BMWILL
ActiveSummary
BMWILL has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.22M and a net result of €803k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 37% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency59▼-2
Growth69▲+1
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.52 in 2024; short-term debt: 59.6% and cash: 2.5% of total assets), and 66.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
9 d early
2022
31 d late
2021
11 d late
2020
37 d early
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€20.90M▲ 7.8%
2024 · €19.39M
2018: €14.60M
2019: €13.95M
2020: €14.75M
2021: €17.61M
2022: €21.63M
2023: €19.18M
2024: €19.39M
2018 → 2025
EBIT margin
5.1%▼ 0.1pp
2024 · 5.2%
2018: 5.3%
2019: 5.8%
2020: 7.1%
2021: 10.4%
2022: 8.7%
2023: 5.7%
2024: 5.2%
2018 → 2025
Net result
€803k▲ 1.6%
2024 · €790k
2018: €570k
2019: €630k
2020: €858k
2021: €1.47M
2022: €1.53M
2023: €901k
2024: €790k
2018 → 2025
Working capital
€2.49M▼ 0.3%
2024 · €2.50M
2018: €1.44M
2019: €2.87M
2020: €2.91M
2021: €2.47M
2022: €2.63M
2023: €2.55M
2024: €2.50M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€17.61M-€21.63M▲ 22.9%€19.18M▼ 11.3%€19.39M▲ 1.1%€20.90M▲ 7.8%
Equity€3.27M-€3.27M▲ 0.3%€3.26M▼ 0.5%€3.22M▼ 1.1%€3.22M▲ 0.1%
Operating result€1.84M-€1.87M▲ 1.9%€1.10M▼ 41.2%€1.00M▼ 9.0%€1.07M▲ 6.5%
Net result€1.47M-€1.53M▲ 3.7%€901k▼ 41.0%€790k▼ 12.3%€803k▲ 1.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.57M
Fixed assets
€1.37M ▼ 15.3%
Current assets
€8.20M ▲ 12.4%
Equity and liabilities €9.57M
Equity
€3.22M ▲ 0.1%
Debt
€6.35M ▲ 11.5%
Debt's share of the balance-sheet total rises from 63.9% to 66.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.39M▲
2024 · €1.33M
Cash flow
€1.13M▲
2024 · €1.12M
Current ratio
1.44▼
2024 · 1.52
Quick ratio
0.99▼
2024 · 1.00
Debt to equity
1.97▲
2024 · 1.77
ROE
24.9%▲
2024 · 24.5%
ROA
8.4%▼
2024 · 8.9%
Interest coverage
9.25▼
2024 · 9.42
Debt ≤ 1 year
€5.71M▲
2024 · €4.80M
Debt > 1 year
€641k▼
2024 · €901k
Income taxes
€324k▲
2024 · €306k
Staff costs
€2.31M▲
2024 · €2.13M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 88 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.92M€9.57M▲
Fixed assets21/28€1.62M€1.37M▼
Intangible fixed assets21€412k€295k▼
Tangible fixed assets22/27€1.21M€1.08M▼
Land and buildings22€1.00M€930k▼
Plant, machinery and equipment23€12k€15k▲
Furniture and vehicles24€106k€90k▼
Leasing and similar rights25€86k€43k▼
Financial fixed assets28€700€700=
Other financial fixed assets284/8€700€700=
Amounts receivable and cash guarantees285/8€700€700=
Current assets29/58€7.29M€8.20M▲
Amounts receivable after more than one year29€329k€329k=
Trade receivables290€329k€329k=
Stocks and contracts in progress3€2.49M€2.52M▲
Stocks30/36€2.49M€2.52M▲
Goods purchased for resale34€2.49M€2.52M▲
Amounts receivable within one year40/41€4.23M€5.04M▲
Trade receivables40€3.00M€3.38M▲
Other amounts receivable41€1.23M€1.67M▲
Cash at bank and in hand54/58€186k€239k▲
Deferred charges and accrued income490/1€58k€64k▲
Equity and liabilities
Total equity and liabilities10/49€8.92M€9.57M▲
Equity10/15€3.22M€3.22M▲
Contributions10/11€19k€19k=
Reserves13€1.57M€1.57M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.57M€1.57M=
Profit (loss) carried forward14€1.63M€1.63M▲
Investment grants15€0€0=
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Environmental obligations163€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€5.70M€6.35M▲
Amounts payable after more than one year17€901k€641k▼
Financial debts170/4€901k€641k▼
Leasing and similar obligations172€26k€26k=
Credit institutions173€875k€616k▼
Amounts payable within one year42/48€4.80M€5.71M▲
Current portion of amounts payable after more than one year42€441k€269k▼
Financial debts43€1.77M€2.41M▲
Credit institutions430/8€1.77M€2.41M▲
Trade debts44€1.33M€1.28M▼
Suppliers440/4€1.33M€1.28M▼
Advances received on contracts in progress46€0€0=
Taxes, remuneration and social security45€429k€601k▲
Taxes450/3€115k€198k▲
Remuneration and social security454/9€313k€403k▲
Other amounts payable47/48€827k€1.15M▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Operating income70/76A€19.52M€21.12M▲
Turnover70€19.39M€20.90M▲
Other operating income74€118k€186k▲
Non-recurring operating income76A€15k€29k▲
Operating charges60/66A€18.52M€20.05M▲
Goods for resale, raw materials and consumables60€14.12M€15.27M▲
Purchases600/8€14.25M€15.33M▲
Change in stocks: decrease (increase)609€-131k€-63k▲
Services and other goods61€1.76M€2.02M▲
Remuneration, social security and pensions62€2.13M€2.31M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€328k€324k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€53k€28k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-41k-
Other operating charges640/8€72k€88k▲
Non-recurring operating charges66A€98k€14k▼
Operating profit (loss)9901€1.00M€1.07M▲
Financial income75/76B€244k€217k▼
Recurring financial income75€244k€217k▼
Income from financial fixed assets750€7€0▼
Income from current assets751€5k€277▼
Other financial income752/9€240k€217k▼
Financial charges65/66B€150k€157k▲
Recurring financial charges65€150k€157k▲
Debt charges650€141k€150k▲
Other financial charges652/9€9k€7k▼
Profit (loss) for the period before taxes9903€1.10M€1.13M▲
Income taxes67/77€306k€324k▲
Taxes670/3€310k€326k▲
Tax adjustments and reversals of tax provisions77€4k€2k▼
Profit (loss) for the period9904€790k€803k▲
Profit (loss) for the period to be appropriated9905€790k€803k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.43M€2.43M▲
Profit (loss) brought forward from the previous period14P€1.64M€1.63M▼
Profit to be distributed694/7€800k€800k=
Return on contributions (dividend)694€800k€800k=
Social balance
Average headcount (FTE)908730.229.3▼
The notes to these accounts (70 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €1.53M ▲3.7%
Operating result €1.87M, net result €1.53M, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 11 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parc Ind. des Hauts Sarts, 1e av 2254040 HerstalGround area
1.5 ha
Building footprint
179 m²
Volume, LiDAR
1,003 m³
Parcel 42025G1482/00A000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BMWILL HERSTAL
since 19972.082.775.783
BMWILL WETTEREN
since 20162.259.200.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025G1482/00A000 | Flanders | 1.5 ha | 1 · 179 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755007LKFTFCJM76C11
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Of 388 companies in sector 46630 we hold annual accounts for 276. 177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-1997
Fiscal year end31-12
Activities, NACEBEL 2025
46630Wholesale trade
43421Specialised construction activities
43990Other specialised construction activities
46839Wholesale trade
70100Activities of head offices
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.