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BREBELCO CONSTRUCT

Active
Private limited companyfounded 20233 yrs activeKasteelstraat 6, 3051 Oud-Heverlee, BelgiumKBO/BCE: BE 0798.745.411
Summary

BREBELCO CONSTRUCT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €59k. Equity is growing by ~72.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.54 in 2024; short-term debt: 25.9% and cash: 20.4% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.1%
Return on assets
36%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
60 d early
2024
50 d early
2023
54 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€121k▲ 94.2%
2024 · €62k
2023: €31k 2024: €62k
2023 → 2025
Total assets
€164k▲ 60.4%
2024 · €102k
2023: €59k 2024: €102k
2023 → 2025
Net result
€59k▲ 84.4%
2024 · €32k
2023: €29k 2024: €32k
2023 → 2025
Working capital
€111k▲ 87.2%
2024 · €60k
2023: €27k 2024: €60k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€31k-€62k▲ 105%€121k▲ 94.2%
Operating result€38k-€43k▲ 13.9%€75k▲ 73.6%
Net result€29k-€32k▲ 11.9%€59k▲ 84.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2023: €38k€38kNet result 2023: €29k€29kOperating result 2024: €43k€43kNet result 2024: €32k€32kOperating result 2025: €75k€75kNet result 2025: €59k€59k202320242025€0€20k€40k€60k€80kOperating result 2023: €38k€38kNet result 2023: €29k€29kOperating result 2024: €43k€43kNet result 2024: €32k€32kOperating result 2025: €75k€75kNet result 2025: €59k€59k202320242025
The operating result has risen two years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets €10k ▲ 153%
Current assets €154k ▲ 56.7%
Equity and liabilities €164k
Equity €121k ▲ 94.2%
Debt €42k ▲ 7.0%
Debt's share of the balance-sheet total falls from 38.8% to 25.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77k
2024 · €44k
Cash flow
€60k
2024 · €32k
Current ratio
3.63
2024 · 2.54
Debt to equity
0.35
2024 · 0.63
ROE
48.5%
2024 · 51.1%
ROA
36.0%
2024 · 31.3%
Interest coverage
53.35
2024 · 14.76
Debt ≤ 1 year
€42k
2024 · €39k
Income taxes
€16k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€102k€164k
Fixed assets21/28€4k€10k
Tangible fixed assets22/27€4k€10k
Plant, machinery and equipment23€4k€5k
Furniture and vehicles24-€5k
Financial fixed assets28€0-
Current assets29/58€98k€154k
Amounts receivable within one year40/41€13k€12k
Trade receivables40€13k€12k
Current investments50/53€45k€108k
Cash at bank and in hand54/58€41k€33k
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€102k€164k
Equity10/15€62k€121k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€60k€119k
Amounts payable17/49€40k€42k
Amounts payable within one year42/48€39k€42k
Trade debts44€3k€595
Suppliers440/4€3k€595
Taxes, remuneration and social security45€24k€34k
Taxes450/3€24k€32k
Remuneration and social security454/9-€2k
Other amounts payable47/48€11k€7k
Accrued charges and deferred income492/3€980€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€442€1k
Other operating charges640/8€263€272
Gross operating margin9900€44k€77k
Operating profit (loss)9901€43k€75k
Financial income75/76B€598€618
Recurring financial income75€598€618
Financial charges65/66B€3k€1k
Recurring financial charges65€3k€1k
Profit (loss) for the period before taxes9903€41k€74k
Income taxes67/77€9k€16k
Profit (loss) for the period9904€32k€59k
Profit (loss) for the period to be appropriated9905€32k€59k
Appropriation of the result
Profit (loss) to be appropriated9906€60k€119k
Profit (loss) brought forward from the previous period14P€29k€60k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €59k ▲84.4%
Operating result €75k, net result €59k, both a record.
31-12
Financial Equity above €100kEq €121k ▲94.2%
3 profitable years in a row build equity to €121k.
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteelstraat 63051 Oud-Heverlee
Ground area
172 m²
Building footprint
106 m²
Volume, LiDAR
512 m³
Parcel 24100B0015/00G000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BREBELCO CONSTRUCT
Kasteelstraat 6, 3051 Oud-HeverleeConstruction of residential and non-residential buildings
since 20232.342.078.559
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24100B0015/00G000 Flanders 172 m² 1 · 106 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-02-2023
Fiscal year end31-12
Abbreviation NL BREBELCO
Activities, NACEBEL 2025
82990Other business support services
41001General construction of residential buildings
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.