Bones
ActiveThe computed 12-month bankruptcy probability of Bones is 1.7% (moderate). The 2024 annual accounts show equity of €142k and a net result of €176k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 2935 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+12
Solvency46▼-11
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.45 in 2023; short-term debt: 79% and cash: 45.7% of total assets), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
7 d early
2021
19 d early
2020
3 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€142k▼ 50.5%
2023 · €286k
2018: €228k
2019: €384k
2020: €432k
2021: €473k
2022: €532k
2023: €286k
2018 → 2024
Total assets
€680k▼ 23.1%
2023 · €884k
2018: €411k
2019: €572k
2020: €566k
2021: €612k
2022: €672k
2023: €884k
2018 → 2024
Net result
€176k▲ 31.5%
2023 · €134k
2018: €156k
2019: €156k
2020: €48k
2021: €41k
2022: €59k
2023: €134k
2018 → 2024
Working capital
€108k▼ 59.3%
2023 · €267k
2018: €146k
2019: €320k
2020: €380k
2021: €446k
2022: €510k
2023: €267k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€432k-€473k▲ 9.5%€532k▲ 12.5%€286k▼ 46.2%€142k▼ 50.5%
Operating result€67k-€34k▼ 48.4%€69k▲ 98.9%€176k▲ 157%€240k▲ 36.1%
Net result€48k-€41k▼ 14.6%€59k▲ 44.9%€134k▲ 126%€176k▲ 31.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 36% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €680k
Fixed assets
€34k▲ 50.0%
Current assets
€645k▼ 25.1%
Equity and liabilities €680k
Equity
€142k▼ 50.5%
Debt
€538k▼ 10.1%
The debt ratio rises from 67.7% to 79.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€247k▲
2023 · €194k
Cash flow
€183k▲
2023 · €152k
Solvency
20.8%▼
2023 · 32.3%
Current ratio
1.20▼
2023 · 1.45
Quick ratio
1.17▼
2023 · 1.42
Debt / equity
3.80▲
2023 · 2.09
ROE
124.0%▲
2023 · 46.7%
ROA
25.8%▲
2023 · 15.1%
Interest coverage
31.43▲
2023 · 25.52
Debt
€538k▼
2023 · €598k
Debt ≤ 1 year
€537k▼
2023 · €595k
Income taxes
€65k▲
2023 · €49k
Staff costs
€652k▼
2023 · €715k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€884k€680k▼
Fixed assets21/28€23k€34k▲
Tangible fixed assets22/27€23k€34k▲
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€8k€24k▲
Furniture and vehicles24€10k€7k▼
Current assets29/58€861k€645k▼
Stocks and contracts in progress3€16k€16k▼
Stocks30/36€16k€16k▼
Amounts receivable within one year40/41€590k€316k▼
Trade receivables40€3k€8k▲
Other amounts receivable41€588k€308k▼
Cash at bank and in hand54/58€253k€311k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€884k€680k▼
Equity10/15€286k€142k▼
Contributions10/11€50k€50k=
Reserves13€236k€92k▼
Distributable reserves133€236k€92k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€598k€538k▼
Amounts payable within one year42/48€595k€537k▼
Trade debts44€76k€84k▲
Suppliers440/4€76k€84k▲
Taxes, remuneration and social security45€132k€125k▼
Taxes450/3€65k€85k▲
Remuneration and social security454/9€67k€40k▼
Other amounts payable47/48€386k€328k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€715k€652k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€7k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€912k€903k▼
Operating profit (loss)9901€176k€240k▲
Financial income75/76B€14k€8k▼
Recurring financial income75€14k€8k▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€183k€240k▲
Income taxes67/77€49k€65k▲
Profit (loss) for the period9904€134k€176k▲
Profit (loss) for the period to be appropriated9905€134k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€610k€176k▼
Profit (loss) brought forward from the previous period14P€477k€0▼
Transfer from equity791/2-€144k
Transfer to equity691/2€231k€0▼
To other reserves6921€231k€0▼
Profit to be distributed694/7€379k€320k▼
Return on contributions (dividend)694€379k€320k▼
Social balance
Average headcount (FTE)908719.418.5▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €176k ▲31.5%
Operating result €240k, net result €176k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €532k ▲12.5%
5 profitable years in a row build equity to €532k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €41k ▼14.6%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jakobsstraat 78000 BruggeGround area
222 m²
Building footprint
199 m²
Volume, LiDAR
1,590 m³
Parcel 31804D0381/00B000, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bones
since 20152.247.923.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0381/00B000 | Flanders | 222 m² | 1 · 199 m² | 14.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.247.923.926
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ACHAMAU
BE 0627.736.884
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ILYS
BE 0886.885.054
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VOLDAAN
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Lier · Eq €142k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.