BOLIDE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BOLIDE is 2.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €7k. Its solvency ranks better than 31% of 1408 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	09-04-2026	21 d early	2026-00075191
30-09-2024	30-04-2025	14-04-2025	16 d early	2025-00068715

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€7k+69.7%

Working capital€48k-5.9%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 09-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	7.0%	23.8%	better than 31% of 1408 sector peers
Net result	€7k	€8k	better than 49% of 1405 sector peers
Equity	€18k	€26k	better than 43% of 1409 sector peers
Gross operating margin	€36k	€36k	better than 50% of 1402 sector peers
Total assets	€256k	€133k	better than 70% of 1409 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€29k

+119.1% 24-25

Net profit

€7k

+69.7% 24-25

Cash flow

€10k

+50.7% 24-25

Total assets

€256k

+50.2% 24-25

Equity

€18k

+43.6% 24-25

Working capital

€48k

-5.9% 24-25

Income taxes

€3k

+11.6% 24-25

Dividends

€2k

-3.0% 24-25

Debt

€238k

+50.7% 24-25

Debt ≤ 1y

€189k

+61.1% 24-25

Debt > 1y

€48k

+19.9% 24-25

Current ratio

1.25

-12.6% 24-25

Quick ratio

0.64

-27.1% 24-25

Solvency

7.0%

-4.4% 24-25

Debt / equity

13.31

+5.0% 24-25

ROE

39.7%

+18.2% 24-25

ROA

2.8%

+13.0% 24-25

Interest coverage

1.84

-48.9% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€29k
Net profit	€7k
Cash flow	€10k
Staff costs	-
Income taxes	€3k
Dividends	€2k
Total assets	€256k
Equity	€18k
Debt	€238k
of which ≤ 1y	€189k
of which > 1y	€48k
Working capital	€48k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.25
Quick ratio	0.64
Working capital ratio	18.8%
Solvency	7.0%
Debt / equity	13.31
Long-term debt ratio	2.68
Interest coverage	1.84
Gross margin	-
Net margin	-
ROA	2.8%
ROE	39.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €19k · 7.4% Current assets €237k · 92.7%

Equity & liabilities

Equity €18k · 7.0% Debt €238k · 93.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€256k
Fixed assets	21/28	€19k
Tangible fixed assets	22/27	€18k
Financial fixed assets	28	€400
Current assets	29/58	€237k
Stocks & contracts in progress	3	€117k
Amounts receivable within one year	40/41	€104k
Cash & bank	54/58	€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€256k
Equity	10/15	€18k
Contributions / capital	10/11	€10k
Reserves	13	€2k
Accumulated profits (losses)	14	€6k
Amounts payable	17/49	€238k
Amounts payable after one year	17	€48k
Amounts payable within one year	42/48	€189k
Trade debts payable within one year	44	€15k
Income statement
Gross operating margin	9900	€36k
Operating result	9901	€26k
Financial income	75	€137
Financial charges	65	€16k
Result before taxes	9903	€10k
Income taxes	67/77	€3k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

66 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Current directors & mandates

Verbraeken Silke
Director
State Gazette act 25079111 (24-06-2025)

Current
16-06-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form	Private limited company(610)
Incorporation	21-10-2022
Status	Active
Postal code	8740

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brugsesteenweg 1178740 Pittem

Establishment units

2 locations

BOLIDE

Brugsesteenweg 117, 8740 PittemKleinhandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)

since 20222.337.624.675

Ardooisestraat 237, 8870 Izegem

Kleinhandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)

since 20232.355.341.033

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area5,192 m²

Buildings2

Building footprint1,655 m²

Volume (LiDAR)8,621 m³

Tallest building6.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36009B0621/00F002	Flanders	2,665 m²	1 · 1,485 m²	6.9 m · 2 fl.
37011D0004/00G000	Flanders	2,527 m²	1 · 170 m²	6.0 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 1 year ago

2025

24-06-2025 Verbraeken Silke appointed as director Director changes

Verbraeken Silke, Bestuurder

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

72 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 66

Profitability 100

Solvency 21

Growth 78

Stability 94

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