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BOYACCI PAINT

Active
Private limited company·Schilderen van gebouwen· 3 yrs active
Beringersteenweg 38 ·3550 Heusden-Zolder, Belgium
KBO/BCE: BE 0800.575.345
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Belgian State Gazette acts: 0 of 1 read
Age3 yrs
Real estate1 parcel · 910 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BOYACCI PAINT is 4.0% (moderate). The 2024 annual accounts show equity of €2k and a net result of €-3k. Its solvency ranks better than 12% of 11120 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 11120 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00532580
31-12-2023 31-07-2024 18-07-2025 352 d late 2025-00304448

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k
Working capital€-9k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.0% 40.9%
better than 12% of 11120 sector peers
Net result €-3k €11k
better than 15% of 11103 sector peers
Equity €2k €34k
better than 11% of 11124 sector peers
Gross operating margin €11k €35k
better than 22% of 11092 sector peers
Staff costs €132 €24k
higher than 8% of 4053 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€10k
Net profit€-3k
Cash flow€7k
Staff costs€132
Income taxes€158
Dividends-
Total assets€41k
Equity€2k
Debt€39k
of which ≤ 1y€16k
of which > 1y€23k
Working capital€-9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.45
Quick ratio0.45
Working capital ratio-20.9%
Solvency5.0%
Debt / equity19.02
Long-term debt ratio11.34
Interest coverage3.62
Gross margin-
Net margin-
ROA-7.8%
ROE-156.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€41k
Fixed assets 21/28€34k
Tangible fixed assets 22/27€34k
Current assets 29/58€7k
Amounts receivable within one year 40/41€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€41k
Equity 10/15€2k
Contributions / capital 10/11€4k
Reserves 13€1k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€39k
Amounts payable after one year 17€23k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€11k
Operating result 9901€-392
Financial charges 65€3k
Result before taxes 9903€-3k
Income taxes 67/77€158
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
23 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

1 location
BOYACCI PAINT
Beringersteenweg 38, 3550 Heusden-ZolderIsolatiewerkzaamheden
since 20232.344.397.750
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area910 m²
Buildings1
Building footprint133 m²
Volume (LiDAR)584 m³
Tallest building6.6 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502C0107/00A003indicative Flanders 910 m² 1 · 133 m² 6.6 m · 1 fl.
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health23Profitability0Solvency3Growth-Stability79
26 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 23
Profitability 0
Solvency 3
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 733 of the 7,842 companies in this sector. 255 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schilderen van gebouwen43341Schilderen van gebouwen43341Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Schilderen van civieltechnische werken43342Schilderen van civieltechnische werken43342Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390
Primary activity highlighted.
Names & trade names
Legal nameNL BOYACCI PAINT
Registered office
Beringersteenweg 38 bus 1
3550 Heusden-Zolder, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.