BOVAGRI
ActiveBOVAGRI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €20k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-13
Solvency99▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 2.56 in 2024), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
9.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
60 d late
2023
2 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 17.2%
2024 · €117k
2018: €34k
2019: €39k
2020: €60k
2021: €82k
2022: €83k
2023: €97k
2024: €117k
2018 → 2025
Total assets
€214k▼ 3.8%
2024 · €223k
2018: €135k
2019: €113k
2020: €128k
2021: €159k
2022: €114k
2023: €191k
2024: €223k
2018 → 2025
Net result
€20k▼ 0.8%
2024 · €20k
2018: €9k
2019: €5k
2020: €21k
2021: €21k
2022: €1k
2023: €13k
2024: €20k
2018 → 2025
Working capital
€128k▲ 19.5%
2024 · €107k
2018: €20k
2019: €29k
2020: €56k
2021: €79k
2022: €81k
2023: €85k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€83k▲ 1.7%€97k▲ 16.2%€117k▲ 21.0%€137k▲ 17.2%
Operating result€37k-€6k▼ 83.3%€22k▲ 255%€33k▲ 50.9%€34k▲ 3.2%
Net result€21k-€1k▼ 93.4%€13k▲ 856%€20k▲ 50.6%€20k▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€36k▼ 22.0%
Current assets
€178k▲ 1.0%
Equity and liabilities €214k
Equity
€137k▲ 17.2%
Debt
€77k▼ 27.0%
The debt ratio falls from 47.5% to 36.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€47k▲
2024 · €46k
Cash flow
€33k▼
2024 · €33k
Solvency
63.9%▲
2024 · 52.5%
Current ratio
3.57▲
2024 · 2.56
Quick ratio
2.41▲
2024 · 1.74
Debt / equity
0.56▼
2024 · 0.91
ROE
14.7%▼
2024 · 17.4%
ROA
9.4%▲
2024 · 9.1%
Interest coverage
11.93▲
2024 · 10.87
Debt
€77k▼
2024 · €106k
Debt ≤ 1 year
€50k▼
2024 · €69k
Debt > 1 year
€27k▼
2024 · €37k
Income taxes
€10k▲
2024 · €8k
Staff costs
€83k▼
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€214k▼
Fixed assets21/28€47k€36k▼
Tangible fixed assets22/27€46k€36k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€44k€32k▼
Financial fixed assets28€168€168=
Current assets29/58€176k€178k▲
Stocks and contracts in progress3€56k€58k▲
Stocks30/36€56k€58k▲
Amounts receivable within one year40/41€29k€9k▼
Trade receivables40€29k€7k▼
Other amounts receivable41€150€2k▲
Cash at bank and in hand54/58€90k€110k▲
Deferred charges and accrued income490/1€613€815▲
Equity and liabilities
Total equity and liabilities10/49€223k€214k▼
Equity10/15€117k€137k▲
Contributions10/11€6k€6k=
Reserves13€102k€127k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€100k€125k▲
Profit (loss) carried forward14€9k€4k▼
Amounts payable17/49€106k€77k▼
Amounts payable after more than one year17€37k€27k▼
Financial debts170/4€37k€27k▼
Amounts payable within one year42/48€69k€50k▼
Trade debts44€34k€31k▼
Suppliers440/4€34k€31k▼
Taxes, remuneration and social security45€29k€15k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9€15k€5k▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€96k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€839€1k▲
Gross operating margin9900€143k€131k▼
Operating profit (loss)9901€33k€34k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€28k€30k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€20k€20k▼
Profit (loss) for the period to be appropriated9905€20k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k▲
Profit (loss) brought forward from the previous period14P€8k€9k▲
Transfer to equity691/2€20k€25k▲
To other reserves6921€20k€25k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Equity above €100kEq €117k ▲21%
7 profitable years in a row build equity to €117k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €1k ▼93.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €21k ▲0.2%
Operating result €37k, net result €21k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Romaine,Branchon 45310 EghezéeGround area
2,557 m²
Building footprint
329 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
BOVAGRI
since 20072.163.797.608
Bovagri
since 20152.240.180.257
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92023B0594/00D000 | Wallonia | 1,801 m² | 1 · 109 m² | - |
| 25035B0448/00K000 | Wallonia | 757 m² | 1 · 221 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIncourt2.240.180.257
Similar companies · same sector, comparable size
CHIADEST
BE 0472.309.331
Seneffe · Eq €137k
STATION BAUMANS CNG
BE 0886.048.280
Lontzen · Eq €137k
ÜSTBOGA PROJECTS
BE 0546.613.212
Genk · Eq €136k
HASILIK
BE 0803.419.425
Eeklo · Eq €136k
GARAGE VANACKERE
BE 0430.169.462
Etterbeek · Eq €136k
Of 1,262 companies in sector 47300 we hold annual accounts for 946. 785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2007
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
49410Freight transport by road
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
45112
45215
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/32.81.20