BOUWWERKEN TEUGELS
ActiveThe computed 12-month bankruptcy probability of BOUWWERKEN TEUGELS is 2.0% (moderate). The 2025 annual accounts show equity of €115k and a net result of €-47k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 7431 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency63▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.38 against 4.27 in 2024; short-term debt: 7.8% and cash: 0.5% of total assets), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
-15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
11 d late
2024
13 d late
2023
29 d late
2022
30 d late
2021
29 d late
2020
23 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 28.9%
2024 · €161k
2019: €49k
2020: €115k
2021: €121k
2022: €130k
2023: €160k
2024: €161k
2019 → 2025
Total assets
€301k▼ 17.7%
2024 · €365k
2019: €68k
2020: €132k
2021: €378k
2022: €370k
2023: €412k
2024: €365k
2019 → 2025
Net result
€-47k
2024 · €2k
2019: €37k
2020: €83k
2021: €6k
2022: €9k
2023: €31k
2024: €2k
2019 → 2025
Working capital
€32k▼ 61.2%
2024 · €83k
2019: €31k
2020: €99k
2021: €66k
2022: €70k
2023: €95k
2024: €83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€130k▲ 7.2%€160k▲ 23.4%€161k▲ 0.9%€115k▼ 28.9%
Operating result€9k-€16k▲ 73.0%€46k▲ 186%€5k▼ 88.1%€-43k
Net result€6k-€9k▲ 49.9%€31k▲ 256%€2k▼ 92.7%€-47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €43k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€245k▼ 4.7%
Current assets
€55k▼ 48.7%
Equity and liabilities €301k
Equity
€115k▼ 28.9%
Debt
€186k▼ 8.8%
The debt ratio rises from 55.8% to 61.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-31k▼
2024 · €18k
Cash flow
€-35k▼
2024 · €15k
Solvency
38.2%▼
2024 · 44.2%
Current ratio
2.38▼
2024 · 4.27
Quick ratio
2.38▼
2024 · 4.27
Debt / equity
1.62▲
2024 · 1.26
ROE
-40.7%▼
2024 · 1.4%
ROA
-15.5%▼
2024 · 0.6%
Interest coverage
-7.51▼
2024 · 4.25
Debt
€186k▼
2024 · €204k
Debt ≤ 1 year
€23k▼
2024 · €25k
Debt > 1 year
€162k▼
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€301k▼
Fixed assets21/28€257k€245k▼
Tangible fixed assets22/27€257k€245k▼
Land and buildings22€252k€243k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€4k€2k▼
Current assets29/58€108k€55k▼
Amounts receivable within one year40/41€100k€54k▼
Trade receivables40€75k€41k▼
Other amounts receivable41€25k€13k▼
Cash at bank and in hand54/58€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€365k€301k▼
Equity10/15€161k€115k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€147k€100k▼
Amounts payable17/49€204k€186k▼
Amounts payable after more than one year17€179k€162k▼
Financial debts170/4€179k€162k▼
Amounts payable within one year42/48€25k€23k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€4k€320▼
Taxes450/3€4k€320▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€22k€-27k▼
Operating profit (loss)9901€5k€-43k▼
Financial income75/76B€2k€382▼
Recurring financial income75€2k€382▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€3k€-47k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€-47k▼
Profit (loss) for the period to be appropriated9905€2k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€100k▼
Profit (loss) brought forward from the previous period14P€146k€147k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-47k ▼2165%
Net result drops to €-47k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €150kEq €160k ▲23.4%
5 profitable years in a row build equity to €160k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2019net €83k ▲123%
Operating result €97k, net result €83k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.70
Current ratio from 2.60 to 6.70; short-term debt falls from €19k to €17k.
31-12
Financial
Equity above €100kEq €115k ▲133%
2 profitable years in a row build equity to €115k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oxdonkstraat 541880 Kapelle-op-den-BosGround area
334 m²
Building footprint
104 m²
Volume, LiDAR
583 m³
Parcel 23039B0211/00X003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oxdonkstraat 54, 1880 Kapelle-op-den-Bos
since 20182.281.538.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039B0211/00X003 | Flanders | 334 m² | 1 · 104 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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J/WYCKHUYS
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I.D.R. CONSTRUCT
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Hasselt · Eq €114k
Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2018
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.