BOUWONDERNEMING BART DOBBELAERE
ActiveBOUWONDERNEMING BART DOBBELAERE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €536k and a net result of €75k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+18
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.56 against 6.89 in 2023; short-term debt: 10.1% and cash: 9.5% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.8%
Return on assets
10.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
350 d late
2022
165 d late
2021
59 d late
2020
89 d late
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€536k▲ 16.2%
2023 · €462k
2018: €318k
2019: €400k
2020: €486k
2021: €415k
2022: €444k
2023: €462k
2018 → 2024
Total assets
€717k▲ 22.6%
2023 · €584k
2018: €368k
2019: €448k
2020: €531k
2021: €601k
2022: €510k
2023: €584k
2018 → 2024
Net result
€75k▲ 330%
2023 · €17k
2018: €29k
2019: €81k
2020: €87k
2021: €29k
2022: €29k
2023: €17k
2018 → 2024
Working capital
€330k▲ 25.2%
2023 · €264k
2018: €276k
2019: €370k
2020: €424k
2021: €348k
2022: €374k
2023: €264k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€486k-€415k▼ 14.6%€444k▲ 6.9%€462k▲ 3.9%€536k▲ 16.2%
Operating result€120k-€39k▼ 67.8%€44k▲ 14.4%€38k▼ 14.6%€122k▲ 221%
Net result€87k-€29k▼ 66.5%€29k▼ 1.1%€17k▼ 39.3%€75k▲ 330%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 221% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €717k
Fixed assets
€314k▲ 13.9%
Current assets
€402k▲ 30.5%
Equity and liabilities €717k
Equity
€536k▲ 16.2%
Provisions
€64k▼ 12.4%
Debt
€116k▲ 135%
The debt ratio rises from 8.4% to 16.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157k▲
2023 · €62k
Cash flow
€110k▲
2023 · €41k
Solvency
74.8%▼
2023 · 79.0%
Current ratio
5.56▼
2023 · 6.89
Quick ratio
5.56▼
2023 · 6.89
Debt / equity
0.22▲
2023 · 0.11
ROE
13.9%▲
2023 · 3.8%
ROA
10.4%▲
2023 · 3.0%
Interest coverage
9.18▲
2023 · 4.99
Debt
€116k▲
2023 · €49k
Debt ≤ 1 year
€72k▲
2023 · €45k
Debt > 1 year
€43k▲
2023 · €5k
Income taxes
€31k▲
2023 · €9k
Staff costs
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€584k€717k▲
Fixed assets21/28€276k€314k▲
Tangible fixed assets22/27€276k€314k▲
Land and buildings22€13k€10k▼
Plant, machinery and equipment23€45k€34k▼
Furniture and vehicles24€6k€58k▲
Other tangible fixed assets26€212k€212k▼
Financial fixed assets28€416€416=
Current assets29/58€308k€402k▲
Amounts receivable after more than one year29€0€266k▲
Other amounts receivable291€0€266k▲
Amounts receivable within one year40/41€158k€49k▼
Trade receivables40€137k€33k▼
Other amounts receivable41€21k€16k▼
Current investments50/53€0-
Cash at bank and in hand54/58€146k€68k▼
Deferred charges and accrued income490/1€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€584k€717k▲
Equity10/15€462k€536k▲
Contributions10/11€19k€19k=
Reserves13€443k€518k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€441k€516k▲
Provisions and deferred taxes16€74k€64k▼
Provisions for liabilities and charges160/5€74k€64k▼
Other liabilities and charges164/5€74k€64k▼
Amounts payable17/49€49k€116k▲
Amounts payable after more than one year17€5k€43k▲
Financial debts170/4€5k€43k▲
Amounts payable within one year42/48€45k€72k▲
Current portion of amounts payable after more than one year42€14k€17k▲
Trade debts44€24k€34k▲
Suppliers440/4€24k€34k▲
Taxes, remuneration and social security45€7k€21k▲
Taxes450/3€4k€21k▲
Remuneration and social security454/9€3k€545▼
Other amounts payable47/48€44€0▼
Accrued charges and deferred income492/3€2€926▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€35k▲
Other operating charges640/8€31k€3k▼
Gross operating margin9900€97k€167k▲
Operating profit (loss)9901€38k€122k▲
Financial income75/76B€931€975▲
Recurring financial income75€931€975▲
Financial charges65/66B€12k€17k▲
Recurring financial charges65€12k€17k▲
Profit (loss) for the period before taxes9903€26k€106k▲
Income taxes67/77€9k€31k▲
Profit (loss) for the period9904€17k€75k▲
Profit (loss) for the period to be appropriated9905€17k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€75k▲
Transfer to equity691/2€17k€75k▲
To other reserves6921€17k€75k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 350 days late
2024
31-12
Financial
Equity above €500kEq €536k ▲16.2%
7 profitable years in a row build equity to €536k.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 165 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼39.3%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Liquidity triplescurrent ratio 8.96
Current ratio from 3.32 to 8.96; short-term debt falls from €150k to €47k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Highest result since 2018net €87k ▲6.6%
Net result €87k, the highest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halledreef 479990 MaldegemGround area
2,093 m²
Building footprint
173 m²
Volume, LiDAR
909 m³
Parcel 43502E1195/00F002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Halledreef 47, 9990 Maldegem
since 20092.178.647.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43502E1195/00F002 | Flanders | 2,093 m² | 1 · 173 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsMetselaar (vwo)
Ruwbouw duaal (so)
Similar companies · same sector, comparable size
Tuvabo/Alva-Bouw
BE 0839.680.993
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ALKAR
BE 0440.551.828
Brasschaat · Eq €536k
Bouwbedrijf G. Sels
BE 0406.258.071
Schilde · Eq €537k
VETRABO
BE 0440.559.647
Sint-Gillis-Waas · Eq €537k
CENTRALE GENERALE RENOVE
BE 0412.692.141
Schaarbeek · Eq €537k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 8,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.