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Complete company report
Generated 10-08-2026
Active BE 0748.655.601Private limited company

BMI SERVICES

· 6 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of BMI SERVICES is 4.8% (elevated). The 2022 annual accounts show equity of €20k and a net result of €15k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €20k
Net result €15k
Active 6 yrs
Board 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health84Profitability100Solvency39Growth52Stability100
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 84
Profitability 100
Solvency 39
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
4.8% Elevated
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
84 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-12-2023 with the NBB · fiscal year 2022 · micro
€0€100k€200kRevenue 2021: €203k€203kOperating result 2021: €5k€5kNet result 2021: €5k€5kRevenue 2022: €73k€73kOperating result 2022: €15k€15kNet result 2022: €15k€15k20212022
RevenueOperating resultNet result
Revenue
€73k
-64.2% 21-22
EBITDA
€17k
+142.7% 21-22
Net profit
€15k
+188.5% 21-22
Cash flow
€17k
+150.5% 21-22
Total assets
€84k
-7.0% 21-22
Equity
€20k
+288.5% 21-22
Working capital
€16k
+318.6% 21-22
Debt
€64k
-24.4% 21-22
Debt ≤ 1y
€64k
-24.4% 21-22
Current ratio
1.24
+18.9% 21-22
Quick ratio
1.24
+18.9% 21-22
Solvency
23.3%
+317.6% 21-22
Debt / equity
3.30
-80.5% 21-22
ROE
74.3%
-25.7% 21-22
ROA
17.3%
+210.1% 21-22
Net margin
20.0%
+705.1% 21-22
EBITDA margin
23.8%
+577.2% 21-22
Interest coverage
39.21
+120.0% 21-22
Figures by fiscal year
Fiscal year2022
Revenue€73k
EBITDA€17k
Net profit€15k
Cash flow€17k
Staff costs-
Income taxes-
Dividends-
Total assets€84k
Equity€20k
Debt€64k
of which ≤ 1y€64k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.24
Quick ratio1.24
Working capital ratio18.5%
Solvency23.3%
Debt / equity3.30
Long-term debt ratio-
Interest coverage39.21
Gross margin2.6%
Net margin20.0%
ROA17.3%
ROE74.3%
EBITDA margin23.8%
Days sales outstanding255d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€84k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€383
Current assets 29/58€80k
Amounts receivable within one year 40/41€51k
Cash & bank 54/58€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€84k
Equity 10/15€20k
Accumulated profits (losses) 14€20k
Amounts payable 17/49€64k
Amounts payable within one year 42/48€64k
Income statement
Turnover 70€73k
Gross operating margin 9900€18k
Operating result 9901€15k
Financial charges 65€442
Result before taxes 9903€15k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • Ladram Samir
    Director
    State Gazette act 25161742 (23-12-2025)
    Current
    01-08-2025 → present
Former directors (4)
  • Ghelimi Hamada Mohamed
    Director
    State Gazette act 25124711 (02-10-2025)
    Former
    01-07-2025 → 01-08-2025
    2 events
    • 01-08-2025 Resigned· Director
    • 01-07-2025 Appointed· Director
  • AL MORABETTI BELAAL
    Director
    State Gazette act 23084840 (30-06-2023)
    Former
    30-06-2023 → 01-07-2025
    3 events
    • 01-07-2025 Resigned· Director
    • 30-06-2023 Appointed· Director
    • 31-03-2022 Resigned· Director
  • SALLAMI IMAD
    Director
    State Gazette act 25124711 (02-10-2025)
    Former
    - → 01-07-2025
  • Al Morabetti Ayyoub
    Director
    State Gazette act 21006087 (15-01-2021)
    Former
    29-12-2020 → 30-09-2022
    2 events
    • 30-09-2022 Resigned· Director
    • 29-12-2020 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation17-06-2020
StatusActive
Postal code-
Connections & network 48 connected companies
Network connections
ALS
Shared address
→
APSB
Shared address
→
Assameera
Shared address
→
AW Company
Shared address
→
BeHault Tech
Shared address
→
BQ-INTERIORS
Shared address
→
BUSINESS 4 US
Shared address
→
COMPACT BIO ENERGY
Shared address
→
CORPULS BELGIUM
Shared address
→
CR Projects
Shared address
→
→
D.M.T.
Shared address
→
DE KLUSCENTRALE
Shared address
→
DE PRINS SERVICES
Shared address
→
Gibit Solutions
Shared address
→
GITS
Shared address
→
IKLIMYA
Shared address
→
Immofy
Shared address
→
IMPRO EUROPE
Shared address
→
Inter Quality Service
Shared address
→
IPMS+
Shared address
→
KENOS
Shared address
→
KLN FREIGHT (BELGIUM)
Shared address
→
LEVIGO
Shared address
→
M&H BIO
Shared address
→
M.N
Shared address
→
Maanani Afbouw
Shared address
→
→
→
MODUS : GRAFIKA
Shared address
→
Multigreen Group
Shared address
→
NO-LAG SERVICES
Shared address
→
Real Balance For Life
Shared address
→
SAFAR BEL
Shared address
→
SBS SOLUTIONS
Shared address
→
SEALVIER CONSULTING
Shared address
→
SPANDAK
Shared address
→
STAR CAR
Shared address
→
SUPER B
Shared address
→
TEAMDIGITAL
Shared address
→
Tempro
Shared address
→
TRESCAL
Shared address
→
VAARSCHOOL
Shared address
→
→
VE.ST.O
Shared address
→
VERLIBO
Shared address
→
Vleminckx
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0390/00T002 Flanders 2,865 m² 1 · 1,680 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-12-2025
State Gazette act Director changes
v3.2
02-10-2025
State Gazette act Director changes
v3.2
07-07-2025
State Gazette act Registered-office change
v3.2
2023
31-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
30-06-2023
State Gazette act Director changes
v3.2
2022
28-12-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
30-11-2022
State Gazette act Registered-office change
v3.2
10-05-2022
State Gazette act Director changes
v3.2
2021
15-01-2021
State Gazette act Director changes
v3.2
2020
19-06-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 8 acts
Address history · 2
07-07-2025
v3.2
30-11-2022
v3.2
All acts · 8 updated 7 months ago
2025
23-12-2025 1 director appointed, 1 resigning Director changes
  • Ladram Samir, Bestuurder
  • Ghelimi Hamada Mohamed, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ladram Samir",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-01",
      "evidence_quote": "1/ M\u00EBn\u00EBet Ladram Samir \u00E4ls b\u0117stuurder van BMI SERVICES BV vanaf 01/08/2025."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ghelimi Hamada Mohamed",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-01",
      "evidence_quote": "2/ De ontslag als bestuurder van de heer Ghelimi Hamada Mohamed"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
02-10-2025 1 director appointed, 2 resigning Director changes
  • GHELIMI HAMADA MOHAMED, Bestuurder
  • AL MORABETTI BELAAL, Bestuurder
  • SALLAMI IMAD, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GHELIMI HAMADA MOHAMED",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "De benoeming tot de functie van gratis Bestuurder (onbetaald) van de Dhr. GHELIMI HAMADA \u041C\u041EHA\u041CED die aanvaardt en met ingang van 01/07/2025."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AL MORABETTI BELAAL",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "Het ontslag van de Dhr AL MORABETTI BELAAL van zijn functie van Bestuurder en hij ontslagen voor zijn termijn verstreken en dit met ingang van 01/07/2025."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SALLAMI IMAD",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "Het ontslag van de Choisissez un \u00E9l\u00E9ment. SALLAMI IMAD van zijn functie van Bestuurder en hij ontslagen voor zijn termijn verstreken en dit met ingang van 01/07/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
07-07-2025 Registered office moved from Deurne to Wommelgem Registered-office change
  • Bisschoppenhoflaan 608, 2100 Deurne → Nijverheidsstraat 70, 2160 Wommelgem
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Wommelgem",
        "region": null,
        "street": "Nijverheidsstraat",
        "country": "BE",
        "postcode": "2160",
        "box_number": null,
        "street_number": "70"
      },
      "old_address": {
        "city": "Deurne",
        "region": null,
        "street": "Bisschoppenhoflaan",
        "country": "BE",
        "postcode": "2100",
        "box_number": null,
        "street_number": "608"
      },
      "effective_date": "2025-06-03",
      "evidence_quote": "De Buitengewone Algemene Vergadering dd.03.06.2025 besluit met \u00E9\u00E9nparigheid van de stemmen: - De maatschappelijke zetel te verplaatsen van Bisschoppenhoflaan 608, 2100 Deurne naar Nijverheidsstraat 70, 2160 Wommelgem."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
2023
30-06-2023 1 director appointed, 1 resigning Director changes
  • Al Morabetti Belaal, Bestuurder
  • Al Morabetti Ayyoub, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Al Morabetti Ayyoub",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-09-30",
      "evidence_quote": "De heer Al Morabetti Ayyoub te ontslaan als bestuurder per 30/09/2022. Hem wordt decharge verleend.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Al Morabetti Belaal",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De heer Al Morabetti Belaal te benoemen als bestuurder met onmiddelijke ingang. Hij aanvaardt dit mandaat."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
2022
30-11-2022 Registered office moved within Deurne Registered-office change
  • Bisschoppenhoflaan 602, 2100 Deurne → Bisschoppenhoflaan 608, 2100 Deurne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Deurne",
        "region": "Vlaams Gewest",
        "street": "Bisschoppenhoflaan",
        "country": "BE",
        "postcode": "2100",
        "box_number": null,
        "street_number": "608"
      },
      "old_address": {
        "city": "Deurne",
        "region": "Vlaams Gewest",
        "street": "Bisschoppenhoflaan",
        "country": "BE",
        "postcode": "2100",
        "box_number": null,
        "street_number": "602"
      },
      "effective_date": "2022-11-04",
      "evidence_quote": "De Buitengewone Algemene Vergadering dd.04/11/2022 besluit met \u00E9\u00E9nparigheid van de stemmen: -De maatschappelijke zetel te verplaatsen van Bisschoppenhoflaan 602, 2100 Deurne naar Bisschoppenhoflaan 608, 2100 Deurne."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
10-05-2022 Al Morabetti Belaal resigns as director Director changes
  • Al Morabetti Belaal, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Al Morabetti Belaal",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-03-31",
      "evidence_quote": "De Buitengewone Algemene Vergadering dd.31/03/2022 besluit met \u00E9\u00E9nparigheid van de stemmen: - De heer Al Morabetti Belaal te ontslaan als bestuurder per 31/03/2022. Hem wordt decharge verleend.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
2021
15-01-2021 Al Morabetti Ayyoub appointed as director Director changes
  • Al Morabetti Ayyoub, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Al Morabetti Ayyoub",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-29",
      "evidence_quote": "De Buitengewone Algemene Vergadering dd.29/12/2020 besluit met \u00E9\u00E9nparigheid van de stemmen: -De heer Al Morabetti Ayyoub te benoemen als bestuurder. Hij aanvaardt dit mandaat."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  }
}
2020
19-06-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2100 Deurne, Bisschoppenhoflaan 602",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1981-11-07",
        "name": "AL MORABETTI Belaal",
        "niss": null,
        "address": "2100 Antwerpen (Deurne), Bisschoppenhoflaan 608"
      },
      "share_class": "Aandelen op naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9000,
      "holder_person_name": "AL MORABETTI Belaal",
      "is_subscriber_only": false,
      "n_shares_subscribed": 150,
      "amount_subscribed_eur": 9000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-09-29",
        "name": "SALLAMI Imad",
        "niss": null,
        "address": "2100 Antwerpen (Deurne), Van den Hautelei 16"
      },
      "share_class": "Aandelen op naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9000,
      "holder_person_name": "SALLAMI Imad",
      "is_subscriber_only": false,
      "n_shares_subscribed": 150,
      "amount_subscribed_eur": 9000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18000,
  "subject_company": {
    "kbo": "0748.655.601",
    "name_full": "BMI SERVICES",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-06-15",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL BMI SERVICES
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative