Bold Graphics
Active1 interim measureSummary
The file of Bold Graphics contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.6% (low). The 2024 annual accounts show equity of €90k and a net result of €76k. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 27% of 20785 sector peers (fiscal year 2024).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+66
Solvency61▲+19
Growth78=
Track record80
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 0.76 in 2023; short-term debt: 63.9% and cash: 0% of total assets), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-05-2026, 302 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
302 d late
2023
197 d late
2022
120 d late
2021
143 d late
2020
61 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€90k▲ 549%
2023 · €14k
2018: €-3k
2019: €-10k
2020: €-4k
2021: €2k
2022: €17k
2023: €14k
2018 → 2024
Total assets
€249k▲ 201%
2023 · €83k
2018: €67k
2019: €72k
2020: €58k
2021: €124k
2022: €115k
2023: €83k
2018 → 2024
Net result
€76k
2023 · €-3k
2018: €-7k
2019: €-7k
2020: €7k
2021: €6k
2022: €15k
2023: €-3k
2018 → 2024
Working capital
€31k
2023 · €-16k
2018: €-19k
2019: €-18k
2020: €-10k
2021: €-42k
2022: €-22k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-4k-€2k€17k▲ 826%€14k▼ 20.1%€90k▲ 549%
Operating result€12k-€13k▲ 5.3%€20k▲ 53.9%€3k▼ 83.8%€108k▲ 3,299%
Net result€7k-€6k▼ 18.1%€15k▲ 181%€-3k€76k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 3,299% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€59k ▲ 96.4%
Current assets
€190k ▲ 260%
Equity and liabilities €249k
Equity
€90k ▲ 549%
Debt
€159k ▲ 131%
The debt ratio falls from 83.3% to 63.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€126k▲
2023 · €16k
Cash flow
€93k▲
2023 · €9k
Current ratio
1.19▲
2023 · 0.76
Debt / equity
1.77▼
2023 · 4.97
ROE
84.6%▲
2023 · -25.1%
ROA
30.6%▲
2023 · -4.2%
Interest coverage
11.25▲
2023 · 2.42
Debt ≤ 1 year
€159k▲
2023 · €69k
Income taxes
€21k▲
2023 · €157
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€83k€249k▲
Fixed assets21/28€30k€59k▲
Tangible fixed assets22/27€28k€57k▲
Land and buildings22€6k€6k=
Plant, machinery and equipment23€10k€3k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€3k€42k▲
Financial fixed assets28€3k€3k=
Current assets29/58€53k€190k▲
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Amounts receivable within one year40/41€47k€170k▲
Trade receivables40€9k€1k▼
Other amounts receivable41€37k€168k▲
Cash at bank and in hand54/58€1€1=
Deferred charges and accrued income490/1€880€15k▲
Equity and liabilities
Total equity and liabilities10/49€83k€249k▲
Equity10/15€14k€90k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-7k€70k▲
Amounts payable17/49€69k€159k▲
Amounts payable within one year42/48€69k€159k▲
Financial debts43€54k€81k▲
Credit institutions430/8€54k€81k▲
Trade debts44€6k€20k▲
Suppliers440/4€6k€20k▲
Taxes, remuneration and social security45€9k€58k▲
Taxes450/3€8k€58k▲
Remuneration and social security454/9€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€23k€129k▲
Operating profit (loss)9901€3k€108k▲
Financial income75/76B€8€3▼
Recurring financial income75€8€3▼
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€-3k€97k▲
Income taxes67/77€157€21k▲
Profit (loss) for the period9904€-3k€76k▲
Profit (loss) for the period to be appropriated9905€-3k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€70k▲
Profit (loss) brought forward from the previous period14P€-3k€-7k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 302 days late
2025
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 197 days late
2024
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 143 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appensvoordestraat 1279920 LievegemGround area
1.8 ha
Building footprint
118 m²
Volume, LiDAR
627 m³
2 parcels, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Look & Listen
since 20012.095.318.477
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44452B1315/00D000 | Flanders | 1.8 ha | - | - |
| 44036A1832/00C000 | Flanders | 639 m² | 1 · 118 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Shadow Consult
BE 0794.332.802
Beringen · Eq €90k
DEV-MONKEYS
BE 0787.912.489
Liège · Eq €90k
ACTIOS
BE 0713.928.710
Chaudfontaine · Eq €90k
AWARDE ASBL
BE 0800.283.355
Ciney · Eq €90k
Seatstat
BE 0740.513.242
Brugge · Eq €90k
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-08-2001
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72100
62020IT consultancy
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.