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Complete company report
Generated 22-08-2026
Active BE 1005.529.120Private limited company

BPV Cosmetics

Moutstraat 72 ·9000 Gent, Belgium· 2 yrs active
Sector: Overige technische testen en toetsen (71209)
Conclusion Checked

The computed 12-month bankruptcy probability of BPV Cosmetics is 1.1% (low). The 2024 annual accounts show negative equity (€-81k) and a net result of €-91k. Its solvency ranks better than 5% of 3386 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-81k
Net result €-91k
Staff (FTE) 0.5
Better than sector 5%
Financial profile 4 of 5 axes measured · computed by Checked
Health25Profitability100Solvency55Growth-Stability67
62 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 25
Profitability 100
Solvency 55
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
25 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -35.5% 55.0%
better than 5% of 3386 sector peers
Net result €-91k €19k
better than 5% of 3386 sector peers
Equity €-81k €45k
better than 5% of 3388 sector peers
Gross operating margin €-51k €38k
better than 5% of 3383 sector peers
Staff costs €27k €14k
higher than 60% of 553 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-79k
Net profit€-91k
Cash flow€-91k
Staff costs€27k
Income taxes-
Dividends-
Total assets€228k
Equity€-81k
Debt€309k
of which ≤ 1y€154k
of which > 1y€155k
Working capital€73k
Employees (FTE)0.5
Ratios (computed)
2024
Current ratio1.47
Quick ratio0.06
Working capital ratio32.0%
Solvency-35.5%
Debt / equity-3.82
Long-term debt ratio-1.91
Interest coverage-6.45
Gross margin-
Net margin-
ROA-39.9%
ROE112.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€228k
Fixed assets 21/28€813
Formation expenses 20€190
Tangible fixed assets 22/27€813
Current assets 29/58€227k
Stocks & contracts in progress 3€217k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€512
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€228k
Equity 10/15€-81k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-91k
Amounts payable 17/49€309k
Amounts payable after one year 17€155k
Amounts payable within one year 42/48€154k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-51k
Operating result 9901€-79k
Financial income 75€47
Financial charges 65€12k
Result before taxes 9903€-91k
Net result for the period 9904€-91k
Result to be appropriated 9905€-91k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Peter Janssens
    Director
    State Gazette act 25131821 (16-10-2025)
    Former
    - → 28-05-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Overige technische testen en toetsen(71209)
Legal form Private limited company(610)
Incorporation01-02-2024
StatusActive
Postal code9000
Establishment units 1 location
BPV Cosmetics
Moutstraat 72, 9000 GentHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20242.355.647.275
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0324/00F000 Flanders 2.0 ha 1 · 1,372 m² 32.4 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-10-2025
State Gazette act Director changes
v3.2
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-02-2024
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 10 months ago
2025
16-10-2025 Peter Janssens resigns as director Director changes
  • Peter Janssens, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Janssens",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-05-28",
      "evidence_quote": "De enige aandeelhouder heeft kennisgenomen van het ontslag van de heer Peter Janssens als bestuurder van de Vennootschap en dit met ingang van 28 mei 2025. De enige aandeelhouder heeft beslist om dit ontslag te aanvaarden met ingang van 28 mei 2025 en verleent hem tussentijdse kwijting voor de uitoe",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1005.529.120",
    "name_full": "BPV COSMETICS",
    "legal_form": "BV"
  }
}
2024
05-02-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9000 Gent, Moutstraat 72",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "JANSSENS Peter Maria Jean",
        "niss": null,
        "address": "9850 Deinze, Biezestraat 27"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "JANSSENS Peter Maria Jean",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "ROUW Miriam",
        "niss": null,
        "address": "9850 Deinze, Biezestraat 27"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "ROUW Miriam",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "1005.529.120",
    "name_full": "BPV Cosmetics",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-02-01",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige technische testen en toetsen71209Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Groothandel in parfumerieën en cosmetica46450
Primary activity highlighted.
Names & trade names
Legal nameNL BPV Cosmetics
Registered office
Moutstraat 72
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative