BRIC 74
ActiveThe computed 12-month bankruptcy probability of BRIC 74 is 2.4% (moderate). The 2025 annual accounts show equity of €428k and a net result of €171k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 3620 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+31
Growth78=
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.31 in 2024), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
25.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
7 d late
2022
31 d early
2021
17 d early
2020
1 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€428k▲ 66.5%
2024 · €257k
2018: €136k
2019: €76k
2020: €51k
2021: €106k
2022: €181k
2023: €213k
2024: €257k
2018 → 2025
Total assets
€682k▲ 4.8%
2024 · €651k
2018: €438k
2019: €362k
2020: €184k
2021: €376k
2022: €603k
2023: €547k
2024: €651k
2018 → 2025
Net result
€171k▲ 18.6%
2024 · €144k
2018: €62k
2019: €2k
2020: €-25k
2021: €55k
2022: €85k
2023: €33k
2024: €144k
2018 → 2025
Working capital
€302k▲ 144%
2024 · €124k
2018: €23k
2019: €-32k
2020: €-23k
2021: €51k
2022: €175k
2023: €54k
2024: €124k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€181k▲ 71.0%€213k▲ 18.0%€257k▲ 20.6%€428k▲ 66.5%
Operating result€63k-€131k▲ 109%€37k▼ 72.0%€224k▲ 511%€241k▲ 7.5%
Net result€55k-€85k▲ 55.7%€33k▼ 61.7%€144k▲ 342%€171k▲ 18.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €666k
Fixed assets
€110k▲ 0.8%
Current assets
€556k▲ 7.5%
Equity and liabilities €682k
Equity
€428k▲ 66.5%
Debt
€254k▼ 35.4%
The debt ratio falls from 60.5% to 37.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€311k▲
2024 · €278k
Cash flow
€240k▲
2024 · €197k
Solvency
62.7%▲
2024 · 39.5%
Current ratio
2.19▲
2024 · 1.31
Quick ratio
2.05▲
2024 · 1.25
Debt / equity
0.59▼
2024 · 1.53
ROE
39.9%▼
2024 · 56.0%
ROA
25.1%▲
2024 · 22.1%
Interest coverage
18.73▲
2024 · 7.75
Debt
€254k▼
2024 · €394k
Debt ≤ 1 year
€254k▼
2024 · €394k
Income taxes
€55k▲
2024 · €45k
Staff costs
€422k▼
2024 · €426k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€682k▲
Formation expenses20€24k€16k▼
Fixed assets21/28€109k€110k▲
Tangible fixed assets22/27€102k€110k▲
Land and buildings22€9k€5k▼
Plant, machinery and equipment23€72k€39k▼
Furniture and vehicles24€22k€50k▲
Other tangible fixed assets26-€15k
Financial fixed assets28€7k€310▼
Current assets29/58€517k€556k▲
Stocks and contracts in progress3€27k€35k▲
Stocks30/36€27k€35k▲
Amounts receivable within one year40/41€76k€100k▲
Trade receivables40€47k€93k▲
Other amounts receivable41€29k€6k▼
Cash at bank and in hand54/58€400k€392k▼
Deferred charges and accrued income490/1€14k€29k▲
Equity and liabilities
Total equity and liabilities10/49€651k€682k▲
Equity10/15€257k€428k▲
Contributions10/11€57k€57k=
Reserves13€200k€371k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€198k€369k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€394k€254k▼
Amounts payable within one year42/48€394k€254k▼
Trade debts44€99k€106k▲
Suppliers440/4€99k€106k▲
Taxes, remuneration and social security45€81k€147k▲
Taxes450/3€44k€103k▲
Remuneration and social security454/9€37k€45k▲
Other amounts payable47/48€214k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€426k€422k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€70k▲
Other operating charges640/8€16k€29k▲
Gross operating margin9900€720k€762k▲
Operating profit (loss)9901€224k€241k▲
Financial income75/76B€649€1k▲
Recurring financial income75€649€1k▲
Financial charges65/66B€36k€17k▼
Recurring financial charges65€36k€17k▼
Profit (loss) for the period before taxes9903€189k€226k▲
Income taxes67/77€45k€55k▲
Profit (loss) for the period9904€144k€171k▲
Profit (loss) for the period to be appropriated9905€144k€171k▲
Appropriation of the result
Profit (loss) to be appropriated9906€144k€171k▲
Transfer to equity691/2€44k€171k▲
To other reserves6921€44k€171k▲
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
Social balance
Average headcount (FTE)90878.48.6▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €171k ▲18.6%
Operating result €241k, net result €171k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
31-12
Financial
Equity above €200kEq €213k ▲18%
3 profitable years in a row build equity to €213k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €181k ▲71%
2 profitable years in a row build equity to €181k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲107%
Equity rises from €51k to €106k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-25k ▼1458%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baksteenkaai 741000 BrusselGround area
425 m²
Building footprint
385 m²
Volume, LiDAR
4,154 m³
Parcel 21812N0396/00D000, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Baksteenkaai 74, 1000 Brussel
since 20162.256.046.190
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0396/00D000 | Brussels | 425 m² | 1 · 385 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Federal government
2023 · 1 entry · 627 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2023 | FOD Mobiliteit | 1 | 627 EUR |
Budget allocations
Samenwerkingsakkoord - Kapitaaloverdrachten naar lokale overheden
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.256.046.190
Similar companies · same sector, comparable size
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DE VOLKSBOND
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RECAM
BE 0424.668.473
Durbuy · Eq €428k
Starlette
BE 0833.836.645
Kortrijk · Eq €426k
De Muze Vijftig
BE 0651.660.054
Antwerpen · Eq €426k
Of 13,838 companies in sector 56301 we hold annual accounts for 4,809. 2,164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2016
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.