BOVIMO
ActiveBOVIMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €6k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-22
Solvency99▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 10.31 against 10.1 in 2024; short-term debt: 9.3% and cash: 41.2% of total assets), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
21 d early
2023
25 d early
2022
26 d early
2021
5 d early
2020
33 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 78.8%
2024 · €27k
2019: €17k
2020: €6k
2021: €-2k
2022: €22k
2023: €13k
2024: €27k
2019 → 2025
Working capital
€145k▲ 32.8%
2024 · €109k
2019: €47k
2020: €54k
2021: €53k
2022: €74k
2023: €83k
2024: €109k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€77k▲ 40.9%€90k▲ 16.9%€117k▲ 29.8%€123k▲ 4.9%
Operating result€7k-€27k▲ 307%€25k▼ 8.8%€39k▲ 56.0%€15k▼ 62.2%
Net result€-2k-€22k€13k▼ 41.9%€27k▲ 106%€6k▼ 78.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€7k▼ 16.8%
Current assets
€160k▲ 32.5%
Equity and liabilities €167k
Equity
€123k▲ 4.9%
Provisions
€29k
Debt
€16k▲ 29.8%
The debt ratio stays at 9.3%.
Key figures and ratios
EBITDA
€17k▼
2024 · €43k
Cash flow
€8k▼
2024 · €31k
Solvency
73.5%▼
2024 · 90.7%
Current ratio
10.31▲
2024 · 10.10
Quick ratio
10.31▲
2024 · 10.10
Debt / equity
0.13▲
2024 · 0.10
ROE
4.6%▼
2024 · 22.9%
ROA
3.4%▼
2024 · 20.8%
Interest coverage
7.40▼
2024 · 23.82
Debt
€16k▲
2024 · €12k
Debt ≤ 1 year
€16k▲
2024 · €12k
Income taxes
€10k▼
2024 · €12k
Staff costs
€423
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€167k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€1k€730▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€77€77=
Current assets29/58€121k€160k▲
Amounts receivable after more than one year29€19k€19k=
Other amounts receivable291€19k€19k=
Amounts receivable within one year40/41€41k€72k▲
Trade receivables40€25k€31k▲
Other amounts receivable41€16k€41k▲
Cash at bank and in hand54/58€60k€69k▲
Equity and liabilities
Total equity and liabilities10/49€129k€167k▲
Equity10/15€117k€123k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€81k€86k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€68k€74k▲
Profit (loss) carried forward14€30k€30k=
Provisions and deferred taxes16-€29k
Provisions for liabilities and charges160/5-€29k
Other liabilities and charges164/5-€29k
Amounts payable17/49€12k€16k▲
Amounts payable within one year42/48€12k€16k▲
Current portion of amounts payable after more than one year42€5k€10k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€6k€49▼
Taxes450/3€6k€49▼
Income statement
Code20242025
Remuneration, social security and pensions62-€423
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€29k
Other operating charges640/8€3k€571▼
Gross operating margin9900€46k€47k▲
Operating profit (loss)9901€39k€15k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€38k€16k▼
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€27k€6k▼
Profit (loss) for the period to be appropriated9905€27k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€36k▼
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer to equity691/2€27k€6k▼
To other reserves6921€27k€6k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €27k ▲106%
Operating result €39k, net result €27k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 10.10
Current ratio from 4.82 to 10.10; short-term debt falls from €22k to €12k.
31-03
Financial
Equity above €100kEq €117k ▲29.8%
3 profitable years in a row build equity to €117k.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼130%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Croix du Feu 71473 GenappeGround area
394 m²
Building footprint
65 m²
Volume, LiDAR
316 m³
Parcel 25034D0265/00H000, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Croix du Feu 7, 1473 Genappe
since 20122.210.641.183
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25034D0265/00H000 | Wallonia | 394 m² | 1 · 64 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900U3ZFXUNWCT0T49
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2012
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.