BRICO DISCOUNT PRO
ActiveSummary
BRICO DISCOUNT PRO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454k and a net result of €20k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-15
Solvency100▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 3.59 in 2024; short-term debt: 13.6% and cash: 35.3% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
38 d late
2020
31 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▼ 79.5%
2024 · €99k
2018: €47k
2019: €33k
2020: €61k
2021: €43k
2022: €16k
2023: €107k
2024: €99k
2018 → 2025
Working capital
€454k▲ 4.8%
2024 · €433k
2018: €153k
2019: €188k
2020: €252k
2021: €292k
2022: €305k
2023: €411k
2024: €433k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€298k-€314k▲ 5.3%€420k▲ 34.0%€434k▲ 3.3%€454k▲ 4.7%
Operating result€65k-€22k▼ 66.1%€140k▲ 537%€121k▼ 13.7%€28k▼ 76.9%
Net result€43k-€16k▼ 62.9%€107k▲ 574%€99k▼ 6.7%€20k▼ 79.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€584 ▼ 41.5%
Current assets
€525k ▼ 12.4%
Equity and liabilities €526k
Equity
€454k ▲ 4.7%
Debt
€72k ▼ 57.1%
Debt's share of the balance-sheet total falls from 27.8% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €127k
Cash flow
€21k▼
2024 · €105k
Current ratio
7.33▲
2024 · 3.59
Quick ratio
2.95▲
2024 · 2.05
Debt to equity
0.16▼
2024 · 0.39
ROE
4.5%▼
2024 · 22.9%
ROA
3.9%▼
2024 · 16.6%
Interest coverage
28.40▼
2024 · 112.91
Debt ≤ 1 year
€72k▼
2024 · €167k
Income taxes
€7k▼
2024 · €20k
Staff costs
€81k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€601k€526k▼
Fixed assets21/28€999€584▼
Tangible fixed assets22/27€829€414▼
Furniture and vehicles24€829€414▼
Financial fixed assets28€170€170=
Current assets29/58€600k€525k▼
Stocks and contracts in progress3€258k€314k▲
Stocks30/36€258k€314k▲
Amounts receivable within one year40/41€7k€19k▲
Trade receivables40€5k€7k▲
Other amounts receivable41€2k€12k▲
Cash at bank and in hand54/58€328k€186k▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€601k€526k▼
Equity10/15€434k€454k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€413k€434k▲
Amounts payable17/49€167k€72k▼
Amounts payable within one year42/48€167k€72k▼
Trade debts44€21k€41k▲
Suppliers440/4€21k€41k▲
Taxes, remuneration and social security45€73k€17k▼
Taxes450/3€67k€6k▼
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€74k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€71k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€414▼
Other operating charges640/8€8k€6k▼
Gross operating margin9900€206k€114k▼
Operating profit (loss)9901€121k€28k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€1k€998▼
Recurring financial charges65€1k€998▼
Profit (loss) for the period before taxes9903€120k€27k▼
Income taxes67/77€20k€7k▼
Profit (loss) for the period9904€99k€20k▼
Profit (loss) for the period to be appropriated9905€99k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€499k€434k▼
Profit (loss) brought forward from the previous period14P€400k€413k▲
Profit to be distributed694/7€86k-
Return on contributions (dividend)694€86k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 7.33
Current ratio from 3.59 to 7.33; short-term debt falls from €167k to €72k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €107k ▲574%
Operating result €140k, net result €107k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €16k ▼62.9%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 11.58
Current ratio from 5.03 to 11.58; short-term debt falls from €62k to €28k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €255k ▲31.5%
3 profitable years in a row build equity to €255k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
Show earlier events
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Provinciale 1231341 Ottignies-Louvain-la-NeuveGround area
785 m²
Building footprint
239 m²
Parcel 25016A0172/00Y002, Wallonia. Linked by address, not a title deed.
1 establishment unit
BRICO DISCOUNT PRO
since 20112.196.345.165
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0172/00Y002 | Wallonia | 784 m² | 1 · 239 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER MATIERE
BE 0743.979.013
Marche-en-Famenne · Eq €457k
ETABLISSEMENTS DEBRY
BE 0434.811.012
Sombreffe · Eq €458k
DUBOIS HABITAT
BE 0421.569.126
Rochefort · Eq €450k
BS&MAT
BE 0716.772.590
Etterbeek · Eq €459k
FLEURUBRI
BE 0812.039.062
Fleurus · Eq €460k
Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 1,023 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.