BMF FOOD
The computed 12-month bankruptcy probability of BMF FOOD is 5.4% (elevated). The 2025 annual accounts show equity of €63k and a net result of €23k. Equity is growing by ~42.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 12646 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €63k |
| Net result | €23k |
| Staff (FTE) | 7.2 |
| Better than sector | 42% |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 21.2% | 30.5% | |
| Net result | €23k | €5k | |
| Equity | €63k | €30k | |
| Gross operating margin | €367k | €62k | |
| Staff costs | €281k | €56k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €71k | €39k | €55k | €4k |
| Net profit | €23k | €619 | €30k | €4k |
| Cash flow | €53k | €29k | €48k | €4k |
| Staff costs | €281k | €252k | €119k | - |
| Income taxes | €12k | €4k | €5k | - |
| Dividends | - | - | - | - |
| Total assets | €296k | €306k | €322k | €30k |
| Equity | €63k | €40k | €39k | €9k |
| Debt | €234k | €266k | €283k | €21k |
| of which ≤ 1y | €234k | €266k | €283k | €21k |
| of which > 1y | - | - | - | - |
| Working capital | €-40k | €-91k | €-111k | €-11k |
| Employees (FTE) | 7.2 | 7.6 | 2.8 | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.83 | 0.66 | 0.61 | 0.47 |
| Quick ratio | 0.70 | 0.54 | 0.52 | 0.47 |
| Working capital ratio | -13.4% | -29.8% | -34.4% | -37.6% |
| Solvency | 21.2% | 12.9% | 12.1% | 28.7% |
| Debt / equity | 3.72 | 6.75 | 7.28 | 2.49 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 9.15 | 6.45 | 26.74 | 718.07 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 7.9% | 0.2% | 9.4% | 11.8% |
| ROE | 37.1% | 1.6% | 78.1% | 41.3% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (25 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €296k | €306k | €322k | €30k |
| Fixed assets | 21/28 | €103k | €131k | €150k | €20k |
| Intangible fixed assets | 21 | €3k | €6k | €10k | - |
| Tangible fixed assets | 22/27 | €98k | €120k | €135k | €20k |
| Financial fixed assets | 28 | €2k | €5k | €5k | - |
| Current assets | 29/58 | €194k | €175k | €172k | €10k |
| Stocks & contracts in progress | 3 | €31k | €30k | €25k | - |
| Amounts receivable within one year | 40/41 | €95k | €121k | €80k | - |
| Cash & bank | 54/58 | €64k | €23k | €65k | €10k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €296k | €306k | €322k | €30k |
| Equity | 10/15 | €63k | €40k | €39k | €9k |
| Contributions / capital | 10/11 | €5k | €5k | €5k | €5k |
| Reserves | 13 | €55k | €32k | €32k | - |
| Accumulated profits (losses) | 14 | €3k | €3k | €2k | €4k |
| Amounts payable | 17/49 | €234k | €266k | €283k | €21k |
| Amounts payable within one year | 42/48 | €234k | €266k | €283k | €21k |
| Trade debts payable within one year | 44 | €149k | €185k | €131k | €21k |
| Income statement | |||||
| Gross operating margin | 9900 | €367k | €295k | €176k | €4k |
| Operating result | 9901 | €42k | €11k | €37k | €4k |
| Financial income | 75 | €1k | €73 | €396 | - |
| Financial charges | 65 | €8k | €6k | €2k | €5 |
| Result before taxes | 9903 | €35k | €5k | €35k | €4k |
| Income taxes | 67/77 | €12k | €4k | €5k | - |
| Net result for the period | 9904 | €23k | €619 | €30k | €4k |
| Result to be appropriated | 9905 | €23k | €619 | €30k | €4k |
Former directors (1)
-
Former- → 19-01-2026
| NACE primary | Full-service restaurants(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 06-10-2022 |
| Status | Active |
| Postal code | 5000 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302D0235/00N005 ProtectedSite or landscape |
Wallonia | 2,675 m² | 1 · 27 m² | 13.3 m · 4 fl. |
| 92127A0091/00M000 | Wallonia | 344 m² | 1 · 204 m² | - |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
11-02-2026 Baptiste DRICOT resigns as director
- Baptiste DRICOT, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Baptiste DRICOT",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-19",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire d\u00E9cide \u00E0 l\u0027unanimit\u00E9 d\u0027accepter la d\u00E9mission de Mr Baptiste DRICOT, de sa fonction d\u0027administrateur, et ce \u00E0 dater du 19/01/2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0791.950.758",
"name_full": "BMF FOOD",
"legal_form": "SRL"
}
}10-10-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "5000 Namur, Route Merveilleuse 50",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1993-02-11",
"name": "PIRA Massimo Raymond Salvator",
"niss": null,
"address": "5380 Fernelmont, Rue de Namur, 107/bo\u00EEte3"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "PIRA Massimo Raymond Salvator",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1998-04-09",
"name": "DRICOT Baptiste Arnaud Anne Etienne",
"niss": null,
"address": "5150 Floreffe, Rue des Hayettes 3"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "DRICOT Baptiste Arnaud Anne Etienne",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0791.950.758",
"name_full": "BMF FOOD",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-10-04",
"post_incorporation_mandates": []
}| Legal nameFR | BMF FOOD |