BMP
ActiveSummary
BMP has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304k and a net result of €-28k. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 2318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-36
Solvency89▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.73 in 2024; short-term debt: 11.2% and cash: 0.1% of total assets), and 36.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
28 d late
2023
16 d early
2022
3 d early
2021
39 d early
2020
8 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€304k▼ 8.3%
2024 · €332k
2018: €536k
2019: €474k
2020: €414k
2021: €411k
2022: €235k
2023: €270k
2024: €332k
2018 → 2025
Total assets
€476k▼ 13.0%
2024 · €547k
2018: €811k
2019: €664k
2020: €670k
2021: €674k
2022: €646k
2023: €486k
2024: €547k
2018 → 2025
Net result
€-28k
2024 · €62k
2018: €-30k
2019: €-62k
2020: €20k
2021: €77k
2022: €34k
2023: €34k
2024: €62k
2018 → 2025
Working capital
€-32k▼ 63.4%
2024 · €-20k
2018: €144k
2019: €116k
2020: €70k
2021: €81k
2022: €-78k
2023: €-36k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€411k-€235k▼ 42.7%€270k▲ 14.5%€332k▲ 22.9%€304k▼ 8.3%
Operating result€94k-€46k▼ 51.1%€42k▼ 7.9%€83k▲ 96.6%€-23k
Net result€77k-€34k▼ 54.9%€34k▼ 0.8%€62k▲ 80.6%€-28k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €83k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€455k ▼ 7.8%
Current assets
€21k ▼ 61.0%
Equity and liabilities €476k
Equity
€304k ▼ 8.3%
Debt
€172k ▼ 20.3%
Debt's share of the balance-sheet total falls from 39.4% to 36.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €112k
Cash flow
€17k▼
2024 · €91k
Current ratio
0.39▼
2024 · 0.73
Debt to equity
0.56▼
2024 · 0.65
ROE
-9.1%▼
2024 · 18.6%
ROA
-5.8%▼
2024 · 11.3%
Interest coverage
4.26▼
2024 · 22.28
Debt ≤ 1 year
€53k▼
2024 · €73k
Debt > 1 year
€114k▼
2024 · €138k
Income taxes
€176▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€547k€476k▼
Fixed assets21/28€493k€455k▼
Tangible fixed assets22/27€493k€455k▼
Land and buildings22€418k€394k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€1k€1k▲
Leasing and similar rights25€72k€58k▼
Current assets29/58€53k€21k▼
Amounts receivable after more than one year29€33k€0▼
Other amounts receivable291€33k€0▼
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€6k€13k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€6k€390▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€547k€476k▼
Equity10/15€332k€304k▼
Contributions10/11€25k€25k=
Outside capital11€25k-
Other1109/19€25k-
Reserves13€202k€202k=
Non-distributable reserves130/1€3k€3k=
Other1319€3k€3k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€174k€174k=
Profit (loss) carried forward14€105k€77k▼
Amounts payable17/49€215k€172k▼
Amounts payable after more than one year17€138k€114k▼
Financial debts170/4€138k€114k▼
Amounts payable within one year42/48€73k€53k▼
Current portion of amounts payable after more than one year42€23k€23k▲
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€18k€3k▼
Suppliers440/4€18k€3k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€23k€2k▼
Taxes450/3€23k€2k▼
Other amounts payable47/48€5k€23k▲
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€45k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€13k€9k▼
Non-recurring operating charges66A-€40
Gross operating margin9900€125k€31k▼
Operating profit (loss)9901€83k€-23k▼
Financial income75/76B€762€691▼
Recurring financial income75€762€691▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€79k€-27k▼
Income taxes67/77€17k€176▼
Profit (loss) for the period9904€62k€-28k▼
Profit (loss) for the period to be appropriated9905€62k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€77k▼
Profit (loss) brought forward from the previous period14P€43k€105k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €77k ▲278%
Operating result €94k, net result €77k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.88
Current ratio from 2.47 to 5.88; short-term debt falls from €98k to €24k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voulfeld 244700 Eupen1 establishment unit
BMP PGmbH
since 20042.138.589.187
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Of 3,875 companies in sector 93199 we hold annual accounts for 605. 370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2004
Fiscal year end31-12
Activities, NACEBEL 2025
93199Other sports activities
43410Roofing work
47830Retail sale of motorcycles and motorcycle parts and accessories
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:087/56.17.07