BPKWADRAAT
ActiveBPKWADRAAT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €492k and a net result of €120k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 7.3 against 4.87 in 2024; short-term debt: 11.5% and cash: 29.6% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
21.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
13 d early
2023
21 d late
2022
59 d early
2021
41 d early
2020
37 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€492k▲ 30.0%
2024 · €378k
2018: €110k
2019: €117k
2020: €124k
2021: €136k
2022: €188k
2023: €285k
2024: €378k
2018 → 2025
Total assets
€568k▲ 17.8%
2024 · €482k
2018: €323k
2019: €361k
2020: €356k
2021: €327k
2022: €327k
2023: €405k
2024: €482k
2018 → 2025
Net result
€120k▲ 29.2%
2024 · €93k
2018: €51k
2019: €7k
2020: €25k
2021: €26k
2022: €53k
2023: €98k
2024: €93k
2018 → 2025
Working capital
€411k▲ 28.2%
2024 · €321k
2018: €74k
2019: €57k
2020: €70k
2021: €86k
2022: €157k
2023: €259k
2024: €321k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€188k▲ 38.6%€285k▲ 51.6%€378k▲ 32.7%€492k▲ 30.0%
Operating result€31k-€80k▲ 154%€143k▲ 79.1%€136k▼ 4.8%€181k▲ 33.3%
Net result€26k-€53k▲ 103%€98k▲ 84.4%€93k▼ 4.8%€120k▲ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €568k
Fixed assets
€91k▲ 16.6%
Current assets
€477k▲ 18.0%
Equity and liabilities €568k
Equity
€492k▲ 30.0%
Debt
€76k▼ 26.6%
The debt ratio falls from 21.6% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€205k▲
2024 · €161k
Cash flow
€143k▲
2024 · €118k
Solvency
86.5%▲
2024 · 78.4%
Current ratio
7.30▲
2024 · 4.87
Quick ratio
6.95▲
2024 · 4.58
Debt / equity
0.16▼
2024 · 0.28
ROE
24.5%▼
2024 · 24.6%
ROA
21.2%▲
2024 · 19.3%
Interest coverage
28.48▼
2024 · 57.48
Debt
€76k▼
2024 · €104k
Debt ≤ 1 year
€65k▼
2024 · €83k
Debt > 1 year
€11k▼
2024 · €21k
Income taxes
€55k▲
2024 · €41k
Staff costs
€57k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€568k▲
Fixed assets21/28€78k€91k▲
Tangible fixed assets22/27€76k€83k▲
Plant, machinery and equipment23€37k€34k▼
Furniture and vehicles24€15k€28k▲
Leasing and similar rights25€24k€21k▼
Other tangible fixed assets26€77€36▼
Financial fixed assets28€2k€8k▲
Current assets29/58€404k€477k▲
Stocks and contracts in progress3€24k€23k▼
Stocks30/36€24k€23k▼
Amounts receivable within one year40/41€115k€155k▲
Trade receivables40€91k€142k▲
Other amounts receivable41€24k€13k▼
Current investments50/53-€100k
Cash at bank and in hand54/58€238k€168k▼
Deferred charges and accrued income490/1€27k€30k▲
Equity and liabilities
Total equity and liabilities10/49€482k€568k▲
Equity10/15€378k€492k▲
Contributions10/11€100k€100k=
Reserves13€278k€392k▲
Distributable reserves133€278k€392k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€104k€76k▼
Amounts payable after more than one year17€21k€11k▼
Financial debts170/4€21k€11k▼
Amounts payable within one year42/48€83k€65k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€59k€49k▼
Suppliers440/4€59k€49k▼
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€10k€5k▼
Remuneration and social security454/9€7k€7k=
Income statement
Code20242025
Remuneration, social security and pensions62€59k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€0€0▼
Gross operating margin9900€226k€267k▲
Operating profit (loss)9901€136k€181k▲
Financial income75/76B€432€685▲
Recurring financial income75€432€685▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€134k€175k▲
Income taxes67/77€41k€55k▲
Profit (loss) for the period9904€93k€120k▲
Profit (loss) for the period to be appropriated9905€93k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€120k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€7k
Transfer to equity691/2€93k€120k▲
To other reserves6921€93k€120k▲
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €120k ▲29.2%
Operating result €181k, net result €120k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Equity above €200kEq €285k ▲51.6%
6 profitable years in a row build equity to €285k.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €188k ▲38.6%
5 profitable years in a row build equity to €188k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €7k ▼86.6%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belvédèrestraat 10A3128 TremeloGround area
1,185 m²
Building footprint
150 m²
Volume, LiDAR
682 m³
Parcel 24006C0164/00S000, Flanders · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BP²
since 20122.211.884.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006C0164/00S000 | Flanders | 1,185 m² | 1 · 150 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 454 EUR awarded · 394 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 60 EUR | 0 EUR |
| 2023 | 1 | 394 EUR | 394 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryBPKWADRAAT BV35304
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Of 607 companies in sector 43130 we hold annual accounts for 302. 218 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2012
Fiscal year end31-12
Activities, NACEBEL
43130Specialised construction activities
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:peter.marien@bp2.be