BOJOMA
ActiveBOJOMA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207k and a net result of €3k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-76
Solvency52▼-3
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.3 in 2024), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
0.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
54 d late
2023
41 d late
2022
5 d early
2021
30 d early
2020
65 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€207k▲ 1.6%
2024 · €204k
2020: €139k
2021: €151k
2022: €151k
2023: €170k
2024: €204k
2020 → 2025
Total assets
€687k▲ 3.3%
2024 · €665k
2020: €469k
2021: €402k
2022: €430k
2023: €482k
2024: €665k
2020 → 2025
Net result
€3k▼ 90.3%
2024 · €34k
2020: €5k
2021: €12k
2022: €52
2023: €18k
2024: €34k
2020 → 2025
Working capital
€91k▼ 27.8%
2024 · €126k
2020: €72k
2021: €85k
2022: €90k
2023: €117k
2024: €126k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€151k=€170k▲ 12.1%€204k▲ 20.3%€207k▲ 1.6%
Operating result€5k-€-6k€31k€71k▲ 129%€9k▼ 86.7%
Net result€12k-€52▼ 99.6%€18k▲ 35,104%€34k▲ 88.5%€3k▼ 90.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €687k
Fixed assets
€186k▲ 66.8%
Current assets
€501k▼ 9.4%
Equity and liabilities €687k
Equity
€207k▲ 1.6%
Debt
€479k▲ 4.1%
The debt ratio rises from 69.3% to 69.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€36k▼
2024 · €101k
Cash flow
€30k▼
2024 · €64k
Solvency
30.2%▼
2024 · 30.7%
Current ratio
1.22▼
2024 · 1.30
Quick ratio
1.22▼
2024 · 1.30
Debt / equity
2.31▲
2024 · 2.26
ROE
1.6%▼
2024 · 16.9%
ROA
0.5%▼
2024 · 5.2%
Interest coverage
4.81▼
2024 · 18.10
Debt
€479k▲
2024 · €461k
Debt ≤ 1 year
€410k▼
2024 · €427k
Debt > 1 year
€70k▲
2024 · €33k
Income taxes
€7k▼
2024 · €41k
Staff costs
€2.62M▼
2024 · €2.62M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€665k€687k▲
Fixed assets21/28€111k€186k▲
Tangible fixed assets22/27€111k€186k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€76k€142k▲
Other tangible fixed assets26€33k€42k▲
Financial fixed assets28€256€256=
Current assets29/58€553k€501k▼
Amounts receivable after more than one year29€15k€9k▼
Other amounts receivable291€15k€9k▼
Amounts receivable within one year40/41€149k€226k▲
Trade receivables40€577€59k▲
Other amounts receivable41€148k€167k▲
Current investments50/53€75k€0▼
Cash at bank and in hand54/58€137k€129k▼
Deferred charges and accrued income490/1€177k€137k▼
Equity and liabilities
Total equity and liabilities10/49€665k€687k▲
Equity10/15€204k€207k▲
Contributions10/11-€240k
Profit (loss) carried forward14€204k€-32k▼
Amounts payable17/49€461k€479k▲
Amounts payable after more than one year17€33k€70k▲
Financial debts170/4€33k€70k▲
Amounts payable within one year42/48€427k€410k▼
Current portion of amounts payable after more than one year42€12k€24k▲
Financial debts43€79k€76k▼
Credit institutions430/8€79k€76k▼
Trade debts44€125k€121k▼
Suppliers440/4€125k€121k▼
Taxes, remuneration and social security45€211k€189k▼
Taxes450/3€24k€0▼
Remuneration and social security454/9€186k€189k▲
Accrued charges and deferred income492/3€350€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€2.62M€2.62M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€26k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€2.73M€2.66M▼
Operating profit (loss)9901€71k€9k▼
Financial income75/76B€10k€8k▼
Recurring financial income75€10k€8k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€75k€11k▼
Income taxes67/77€41k€7k▼
Profit (loss) for the period9904€34k€3k▼
Profit (loss) for the period to be appropriated9905€34k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€204k€207k▲
Profit (loss) brought forward from the previous period14P€170k€204k▲
Transfer to equity691/2-€240k
To contributions691-€240k
Social balance
Average headcount (FTE)908779.373.8▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
31-12
Financial
Highest result since 2020net €34k ▲88.5%
Operating result €71k, net result €34k, both a record.
31-12
Financial
Equity above €200kEq €204k ▲20.3%
5 profitable years in a row build equity to €204k.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 41 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €52 ▼99.6%
Net result drops to €52, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €151k ▲8.7%
2 profitable years in a row build equity to €151k.
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-12-2025
BORNAUW, Inge: Resigned as Director
24-12-2025
Jo Praet: Resigned as Director
24-12-2025
PRAET, Elien: Resigned as Director
19-10-2015
Christel Gijbels: Resigned as Director
19-10-2015
Robert Van de Putte: Resigned as Director
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp(DE) 219450 HaaltertGround area
410 m²
Building footprint
156 m²
Volume, LiDAR
1,000 m³
Parcel 41010B1366/00B002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
vzw BOJOMA
since 20102.191.760.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B1366/00B002 | Flanders | 410 m² | 1 · 156 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 13 entries · 7,162,372 EUR awarded · 7,160,348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 1,783,883 EUR | 1,781,859 EUR |
| 2024 | 4 | 1,871,487 EUR | 1,871,548 EUR |
| 2023 | 3 | 1,934,971 EUR | 1,940,109 EUR |
| 2022 | 2 | 1,572,031 EUR | 1,566,832 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Vlaams opleidingsverlof (VOV)
Individueel Maatwerk
Recognitions: source did not answer, try again later.
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Of 2,198 companies in sector 88999 we hold annual accounts for 800. 632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded11-03-2010
Fiscal year end31-12
Activities, NACEBEL
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.