BOUWONDERNEMING CLAEYS
ActiveSummary
BOUWONDERNEMING CLAEYS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.65M and a net result of €-244k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-56
Solvency82▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.65 in 2024; short-term debt: 33.2% and cash: 16% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
-8.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
19 d early
2023
5 d early
2022
32 d early
2021
8 d early
2020
9 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.65M▼ 12.9%
2024 · €1.90M
2018: €1.51M
2019: €1.11M
2020: €1.43M
2021: €1.55M
2022: €1.61M
2023: €1.68M
2024: €1.90M
2018 → 2025
Total assets
€2.92M▼ 17.3%
2024 · €3.53M
2018: €3.21M
2019: €2.86M
2020: €2.86M
2021: €2.92M
2022: €2.72M
2023: €2.71M
2024: €3.53M
2018 → 2025
Net result
€-244k
2024 · €218k
2018: €204k
2019: €-89k
2020: €357k
2021: €117k
2022: €60k
2023: €71k
2024: €218k
2018 → 2025
Working capital
€556k▼ 26.1%
2024 · €753k
2018: €423k
2019: €157k
2020: €157k
2021: €508k
2022: €457k
2023: €590k
2024: €753k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.55M-€1.61M▲ 3.9%€1.68M▲ 4.4%€1.90M▲ 13.0%€1.65M▼ 12.9%
Operating result€164k-€154k▼ 6.2%€136k▼ 11.7%€346k▲ 155%€-211k
Net result€117k-€60k▼ 49.0%€71k▲ 18.4%€218k▲ 207%€-244k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €211k after €346k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.92M
Fixed assets
€1.40M ▼ 14.0%
Current assets
€1.53M ▼ 20.2%
Equity and liabilities €2.92M
Equity
€1.65M ▼ 12.9%
Provisions
€2k ▼ 8.3%
Debt
€1.27M ▼ 22.5%
Debt's share of the balance-sheet total falls from 46.3% to 43.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €618k
Cash flow
€44k▼
2024 · €490k
Current ratio
1.57▼
2024 · 1.65
Quick ratio
1.55▼
2024 · 1.64
Debt to equity
0.77▼
2024 · 0.86
ROE
-14.8%▼
2024 · 11.5%
ROA
-8.4%▼
2024 · 6.2%
Interest coverage
1.36▼
2024 · 8.59
Debt ≤ 1 year
€970k▼
2024 · €1.16M
Debt > 1 year
€283k▼
2024 · €451k
Income taxes
€298▼
2024 · €68k
Staff costs
€1.07M▼
2024 · €1.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.53M€2.92M▼
Fixed assets21/28€1.62M€1.40M▼
Intangible fixed assets21€160k€141k▼
Tangible fixed assets22/27€1.46M€1.25M▼
Land and buildings22€761k€717k▼
Plant, machinery and equipment23€139k€104k▼
Furniture and vehicles24€58k€71k▲
Leasing and similar rights25€495k€355k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.91M€1.53M▼
Stocks and contracts in progress3€9k€22k▲
Stocks30/36€9k€22k▲
Amounts receivable within one year40/41€1.01M€850k▼
Trade receivables40€881k€695k▼
Other amounts receivable41€125k€155k▲
Current investments50/53€100k€150k▲
Cash at bank and in hand54/58€761k€468k▼
Deferred charges and accrued income490/1€36k€37k▲
Equity and liabilities
Total equity and liabilities10/49€3.53M€2.92M▼
Equity10/15€1.90M€1.65M▼
Contributions10/11€19k€19k=
Reserves13€1.88M€1.63M▼
Tax-exempt reserves132€185k€166k▼
Distributable reserves133€1.69M€1.47M▼
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€1.64M€1.27M▼
Amounts payable after more than one year17€451k€283k▼
Financial debts170/4€449k€283k▼
Other amounts payable178/9€1k-
Amounts payable within one year42/48€1.16M€970k▼
Current portion of amounts payable after more than one year42€185k€166k▼
Trade debts44€638k€477k▼
Suppliers440/4€638k€477k▼
Taxes, remuneration and social security45€120k€112k▼
Taxes450/3€25k€7k▼
Remuneration and social security454/9€95k€105k▲
Other amounts payable47/48€215k€215k=
Accrued charges and deferred income492/3€27k€15k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€2k▼
Remuneration, social security and pensions62€1.20M€1.07M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272k€288k▲
Other operating charges640/8€20k€31k▲
Gross operating margin9900€1.83M€1.18M▼
Operating profit (loss)9901€346k€-211k▼
Financial income75/76B€11k€23k▲
Recurring financial income75€11k€23k▲
Financial charges65/66B€72k€56k▼
Recurring financial charges65€72k€56k▼
Profit (loss) for the period before taxes9903€286k€-244k▼
Transfer from deferred taxes780€188€188=
Income taxes67/77€68k€298▼
Profit (loss) for the period9904€218k€-244k▼
Transfer from tax-exempt reserves789€19k€19k=
Profit (loss) for the period to be appropriated9905€237k€-225k▼
Appropriation of the result
Profit (loss) to be appropriated9906€237k€-225k▼
Transfer from equity791/2-€225k
Transfer to equity691/2€237k-
To other reserves6921€237k-
Social balance
Average headcount (FTE)908717.115.0▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-03
State Gazette act
Appointment: Bert Claeys (non-statutory director)Power of attorney3 facts ▸
State Gazette act
Appointment: Bert Claeys (non-statutory director)
Power of attorney3 facts ▸
- General meeting, 23/02/2026
- Director appointment, Bert Claeys (non-statutory director)
- Power of attorney, ADFISC
2025
30-09
Financial
Weakest financial yearnet €-244k ▼212%
Net result drops to €-244k, the lowest in the series.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €357k
Net result €357k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2026
Bert Claeys
CurrentNon-statutory director · since 01-04-2026
01-04-2026
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1999
Ground area
2,207 m²
Building footprint
456 m²
Volume, LiDAR
527 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING CLAEYS
since 19992.093.507.250
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019B0334/00D002 | Flanders | 1,620 m² | 1 · 342 m² | - |
| 33019B1153/00G000 | Flanders | 587 m² | 1 · 115 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 1,845 EUR awarded · 1,845 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 92 EUR | 92 EUR |
| 2024 | 2 | 832 EUR | 832 EUR |
| 2023 | 1 | 605 EUR | 638 EUR |
| 2022 | 1 | 316 EUR | 283 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Recognised contractor
1 categoryBOUWONDERNEMING CLAEYS BV31213
Dual-learning approval
1 endedMetselaar (so)
Similar companies · same sector, comparable size
BOUWBEDRIJF BRYON
BE 0426.822.071
Diksmuide · Eq €1,649,506
Entreprise E.DEVILLERS
BE 0541.435.291
Havelange · Eq €1,653,058
ALGEMENE BOUWWERKEN WIM
BE 0874.352.258
Sint-Katelijne-Waver · Eq €1,655,742
BOUWBEDRIJF JANSSEN
BE 0434.330.663
Bilzen-Hoeselt · Eq €1,656,386
ALGEMENE SCHRIJNWERKERIJ CORNELIS
BE 0405.248.182
Veurne · Eq €1,657,587
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 4,633 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1999
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.