Summary
Bratavi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.41M and a net result of €303k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 8023 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
73 d early
2024
58 d early
2023
56 d early
2022
48 d early
2021
58 d early
2020
82 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.41M▲ 16.7%
2024 · €1.21M
2018: €78k
2019: €106k
2020: €212k
2021: €513k
2022: €810k
2023: €1.02M
2024: €1.21M
2018 → 2025
Net result
€303k▲ 21.6%
2024 · €249k
2018: €59k
2019: €28k
2020: €107k
2021: €340k
2022: €298k
2023: €262k
2024: €249k
2018 → 2025
Total assets
€1.60M▲ 20.0%
2024 · €1.34M
2018: €122k
2019: €166k
2020: €246k
2021: €655k
2022: €901k
2023: €1.15M
2024: €1.34M
2018 → 2025
Solvency
88.1%▼ 2.4pp
2024 · 90.6%
2018: 63.6%
2019: 63.9%
2020: 86.4%
2021: 78.2%
2022: 89.9%
2023: 88.9%
2024: 90.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€513k-€810k▲ 58.1%€1.02M▲ 26.1%€1.21M▲ 18.5%€1.41M▲ 16.7%
Operating result€452k-€395k▼ 12.6%€349k▼ 11.6%€328k▼ 6.0%€400k▲ 21.9%
Net result€340k-€298k▼ 12.5%€262k▼ 12.2%€249k▼ 4.9%€303k▲ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€975k ▲ 11.9%
Current assets
€629k ▲ 35.0%
Equity and liabilities €1.60M
Equity
€1.41M ▲ 16.7%
Debt
€191k ▲ 51.0%
Debt's share of the balance-sheet total rises from 9.4% to 11.9%. Equity and debt are higher.
Key figures and ratios
ROE
21.4%▲
2024 · 20.5%
ROA
18.9%▲
2024 · 18.6%
Debt ≤ 1 year
€191k▲
2024 · €126k
Income taxes
€99k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.60M▲
Fixed assets21/28€871k€975k▲
Tangible fixed assets22/27€753k€727k▼
Land and buildings22€746k€722k▼
Plant, machinery and equipment23€308€255▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€118k€247k▲
Current assets29/58€466k€629k▲
Amounts receivable after more than one year29€25k€20k▼
Other amounts receivable291€25k€20k▼
Amounts receivable within one year40/41€117k€105k▼
Trade receivables40€81k€51k▼
Other amounts receivable41€37k€55k▲
Cash at bank and in hand54/58€316k€497k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.60M▲
Equity10/15€1.21M€1.41M▲
Contributions10/11€19k€19k=
Reserves13€1.19M€1.39M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.19M€1.39M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€126k€191k▲
Amounts payable within one year42/48€126k€191k▲
Financial debts43€6k€3k▼
Credit institutions430/8€6k€3k▼
Trade debts44€2k€559▼
Suppliers440/4€2k€559▼
Taxes, remuneration and social security45€64k€100k▲
Taxes450/3€64k€100k▲
Other amounts payable47/48€54k€88k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€361k€432k▲
Operating profit (loss)9901€328k€400k▲
Financial income75/76B€887€1k▲
Recurring financial income75€887€1k▲
Financial charges65/66B€206€166▼
Recurring financial charges65€206€166▼
Profit (loss) for the period before taxes9903€329k€401k▲
Income taxes67/77€80k€99k▲
Profit (loss) for the period9904€249k€303k▲
Profit (loss) for the period to be appropriated9905€249k€303k▲
Appropriation of the result
Profit (loss) to be appropriated9906€249k€303k▲
Transfer to equity691/2€189k€203k▲
To other reserves6921€189k€203k▲
Profit to be distributed694/7€60k€100k▲
Return on contributions (dividend)694€60k€100k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.02M ▲26.1%
6 profitable years in a row build equity to €1.02M.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-05
State Gazette act
Merger · Accounting effect
Capital · Corporate purpose
2022
18-10
State Gazette act
General meeting · Registered-office move
Capital increase · Capital
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €340k ▲220%
Operating result €452k, net result €340k, both a record.
31-12
Financial
Equity above €500kEq €513k ▲141%
4 profitable years in a row build equity to €513k.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
11-02
State Gazette act
General meeting · Director resignation
Board meeting · Director appointment
Show earlier events
05-02
State Gazette act
General meeting · Director resignation
Board meeting · Director appointment
2020
31-12
Financial
Liquidity triplescurrent ratio 7.10
Current ratio from 2.72 to 7.10; short-term debt falls from €60k to €33k.
31-12
Financial
Equity above €200kEq €212k ▲101%
3 profitable years in a row build equity to €212k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €28k ▼52.2%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €106k ▲36.4%
2 profitable years in a row build equity to €106k.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Violettestraat 2579000 GentGround area
161 m²
Building footprint
101 m²
Volume, LiDAR
861 m³
Parcel 44804D2324/00_000, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bratavi
since 20172.267.594.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2324/00_000 | Flanders | 161 m² | 1 · 101 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
14 connected companiesLinked via shared directors
Shared director
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 11,903 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.