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Generated 16-08-2026
Active BE 0667.876.672Limited partnership

Brufin

Minderhoutsestraat 46 ·2322 Hoogstraten, Belgium· 9 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Brufin is 0.1% (very low). The 2021 annual accounts show equity of €13k and a net result of €15k. Its solvency ranks better than 21% of 3537 sector peers (fiscal year 2021). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €13k
Net result €15k
Better than sector 21%
Active 9 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health48Profitability100Solvency19Growth-Stability85
63 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 19
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 14-06-2022 with the NBB · fiscal year 2021 · micro
Sector comparison
Fiscal year 2021 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 19.0% 51.9%
better than 21% of 3537 sector peers
Net result €15k €20k
better than 43% of 3536 sector peers
Equity €13k €37k
better than 25% of 3542 sector peers
Gross operating margin €31k €36k
better than 45% of 3527 sector peers
Total assets €69k €88k
better than 42% of 3537 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2021
Depositmicro
Revenue-
EBITDA€30k
Net profit€15k
Cash flow€21k
Staff costs-
Income taxes€8k
Dividends€8k
Total assets€69k
Equity€13k
Debt€56k
of which ≤ 1y€26k
of which > 1y€30k
Working capital€-6k
Employees (FTE)-
Ratios (computed)
2021
Current ratio0.78
Quick ratio0.78
Working capital ratio-8.2%
Solvency19.0%
Debt / equity4.27
Long-term debt ratio2.29
Interest coverage43.27
Gross margin-
Net margin-
ROA22.1%
ROE116.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€69k
Fixed assets 21/28€49k
Tangible fixed assets 22/27€21k
Financial fixed assets 28€28k
Current assets 29/58€20k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€69k
Equity 10/15€13k
Contributions / capital 10/11€2k
Reserves 13€11k
Accumulated profits (losses) 14€78
Amounts payable 17/49€56k
Amounts payable after one year 17€30k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€31k
Operating result 9901€24k
Financial income 75€60
Financial charges 65€696
Result before taxes 9903€24k
Income taxes 67/77€8k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.
Directors & mandates 1 directors
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • CONSILO INSURANCELegal entity
    Manager· perm. rep.: Willem Asselberg
    State Gazette act 17069404 (16-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Limited partnership(612)
Incorporation14-12-2016
StatusActive
Postal code2322
Connections & network 1 connected companies
Group structure
CONSILO INSURANCE
Sits on the board · 1 subsidiary · 5 locations
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
CONSILO INSURANCE
1 subsidiary · 5 locations
controls
BrufinBE 0667.876.672

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Brufin
Minderhoutsestraat 46, 2322 HoogstratenHoldings
since 20162.259.750.701
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13024B0127/00S000 Flanders 975 m² 1 · 182 m² 6.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-12-2025
State Gazette act Capital & shares
v3.2
2024
11-01-2024
State Gazette act Statutes amendment
v3.2
2022
28-06-2022
State Gazette act Capital & shares
v3.2
14-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2017
16-05-2017
State Gazette act Director changes
v3.2
02-01-2017
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts
Capital history · 2
09-12-2025
v3.2
28-06-2022
v3.2
All acts · 5 updated 8 months ago
2025
09-12-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 10,
      "currency": null,
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-09-30",
      "evidence_quote": "CommV Fintop 10 aandelen verkoopt van de CommV Brufin aan de heer Bart Brughmans",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0667.876.672",
    "name_full": "BRUFIN",
    "legal_form": "CommV"
  }
}
2024
11-01-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2024-01-11",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0667.876.672",
    "name_full": "BRUFIN",
    "legal_form": "Comm"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2022
28-06-2022 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 10,
      "currency": null,
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2021-11-30",
      "evidence_quote": "Ingevolge deze beslissing draagt BV Consilo 10 aandelen over aan CommV Fintop.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0667.876.672",
    "name_full": "BRUFIN",
    "legal_form": "Comm"
  }
}
2017
16-05-2017 Willem Asselberg appointed as manager Director changes
  • Willem Asselberg, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Willem Asselberg",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0460653790",
        "name": "Consilo BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2017-04-25",
      "evidence_quote": "Benoeming 2\u00BA zaakvoerder vanaf 25/04/2017 voor onbepaalde duur: Consilo BVBA, gevestigd te 2390 Malle, Zwaluwenlaan 2 bus 1, RPR Antwerpen, afdeling Antwerpen BTW BE 0460.653.790, hierbij vertegenwoordigd door haar vaste vertegenwoordiger de heer Willem Asselberg, 72.02.15 167-36, geboren Mechelen o"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0667.876.672",
    "name_full": "BRUFIN",
    "legal_form": "Comm"
  }
}
02-01-2017 Incorporation of a new Comm.VA Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Minderhoutsestraat 46, 2322 Minderhout, Belgi\u00EB",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1979-11-29",
        "name": "Bart BRUGHMANS",
        "niss": null,
        "address": "2322 MINDERHOUT, Minderhoutsestraat 46"
      },
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1980,
      "holder_person_name": "Bart BRUGHMANS",
      "is_subscriber_only": false,
      "n_shares_subscribed": 99,
      "amount_subscribed_eur": 1980,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1979-11-03",
        "name": "Tinne VERMEIREN",
        "niss": null,
        "address": "2322 MINDERHOUT, Minderhoutsestraat 46"
      },
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 20,
      "holder_person_name": "Tinne VERMEIREN",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 20,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "0667.876.672",
    "name_full": "BRUFIN",
    "legal_form": "Comm.VA"
  },
  "initial_directors": [],
  "incorporation_date": "2016-12-14",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL Brufin
Registered office
Minderhoutsestraat 46
2322 Hoogstraten, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative