize
since 20152.239.484.926
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0001/00K004 | Brussels | 975 m² | 1 · 636 m² | 17.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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enCore Production
BE 1014.603.766
Oudergem · Eq €23,057
Caroline Kustermans
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,026 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.