Age4 yrs
Real estate2 parcels · 3,941 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BP Flow is 1.7% (moderate). The 2024 annual accounts show equity of €29k and a net result of €-4k. Its solvency ranks better than 74% of 7336 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.7%
Moderate
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-4k
Working capital€20k+18.3%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 79.2% | 65.0% | |
| Net result | €-4k | €32k | |
| Equity | €29k | €58k | |
| Gross operating margin | €27k | €52k | |
| Staff costs | €23k | €17k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€2k
-96.2%
-97% vs sector
€-4k
-
far below sector median
€2k
-95.9%
-74% vs sector
€37k
-38.1%
-97% vs sector
€29k
-12.9%
-95% vs sector
€20k
+18.3%
-97% vs sector
€23k
+2083.8%
-93% vs sector
€11k
-
+12% vs sector
€14k
-
23-24
€8k
-70.5%
-99% vs sector
€8k
-70.5%
-97% vs sector
3.60
+118.2%
-18% vs sector
3.60
+118.2%
-18% vs sector
79.2%
+40.6%
+49% vs sector
0.26
-66.1%
-70% vs sector
-14.8%
-
far below sector median
-11.7%
-
far below sector median
7.74
-98.9%
+7% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-4k |
| Cash flow | €2k |
| Staff costs | €23k |
| Income taxes | - |
| Dividends | - |
| Total assets | €37k |
| Equity | €29k |
| Debt | €8k |
| of which ≤ 1y | €8k |
| of which > 1y | - |
| Working capital | €20k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.60 |
| Quick ratio | 3.60 |
| Working capital ratio | 54.1% |
| Solvency | 79.2% |
| Debt / equity | 0.26 |
| Long-term debt ratio | - |
| Interest coverage | 7.74 |
| Gross margin | - |
| Net margin | - |
| ROA | -11.7% |
| ROE | -14.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €37k |
| Fixed assets | 21/28 | €9k |
| Intangible fixed assets | 21 | €1k |
| Tangible fixed assets | 22/27 | €8k |
| Financial fixed assets | 28 | €368 |
| Current assets | 29/58 | €28k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €24k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €37k |
| Equity | 10/15 | €29k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €24k |
| Amounts payable | 17/49 | €8k |
| Amounts payable within one year | 42/48 | €8k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €27k |
| Operating result | 9901 | €-4k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €286 |
| Result before taxes | 9903 | €-4k |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed70
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
2 locationsFrankenstraat 79, 1040 Etterbeek
since 20222.333.824.750
Rue de la Neuville 96, 6000 Charleroi
since 20232.352.577.721
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,941 m²
Buildings2
Building footprint3,841 m²
Volume (LiDAR)61,976 m³
Tallest building25.7 m · ±7 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0225/00Z005 | Brussels | 3,610 m² | 1 · 3,528 m² | 22.8 m · 5 fl. |
| 52302A1193/00C009 | Wallonia | 332 m² | 1 · 313 m² | 25.7 m · 7 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
06-10-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
06-10-2023 Registered office moved from WATERMAEL-BOITSFORT to ETTERBEEK
- Rue des Trois Tilleuls 115 à 1170 WATERMAEL-BOITSFORT → 79, Rue des francs à 1040 ETTERBEEK
Analysis
Snowflake analysis
financial profile on 5 axes59
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
70
Profitability
0
Solvency
100
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
| Legal nameFR | BP Flow |
Registered office
Frankenstraat 79
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.