BOB LE MENUISIER
ActiveThe computed 12-month bankruptcy probability of BOB LE MENUISIER is 2.1% (moderate). The 2025 annual accounts show equity of €46k and a net result of €7k. Equity is growing by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 27407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.48 against 4.48 in 2024), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.8%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
24 d late
2023
27 d late
2022
61 d late
2021
31 d late
2020
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 17.9%
2024 · €39k
2020: €17k
2021: €14k
2022: €19k
2023: €31k
2024: €39k
2020 → 2025
Total assets
€55k▲ 10.0%
2024 · €50k
2020: €21k
2021: €56k
2022: €46k
2023: €84k
2024: €50k
2020 → 2025
Net result
€7k▼ 15.7%
2024 · €8k
2020: €14k
2021: €-3k
2022: €5k
2023: €12k
2024: €8k
2020 → 2025
Working capital
€40k▲ 5.1%
2024 · €38k
2020: €16k
2021: €7k
2022: €16k
2023: €64k
2024: €38k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€19k▲ 37.2%€31k▲ 66.0%€39k▲ 27.0%€46k▲ 17.9%
Operating result€-1k-€16k€15k▼ 6.2%€11k▼ 23.9%€12k▲ 0.6%
Net result€-3k-€5k€12k▲ 143%€8k▼ 32.1%€7k▼ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€6k▲ 1,446%
Current assets
€49k▼ 0.1%
Equity and liabilities €55k
Equity
€46k▲ 17.9%
Debt
€9k▼ 18.4%
The debt ratio falls from 21.8% to 16.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€13k▼
2024 · €20k
Cash flow
€8k▼
2024 · €17k
Solvency
83.8%▲
2024 · 78.2%
Current ratio
5.48▲
2024 · 4.48
Quick ratio
5.48▲
2024 · 4.48
Debt / equity
0.19▼
2024 · 0.28
ROE
15.2%▼
2024 · 21.3%
ROA
12.7%▼
2024 · 16.6%
Interest coverage
15.56▼
2024 · 31.14
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€4k▲
2024 · €2k
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€55k▲
Formation expenses20€725€585▼
Fixed assets21/28€361€6k▲
Tangible fixed assets22/27€361€6k▲
Furniture and vehicles24€361€6k▲
Current assets29/58€49k€49k▼
Amounts receivable within one year40/41€45k€48k▲
Trade receivables40€7k€18k▲
Other amounts receivable41€38k€30k▼
Current investments50/53€4k-
Cash at bank and in hand54/58€581€594▲
Deferred charges and accrued income490/1-€669
Equity and liabilities
Total equity and liabilities10/49€50k€55k▲
Equity10/15€39k€46k▲
Contributions10/11€3k€3k=
Reserves13€36k€43k▲
Distributable reserves133€36k€43k▲
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Current portion of amounts payable after more than one year42€9k€6k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€501€73▼
Suppliers440/4€501€73▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€1k▼
Other operating charges640/8€1k€545▼
Gross operating margin9900€23k€16k▼
Operating profit (loss)9901€11k€12k▲
Financial income75/76B€8€38▲
Recurring financial income75€8€38▲
Financial charges65/66B€633€826▲
Recurring financial charges65€633€826▲
Profit (loss) for the period before taxes9903€11k€11k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€7k▼
Transfer to equity691/2€8k€7k▼
To other reserves6921€8k€7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 6.82
Current ratio from 2.22 to 6.82; short-term debt falls from €13k to €11k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Hubin 454680 OupeyeGround area
558 m²
Building footprint
56 m²
Volume, LiDAR
363 m³
Parcel 62079A0943/00N002, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOB LE MENUISIER
since 20202.302.025.477
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62079A0943/00N002 | Wallonia | 558 m² | 1 · 56 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2020
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.