BMH
ActiveSummary
BMH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €-152k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-61
Solvency48▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.24 in 2024; short-term debt: 75.8% and cash: 0% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
-15.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
2 d early
2022
18 d early
2021
on the day
2020
10 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€224k▼ 40.5%
2024 · €377k
2019: €166k
2020: €259k
2021: €308k
2022: €363k
2023: €370k
2024: €377k
2019 → 2025
Total assets
€964k▼ 44.2%
2024 · €1.73M
2019: €2.74M
2020: €3.48M
2021: €3.12M
2022: €2.21M
2023: €1.94M
2024: €1.73M
2019 → 2025
Net result
€-152k
2024 · €7k
2019: €261k
2020: €213k
2021: €168k
2022: €175k
2023: €7k
2024: €7k
2019 → 2025
Working capital
€190k▼ 41.9%
2024 · €326k
2019: €184k
2020: €575k
2021: €292k
2022: €321k
2023: €316k
2024: €326k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€308k-€363k▲ 18.0%€370k▲ 1.9%€377k▲ 1.8%€224k▼ 40.5%
Operating result€170k-€212k▲ 24.7%€27k▼ 87.2%€30k▲ 10.5%€-148k
Net result€168k-€175k▲ 4.4%€7k▼ 96.0%€7k▼ 3.7%€-152k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €148k after €30k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €964k
Fixed assets
€43k ▼ 32.9%
Current assets
€920k ▼ 44.7%
Equity and liabilities €964k
Equity
€224k ▼ 40.5%
Debt
€740k ▼ 45.3%
Debt's share of the balance-sheet total falls from 78.2% to 76.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-120k▼
2024 · €56k
Cash flow
€-125k▼
2024 · €33k
Current ratio
1.26▲
2024 · 1.24
Debt to equity
3.30▼
2024 · 3.59
ROE
-68.0%▼
2024 · 1.8%
ROA
-15.8%▼
2024 · 0.4%
Interest coverage
-25.96▼
2024 · 4.97
Debt ≤ 1 year
€731k▼
2024 · €1.34M
Debt > 1 year
€9k▼
2024 · €14k
Income taxes
€277▼
2024 · €12k
Staff costs
€801k▲
2024 · €707k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€964k▼
Fixed assets21/28€65k€43k▼
Tangible fixed assets22/27€65k€43k▼
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€44k€23k▼
Leasing and similar rights25€19k€14k▼
Current assets29/58€1.66M€920k▼
Stocks and contracts in progress3€765k€0▼
Stocks30/36-€0
Contracts in progress37€765k-
Amounts receivable within one year40/41€821k€918k▲
Trade receivables40€744k€549k▼
Other amounts receivable41€77k€369k▲
Cash at bank and in hand54/58€77k€128▼
Deferred charges and accrued income490/1€515€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€964k▼
Equity10/15€377k€224k▼
Contributions10/11€6k€6k=
Reserves13€370k€370k=
Distributable reserves133€370k€370k=
Profit (loss) carried forward14-€-152k
Amounts payable17/49€1.35M€740k▼
Amounts payable after more than one year17€14k€9k▼
Financial debts170/4€14k€9k▼
Amounts payable within one year42/48€1.34M€731k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€528k€504k▼
Suppliers440/4€528k€504k▼
Taxes, remuneration and social security45€68k€73k▲
Taxes450/3€15k€7k▼
Remuneration and social security454/9€52k€66k▲
Other amounts payable47/48€735k€148k▼
Accrued charges and deferred income492/3€190€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€707k€801k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€351€2k▲
Non-recurring operating charges66A-€507
Gross operating margin9900€763k€683k▼
Operating profit (loss)9901€30k€-148k▼
Financial income75/76B€183€0▼
Recurring financial income75€183€0▼
Financial charges65/66B€11k€5k▼
Recurring financial charges65€11k€5k▼
Profit (loss) for the period before taxes9903€19k€-152k▼
Income taxes67/77€12k€277▼
Profit (loss) for the period9904€7k€-152k▼
Profit (loss) for the period to be appropriated9905€7k€-152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-152k▼
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
Social balance
Average headcount (FTE)908715.815.8=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-152k ▼2369%
Net result drops to €-152k, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €200kEq €259k ▲56.3%
2 profitable years in a row build equity to €259k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenheidestraat 153530 Houthalen-HelchterenGround area
5.4 ha
Parcel 72014B0047/00X040, Flanders. Linked by address, not a title deed.
1 establishment unit
BMH BV
since 20072.162.202.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014B0047/00X040 | Flanders | 5.4 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 747 EUR awarded · 747 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 747 EUR | 747 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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REUT & FILS
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,812 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2007
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43350Other building finishing work
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.