BOUWWERKEN PLASMAN
ActiveSummary
BOUWWERKEN PLASMAN has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €21k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 54% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency72▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.95 in 2024; short-term debt: 22.1% and cash: 8.7% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
41 d late
2023
11 d early
2022
12 d early
2021
9 d early
2020
8 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▼ 4.2%
2024 · €210k
2018: €197k
2019: €172k
2020: €213k
2021: €211k
2022: €226k
2023: €235k
2024: €210k
2018 → 2025
Total assets
€430k▼ 12.4%
2024 · €491k
2018: €379k
2019: €312k
2020: €331k
2021: €440k
2022: €447k
2023: €510k
2024: €491k
2018 → 2025
Net result
€21k▼ 4.4%
2024 · €22k
2018: €45k
2019: €29k
2020: €43k
2021: €-1k
2022: €16k
2023: €28k
2024: €22k
2018 → 2025
Working capital
€74k▼ 32.8%
2024 · €110k
2018: €164k
2019: €137k
2020: €182k
2021: €159k
2022: €168k
2023: €152k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€226k▲ 7.1%€235k▲ 4.1%€210k▼ 10.4%€201k▼ 4.2%
Operating result€6k-€24k▲ 283%€41k▲ 72.5%€34k▼ 17.2%€36k▲ 7.4%
Net result€-1k-€16k€28k▲ 69.1%€22k▼ 19.6%€21k▼ 4.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430k
Fixed assets
€261k ▼ 1.1%
Current assets
€169k ▼ 25.5%
Equity and liabilities €430k
Equity
€201k ▼ 4.2%
Debt
€229k ▼ 18.6%
Debt's share of the balance-sheet total falls from 57.2% to 53.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €59k
Cash flow
€51k▲
2024 · €48k
Current ratio
1.78▼
2024 · 1.95
Quick ratio
1.71▼
2024 · 1.91
Debt to equity
1.13▼
2024 · 1.33
ROE
10.6%▼
2024 · 10.6%
ROA
5.0%▲
2024 · 4.6%
Interest coverage
9.23▼
2024 · 10.89
Debt ≤ 1 year
€95k▼
2024 · €117k
Debt > 1 year
€133k▼
2024 · €164k
Income taxes
€10k▲
2024 · €10k
Staff costs
€253k▲
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€491k€430k▼
Fixed assets21/28€264k€261k▼
Tangible fixed assets22/27€264k€261k▼
Land and buildings22€181k€179k▼
Plant, machinery and equipment23€9k€17k▲
Furniture and vehicles24€74k€65k▼
Current assets29/58€227k€169k▼
Amounts receivable after more than one year29€91k€57k▼
Other amounts receivable291€91k€57k▼
Stocks and contracts in progress3€4k€7k▲
Stocks30/36€4k€7k▲
Amounts receivable within one year40/41€64k€54k▼
Trade receivables40€60k€24k▼
Other amounts receivable41€4k€29k▲
Cash at bank and in hand54/58€40k€37k▼
Deferred charges and accrued income490/1€28k€14k▼
Equity and liabilities
Total equity and liabilities10/49€491k€430k▼
Equity10/15€210k€201k▼
Contributions10/11€19k€19k=
Reserves13€192k€182k▼
Distributable reserves133€192k€182k▼
Profit (loss) carried forward14€103€437▲
Amounts payable17/49€281k€229k▼
Amounts payable after more than one year17€164k€133k▼
Financial debts170/4€164k€133k▼
Amounts payable within one year42/48€117k€95k▼
Current portion of amounts payable after more than one year42€30k€30k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€28k€41k▲
Suppliers440/4€28k€41k▲
Advances received on contracts in progress46€27k-
Taxes, remuneration and social security45€25k€18k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€20k€15k▼
Other amounts payable47/48€8k€2k▼
Accrued charges and deferred income492/3€202€207▲
Income statement
Code20242025
Remuneration, social security and pensions62€239k€253k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€29k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€300k€320k▲
Operating profit (loss)9901€34k€36k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€32k€32k▼
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€22k€21k▼
Profit (loss) for the period to be appropriated9905€22k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€22k▼
Profit (loss) brought forward from the previous period14P€821€103▼
Transfer from equity791/2€46k€31k▼
Transfer to equity691/2€22k€21k▼
To other reserves6921€22k€21k▼
Profit to be distributed694/7€47k€30k▼
Return on contributions (dividend)694€47k€30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-1k ▼102%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €213k ▲24.3%
3 profitable years in a row build equity to €213k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baliebrugstraat 18020 OostkampGround area
791 m²
Building footprint
143 m²
Volume, LiDAR
975 m³
Parcel 31025H0211/00P000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baliebrugstraat 1, 8020 Oostkamp
since 20022.018.506.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025H0211/00P000 | Flanders | 791 m² | 1 · 143 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 268 EUR awarded · 206 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 268 EUR | 206 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,072 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-1980
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.