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Generated 03-09-2026
Active BE 0434.884.355Private limited company

BOUWCONCEPT FREDDY VERSLUYS

Verhelststraat 9 ·8460 Oudenburg, Belgium· 38 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

BOUWCONCEPT FREDDY VERSLUYS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €-74k. The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €601k
Net result €-74k
Active 38 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health20Profitability0Solvency34Growth-Stability85
35 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 20
Profitability 0
Solvency 34
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
20 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview37 NBB filings
Annual accounts filed on 19-12-2025 with the NBB · fiscal year 2025 · abbreviated schema
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€-46k
Net profit€-74k
Cash flow€-57k
Staff costs-
Income taxes€1k
Dividends-
Total assets€2.82M
Equity€601k
Debt€2.22M
of which ≤ 1y€2.21M
of which > 1y€9k
Working capital€584k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.26
Quick ratio0.56
Working capital ratio20.7%
Solvency21.3%
Debt / equity3.69
Long-term debt ratio0.01
Interest coverage-5.08
Gross margin-
Net margin-
ROA-2.6%
ROE-12.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.82M
Fixed assets 21/28€28k
Tangible fixed assets 22/27€28k
Financial fixed assets 28€500
Current assets 29/58€2.79M
Stocks & contracts in progress 3€1.56M
Amounts receivable within one year 40/41€46k
Cash & bank 54/58€97k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.82M
Equity 10/15€601k
Contributions / capital 10/11€519k
Reserves 13€659k
Accumulated profits (losses) 14€-576k
Amounts payable 17/49€2.22M
Amounts payable after one year 17€9k
Amounts payable within one year 42/48€2.21M
Trade debts payable within one year 44€65k
Income statement
Gross operating margin 9900€-42k
Operating result 9901€-64k
Financial income 75€0
Financial charges 65€9k
Result before taxes 9903€-73k
Income taxes 67/77€1k
Net result for the period 9904€-74k
Result to be appropriated 9905€-74k
Ratios computed by Checked.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation04-07-1988
StatusActive
Postal code8460
Establishment units 1 location
BOUWCONCEPT FREDDY VERSLUYS
Verhelststraat 9, 8460 OudenburgOntwikkeling van residentiële bouwprojecten
since 19882.039.647.605
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35014B0010/00R002 Flanders 3,024 m² 1 · 1,692 m² 10.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
14-12-2022
State Gazette act Director changes
Pieter Van Hoestenberghe
31-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
30-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
10-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
15-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
15-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
03-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
14-12-2022 Change in the board of directors Director changes·Pieter Van Hoestenberghe
Notary: Pieter Van Hoestenberghe · JabbekeFirm: BV VADENOT geassocieerde notarissen
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERSLUYS, Freddy Raymond",
        "address": "8340 Damme, Pannepolderstraat 12",
        "birth_date": "1949-04-08",
        "profession": null,
        "birth_place": "Oostende"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERSLUYS, Mieke Viviane",
        "address": "8490 Jabbeke, Oude Stokerijstraat 31",
        "birth_date": "1978-09-28",
        "profession": null,
        "birth_place": "Oostende"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Pieter Van Hoestenberghe",
    "firm_city": null,
    "firm_name": "BV VADENOT geassocieerde notarissen",
    "office_city": "Jabbeke",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-14",
    "filing_date": "2022-12-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-02",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-12-12",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0434.884.355",
    "name_full": "BOUWCONCEPT FREDDY VERSLUYS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "de geco\u00F6rdineerde tekst van de statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL BOUWCONCEPT FREDDY VERSLUYS
Registered office
Verhelststraat 9
8460 Oudenburg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative