BonaFides Media
ActiveBonaFides Media has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €11k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 31459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency77▼-23
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 5.29 in 2024), and 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
11%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
19 d late
2024
22 d late
2023
29 d late
2022
30 d late
2021
25 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k
2024 · €-6k
2018: €26k
2019: €20k
2020: €10k
2021: €20k
2022: €40k
2023: €60k
2024: €-6k
2018 → 2025
Working capital
€13k▼ 79.0%
2024 · €60k
2018: €28k
2019: €54k
2020: €66k
2021: €63k
2022: €34k
2023: €61k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€67k▲ 5.9%€91k▲ 35.8%€85k▼ 6.6%€49k▼ 42.7%
Operating result€27k-€52k▲ 95.4%€82k▲ 56.1%€-6k€18k
Net result€20k-€40k▲ 97.0%€60k▲ 50.9%€-6k€11k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€36k▲ 47.4%
Current assets
€64k▼ 14.0%
Equity and liabilities €100k
Equity
€49k▼ 42.7%
Debt
€51k▲ 265%
The debt ratio rises from 14.3% to 51.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€33k▲
2024 · €4k
Cash flow
€26k▲
2024 · €4k
Solvency
48.6%▼
2024 · 85.7%
Current ratio
1.25▼
2024 · 5.29
Quick ratio
1.25▼
2024 · 5.29
Debt / equity
1.06▲
2024 · 0.17
ROE
22.6%▲
2024 · -7.0%
ROA
11.0%▲
2024 · -6.0%
Interest coverage
619.34▲
2024 · 88.54
Debt
€51k▲
2024 · €14k
Debt ≤ 1 year
€51k▲
2024 · €14k
Income taxes
€7k▲
2024 · €424
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€100k▲
Fixed assets21/28€24k€36k▲
Tangible fixed assets22/27€24k€36k▲
Furniture and vehicles24€24k€36k▲
Financial fixed assets28€96€96=
Current assets29/58€74k€64k▼
Amounts receivable within one year40/41€17k€12k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€57k€50k▼
Deferred charges and accrued income490/1€210€1k▲
Equity and liabilities
Total equity and liabilities10/49€99k€100k▲
Equity10/15€85k€49k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€64k€28k▼
Amounts payable17/49€14k€51k▲
Amounts payable within one year42/48€14k€51k▲
Trade debts44€1k€643▼
Suppliers440/4€1k€643▼
Taxes, remuneration and social security45€12k€2k▼
Taxes450/3€11k€2k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€757€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€6k€35k▲
Operating profit (loss)9901€-6k€18k▲
Financial income75/76B€374€98▼
Recurring financial income75€0€98▲
Non-recurring financial income76B€374€98▼
Financial charges65/66B€206€53▼
Recurring financial charges65€49€53▲
Non-recurring financial charges66B€157-
Profit (loss) for the period before taxes9903€-6k€18k▲
Income taxes67/77€424€7k▲
Profit (loss) for the period9904€-6k€11k▲
Profit (loss) for the period to be appropriated9905€-6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€75k▲
Profit (loss) brought forward from the previous period14P€70k€64k▼
Profit to be distributed694/7-€47k
Return on contributions (dividend)694-€47k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼110%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.29
Current ratio from 2.03 to 5.29; short-term debt falls from €59k to €14k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €60k ▲50.9%
Operating result €82k, net result €60k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 19.27
Current ratio from 7.39 to 19.27; short-term debt falls from €4k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Ground area
1,446 m²
Building footprint
134 m²
Volume, LiDAR
784 m³
Parcel 25762H0640/00T000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BonaFides Media
since 20172.264.547.053
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0640/00T000 | Wallonia | 1,446 m² | 1 · 134 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,190 companies in sector 70200 we hold annual accounts for 52,402. 37,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.