BRAINTRAIN
ActiveBRAINTRAIN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €43k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+20
Solvency98▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.03 against 2.96 in 2024; short-term debt: 19.5% and cash: 12.8% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
16.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
9 d late
2022
1 d early
2021
4 d early
2020
on the day
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€191k▲ 29.5%
2024 · €147k
2019: €128k
2020: €102k
2021: €125k
2022: €164k
2023: €162k
2024: €147k
2019 → 2025
Total assets
€262k▲ 14.6%
2024 · €229k
2019: €172k
2020: €128k
2021: €208k
2022: €227k
2023: €218k
2024: €229k
2019 → 2025
Net result
€43k▲ 5,412%
2024 · €788
2019: €195
2020: €-26k
2021: €57k
2022: €39k
2023: €57k
2024: €788
2019 → 2025
Working capital
€155k▲ 60.2%
2024 · €96k
2019: €95k
2020: €67k
2021: €102k
2022: €142k
2023: €139k
2024: €96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€164k▲ 30.7%€162k▼ 0.9%€147k▼ 9.4%€191k▲ 29.5%
Operating result€67k-€53k▼ 20.6%€80k▲ 50.1%€3k▼ 96.6%€59k▲ 2,078%
Net result€57k-€39k▼ 31.8%€57k▲ 47.0%€788▼ 98.6%€43k▲ 5,412%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,078% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€56k▼ 31.9%
Current assets
€206k▲ 41.2%
Equity and liabilities €262k
Equity
€191k▲ 29.5%
Debt
€71k▼ 12.2%
The debt ratio falls from 35.6% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €23k
Cash flow
€70k▲
2024 · €21k
Solvency
72.7%▲
2024 · 64.4%
Current ratio
4.03▲
2024 · 2.96
Quick ratio
4.03▲
2024 · 2.96
Debt / equity
0.37▼
2024 · 0.55
ROE
22.8%▲
2024 · 0.5%
ROA
16.6%▲
2024 · 0.3%
Interest coverage
38.50▲
2024 · 8.66
Debt
€71k▼
2024 · €81k
Debt ≤ 1 year
€51k▲
2024 · €49k
Debt > 1 year
€20k▼
2024 · €32k
Income taxes
€17k▲
2024 · €925
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€262k▲
Fixed assets21/28€83k€56k▼
Tangible fixed assets22/27€82k€56k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€5k€10k▲
Leasing and similar rights25€66k€39k▼
Financial fixed assets28€500€500=
Current assets29/58€146k€206k▲
Amounts receivable within one year40/41€83k€124k▲
Trade receivables40€37k€57k▲
Other amounts receivable41€46k€67k▲
Current investments50/53€41k€41k=
Cash at bank and in hand54/58€11k€34k▲
Deferred charges and accrued income490/1€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€229k€262k▲
Equity10/15€147k€191k▲
Contributions10/11€20k€20k=
Reserves13€127k€170k▲
Distributable reserves133€127k€170k▲
Amounts payable17/49€81k€71k▼
Amounts payable after more than one year17€32k€20k▼
Financial debts170/4€32k€20k▼
Amounts payable within one year42/48€49k€51k▲
Current portion of amounts payable after more than one year42€21k€12k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€26k▲
Other operating charges640/8€877€924▲
Gross operating margin9900€24k€86k▲
Operating profit (loss)9901€3k€59k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€2k€60k▲
Income taxes67/77€925€17k▲
Profit (loss) for the period9904€788€43k▲
Profit (loss) for the period to be appropriated9905€788€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€788€43k▲
Transfer from equity791/2€16k-
Transfer to equity691/2€788€43k▲
To other reserves6921€788€43k▲
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €191k ▲29.5%
5 profitable years in a row build equity to €191k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
30-06
Financial
Highest result since 2019net €57k ▲47%
Operating result €80k, net result €57k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €164k ▲30.7%
2 profitable years in a row build equity to €164k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-26k ▼13445%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 3342500 LierGround area
2,924 m²
Building footprint
220 m²
Volume, LiDAR
728 m³
Parcel 12393E0548/00B002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRAINTRAIN
since 20082.169.378.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393E0548/00B002 | Flanders | 2,924 m² | 1 · 220 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 5,101 EUR awarded · 3,724 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,097 EUR | 720 EUR |
| 2023 | 1 | 2,951 EUR | 2,951 EUR |
| 2022 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.