BOUWBEDRIJF WOUTERS
ActiveSummary
BOUWBEDRIJF WOUTERS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €-18k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-11
Solvency35▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.32 against 0.71 in 2024; short-term debt: 72.6% and cash: 4.2% of total assets), and 89.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.4%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-18k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
47 d late
2024
30 d early
2023
on the day
2022
38 d late
2021
29 d late
2020
27 d late
2019
9 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 25.2%
2024 · €71k
2018: €13k
2019: €36k
2020: €62k
2021: €68k
2022: €75k
2023: €89k
2024: €71k
2018 → 2025
Total assets
€511k▼ 14.6%
2024 · €598k
2018: €738k
2019: €756k
2020: €664k
2021: €712k
2022: €754k
2023: €672k
2024: €598k
2018 → 2025
Net result
€-18k▼ 1.9%
2024 · €-18k
2018: €-26k
2019: €24k
2020: €28k
2021: €5k
2022: €8k
2023: €14k
2024: €-18k
2018 → 2025
Working capital
€-253k▼ 131%
2024 · €-109k
2018: €6k
2019: €-35k
2020: €-26k
2021: €3k
2022: €-26k
2023: €-48k
2024: €-109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€75k▲ 11.5%€89k▲ 18.0%€71k▼ 19.9%€53k▼ 25.2%
Operating result€24k-€25k▲ 4.7%€34k▲ 34.6%€25k▼ 25.5%€-2k
Net result€5k-€8k▲ 43.1%€14k▲ 75.1%€-18k€-18k▼ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€393k ▲ 17.0%
Current assets
€117k ▼ 55.1%
Equity and liabilities €511k
Equity
€53k ▼ 25.2%
Debt
€457k ▼ 13.2%
Debt's share of the balance-sheet total rises from 88.1% to 89.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €40k
Cash flow
€-10k▼
2024 · €-4k
Current ratio
0.32▼
2024 · 0.71
Quick ratio
0.23▼
2024 · 0.62
Debt to equity
8.57▲
2024 · 7.38
ROE
-33.8%▼
2024 · -24.8%
ROA
-3.5%▼
2024 · -3.0%
Interest coverage
0.40▼
2024 · 1.62
Debt ≤ 1 year
€371k▼
2024 · €371k
Debt > 1 year
€87k▼
2024 · €155k
Income taxes
€496▼
2024 · €4k
Staff costs
€304▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€598k€511k▼
Fixed assets21/28€336k€393k▲
Tangible fixed assets22/27€105k€97k▼
Land and buildings22€102k€94k▼
Plant, machinery and equipment23€3k€3k▼
Financial fixed assets28€231k€296k▲
Current assets29/58€262k€117k▼
Stocks and contracts in progress3€32k€32k=
Contracts in progress37€32k€32k=
Amounts receivable within one year40/41€222k€51k▼
Trade receivables40€176k€50k▼
Other amounts receivable41€46k€653▼
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€5k€14k▲
Equity and liabilities
Total equity and liabilities10/49€598k€511k▼
Equity10/15€71k€53k▼
Contributions10/11€19k€19k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€18k€356▼
Amounts payable17/49€527k€457k▼
Amounts payable after more than one year17€155k€87k▼
Financial debts170/4€155k€87k▼
Amounts payable within one year42/48€371k€371k▼
Current portion of amounts payable after more than one year42€60k€64k▲
Financial debts43€45k€85k▲
Credit institutions430/8€45k€85k▲
Trade debts44€183k€23k▼
Suppliers440/4€183k€23k▼
Advances received on contracts in progress46€89€89=
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€79k€194k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€304▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€8k▼
Other operating charges640/8€18k€5k▼
Gross operating margin9900€61k€12k▼
Operating profit (loss)9901€25k€-2k▼
Financial income75/76B€14€55▲
Recurring financial income75€14€55▲
Financial charges65/66B€39k€16k▼
Recurring financial charges65€25k€16k▼
Non-recurring financial charges66B€15k-
Profit (loss) for the period before taxes9903€-14k€-18k▼
Income taxes67/77€4k€496▼
Profit (loss) for the period9904€-18k€-18k▼
Profit (loss) for the period to be appropriated9905€-18k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€356▼
Profit (loss) brought forward from the previous period14P€36k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €28k ▲18.2%
Net result €28k, the highest in the series.
09-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 9 days late
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melleveldstraat 283730 Bilzen-HoeseltGround area
883 m²
Building footprint
163 m²
Volume, LiDAR
820 m³
Parcel 73032B0381/00K000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUWBEDRIJF WOUTERS
since 19972.081.923.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032B0381/00K000 | Flanders | 883 m² | 1 · 163 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTREPRISES GODIS'ART
BE 0683.811.101
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MOLDO CONSTRUCT
BE 0818.557.165
Brussel · Eq €53,339
PERSYN BOUWONDERNEMING
BE 0732.881.421
Tienen · Eq €53,323
D.V.P. EURO - CONSTRUCT
BE 0465.670.076
Charleroi · Eq €53,355
EQUARRI
BE 0687.544.809
Sprimont · Eq €53,315
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,127 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-1997
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.