BR
ActiveThe computed 12-month bankruptcy probability of BR is 2.1% (moderate). The 2025 annual accounts show equity of €6k and a net result of €437. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 27319 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-16
Solvency54▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.27 in 2023), and 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
71 d early
2023
41 d early
2022
34 d early
2021
40 d early
2020
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 20.6%
2023 · €5k
2020: €924
2021: €3k
2022: €5k
2023: €5k
2020 → 2025
Total assets
€21k▲ 27.2%
2023 · €16k
2020: €5k
2021: €8k
2022: €17k
2023: €16k
2020 → 2025
Net result
€437▼ 17.5%
2023 · €530
2020: €824
2021: €2k
2022: €2k
2023: €530
2020 → 2025
Working capital
€4k▲ 27.8%
2023 · €3k
2020: €484
2021: €2k
2022: €2k
2023: €3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€924-€3k▲ 211%€5k▲ 64.5%€5k▲ 11.2%€6k▲ 20.6%
Operating result€1k-€3k▲ 128%€2k▼ 9.0%€-1k€471
Net result€824-€2k▲ 136%€2k▼ 4.8%€530▼ 71.4%€437▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €471 after a loss of €1k in 2023.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€2k▲ 10.8%
Current assets
€18k▲ 29.8%
Equity and liabilities €21k
Equity
€6k▲ 20.6%
Debt
€14k▲ 30.3%
The debt ratio rises from 67.8% to 69.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2k▲
2023 · €-41
Cash flow
€2k▲
2023 · €2k
Solvency
30.6%▼
2023 · 32.2%
Current ratio
1.27▼
2023 · 1.27
Quick ratio
1.27▼
2023 · 1.27
Debt / equity
2.27▲
2023 · 2.10
ROE
6.9%▼
2023 · 10.1%
ROA
2.1%▼
2023 · 3.2%
Interest coverage
55.55▲
2023 · -12.73
Debt
€14k▲
2023 · €11k
Debt ≤ 1 year
€14k▲
2023 · €11k
Income taxes
€45▲
2023 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€16k€21k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€2k€676▼
Furniture and vehicles24-€2k
Current assets29/58€14k€18k▲
Amounts receivable within one year40/41€7k€14k▲
Trade receivables40€7k€13k▲
Other amounts receivable41-€486
Cash at bank and in hand54/58€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€16k€21k▲
Equity10/15€5k€6k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€11k€14k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€480€45▼
Taxes450/3€480€45▼
Other amounts payable47/48€8k€8k▲
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€977€2k▲
Other operating charges640/8€762€411▼
Gross operating margin9900€721€3k▲
Operating profit (loss)9901€-1k€471▲
Financial income75/76B€0€51▲
Recurring financial income75€0€51▲
Financial charges65/66B€3€41▲
Recurring financial charges65€3€41▲
Profit (loss) for the period before taxes9903€-1k€482▲
Income taxes67/77€-2k€45▲
Profit (loss) for the period9904€530€437▼
Profit (loss) for the period to be appropriated9905€530€437▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€6k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €437 ▼17.5%
Net result drops to €437, the lowest in the series.
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €2k ▲136%
Operating result €3k, net result €2k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
1,698 m²
Building footprint
255 m²
Volume, LiDAR
2,252 m³
Parcel 11463D0369/00F006, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BR
since 20192.289.924.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0369/00F006 | Flanders | 1,698 m² | 1 · 255 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LMC PROJECT
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Of 748 companies in sector 43422 we hold annual accounts for 422. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2019
Fiscal year end31-12
Activities, NACEBEL
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.