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BMR CONCEPT

Active
Private limited company·Algemene elektrotechnische installatiewerken· 3 yrs active
Emile Feronstraat 97/RC00 ·1060 Sint-Gillis (bij-Brussel), Belgium
KBO/BCE: BE 0795.986.354
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Age3 yrs
Board2
Real estate1 parcel · 142 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BMR CONCEPT is 6.2% (elevated). The 2024 annual accounts show negative equity (€-15k) and a net result of €8k. Its solvency ranks better than 8% of 11088 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 11088 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-10-2025 71 d late 2025-00541196
31-12-2023 31-07-2024 19-11-2024 111 d late 2024-00602477

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€469k
EBIT margin1.8%
Net result€8k
Working capital€-15k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -9.1% 40.9%
better than 8% of 11088 sector peers
Net result €8k €11k
better than 44% of 11070 sector peers
Equity €-15k €34k
better than 5% of 11091 sector peers
Gross operating margin €29k €35k
better than 44% of 11060 sector peers
Staff costs €18k €25k
higher than 46% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€469k
EBITDA-
Net profit€8k
Cash flow-
Staff costs€18k
Income taxes€45
Dividends-
Total assets€164k
Equity€-15k
Debt€179k
of which ≤ 1y€179k
of which > 1y-
Working capital€-15k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.92
Quick ratio0.92
Working capital ratio-9.1%
Solvency-9.1%
Debt / equity-11.93
Long-term debt ratio-
Interest coverage-
Gross margin5.8%
Net margin1.7%
ROA5.0%
ROE-54.5%
EBITDA margin-
Days sales outstanding62d
Days payable outstanding129d
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€164k
Current assets 29/58€164k
Amounts receivable within one year 40/41€120k
Cash & bank 54/58€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€164k
Equity 10/15€-15k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€-19k
Amounts payable 17/49€179k
Amounts payable within one year 42/48€179k
Trade debts payable within one year 44€157k
Income statement
Turnover 70€469k
Gross operating margin 9900€29k
Operating result 9901€8k
Financial charges 65€53
Result before taxes 9903€8k
Income taxes 67/77€45
Net result for the period 9904€8k
Result to be appropriated 9905€8k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
5 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • AZIZI Abdel
    Director
    State Gazette act 26062821 (15-05-2026)
    Current
    15-05-2026 → present
    2 events
    • 15-05-2026 Appointed· Director
    • 30-06-2024 Resigned· Director
  • DRIOUECH Hassan
    Director
    State Gazette act 24110214 (22-07-2024)
    Current
    30-06-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene elektrotechnische installatiewerken(43211)
Legal form Private limited company(610)
Incorporation10-01-2023
StatusActive
Postal code1060

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emile Feronstraat 97/RC001060 Sint-Gillis (bij-Brussel)

Establishment units

1 location
BMR CONCEPT
Emile Feronstraat 97/RC00, 1060 Sint-Gillis (bij-Brussel)Vervaardiging van metalen constructiewerken of gebinten voor de bouw
since 20232.340.348.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area142 m²
Buildings1
Building footprint103 m²
Volume (LiDAR)1,200 m³
Tallest building16.2 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0337/00B003 Brussels 142 m² 1 · 103 m² 16.2 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Capital history · 2
18-07-2025
v3.2
20-02-2025
v3.2
All acts · 5 updated 3 months ago
2026
15-05-2026 General meeting · Officer resignation · Officer appointment · Share transfer Open-capture extraction
  • Filing: 2026-05-07 · BMR CONCEPТ
  • General meeting · BMR CONCEPТ
  • Officer resignation: role: administrateur, effective_date: 2025-08-31 · DRIOUECH Hassan
  • Officer appointment: role: administrateur, effective_date: 2025-08-31 · AZIZI Abdel
  • Share transfer: shares: 85, effective_date: 2025-08-31 · DRIOUECH Hassan
  • Share transfer: shares: 5, effective_date: 2025-08-31 · EL HARCHI Ibrahim
  • Share transfer: shares: 5, effective_date: 2025-08-31 · BEN KADDOUR Moussa
  • Share transfer: shares: 5, effective_date: 2025-08-31 · ARIF Walid
  • Share distribution · BMR CONCEPТ
  • Publication: 2026-05-15
  • Act object: DEMISSION D'UN ADMINISTRATEUR - NOMINATION D'UN NOUVEL
Summary: General meeting · Officer resignation · Officer appointment · Share transfer
2025
18-07-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
20-02-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
2024
22-07-2024 1 director appointed, 1 resigning Director changes
  • DRIOUECH Hassan, Bestuurder
  • AZIZI Abdel, Bestuurder
Summary: v3.2
2023
12-01-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health5Profitability17Solvency43Growth-Stability79
36 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 5
Profitability 17
Solvency 43
Growth -
Stability 79

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AI due-diligence brief

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 3,224 of the 22,775 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Reparatie van elektrische apparatuur33140Reparatie en onderhoud van elektrische apparatuur33140Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Logistieke diensten52250Overige vervoerondersteunende activiteiten52290
Primary activity highlighted.
Names & trade names
Legal nameFR BMR CONCEPT
Registered office
Emile Feronstraat 97/RC00
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.